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Esquire Financial is a banks-regional business based in the US. Esquire Financial shares (ESQ) are listed on the NASDAQ and all prices are listed in US Dollars. Esquire Financial employs 110 staff and has a trailing 12-month revenue of around $73.3 million.
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| Latest market close | $44.01 |
|---|---|
| 52-week range | $31.58 - $48.06 |
| 50-day moving average | $42.93 |
| 200-day moving average | $38.59 |
| Wall St. target price | $50.50 |
| PE ratio | 12.8937 |
| Dividend yield | $0.18 (0.97%) |
| Earnings per share (TTM) | $3.20 |
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The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.
This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.
Historical closes compared with the close of $44.01 from 2023-01-27
| 1 week (2023-01-23) | 6.77% |
|---|---|
| 1 month (2022-12-30) | 1.73% |
| 3 months (2022-10-31) | -2.59% |
| 6 months (2022-07-29) | 21.51% |
| 1 year (2022-01-31) | 27.68% |
|---|---|
| 2 years (2021-01-29) | 99.32% |
| 3 years (2020-01-31) | 93.45% |
| 5 years (2018-01-30) | 92.94% |
Valuing Esquire Financial stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of Esquire Financial's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.
Esquire Financial's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 13x. In other words, Esquire Financial shares trade at around 13x recent earnings.
That's relatively low compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.
| Revenue TTM | $73.3 million |
|---|---|
| Operating margin TTM | 47.04% |
| Gross profit TTM | $57.8 million |
| Return on assets TTM | 2.12% |
| Return on equity TTM | 18.29% |
| Profit margin | 35.64% |
| Book value | $19.44 |
| Market capitalisation | $336.2 million |
TTM: trailing 12 months
Dividend payout ratio: 8.72% of net profits
Recently Esquire Financial has paid out, on average, around 8.72% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 0.97% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), Esquire Financial shareholders could enjoy a 0.97% return on their shares, in the form of dividend payments. In Esquire Financial's case, that would currently equate to about $0.18 per share.
While Esquire Financial's payout ratio might seem low, this can signify that Esquire Financial is investing more in its future growth.
Esquire Financial's most recent dividend payout was on 30 November 2022. The latest dividend was paid out to all shareholders who bought their shares by 13 November 2022 (the "ex-dividend date").
Over the last 12 months, Esquire Financial's shares have ranged in value from as little as $31.5838 up to $48.055. A popular way to gauge a stock's volatility is its "beta".
Beta is a measure of a share's volatility in relation to the market. The market (NASDAQ average) beta is 1, while Esquire Financial's is 0.8277. This would suggest that Esquire Financial's shares are less volatile than average (for this exchange).
Esquire Financial Holdings, Inc. operates as the bank holding company for Esquire Bank, National Association that provides commercial banking products and services to legal industry and small businesses, and commercial and retail customers in the United States. The company offers checking, savings, money market, and time deposits, as well as certificates of deposit. It also provides commercial loans, including short-term financing for inventory, receivables, the purchase of supplies, or other operating needs arising during the normal course of business, as well as loans to its qualified merchant customers; commercial lines of credit; consumer loans consisting of post-settlement consumer and structured settlement loans to plaintiffs and claimants, as well as loans to individuals for debt consolidation, medical expenses, living expenses, payment of outstanding bills, or other consumer needs; and real estate loans, such as multifamily, 1-4 family residential, commercial real estate, and construction loans, as well as merchant services. As of January 25, 2022, the company operated a full-service branch in Jericho, New York; and an administrative office in Boca Raton, Florida. Esquire Financial Holdings, Inc. was founded in 2006 and is headquartered in Jericho, New York.
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