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How to buy Enterprise Bancorp stock | $26.82

Own Enterprise Bancorp stock in just a few minutes.

Fact checked

Enterprise Bancorp, Inc is a banks-regional business based in the US. Enterprise Bancorp shares (EBTC) are listed on the NASDAQ and all prices are listed in US Dollars. Enterprise Bancorp employs 538 staff and has a trailing 12-month revenue of around USD$132.4 million.

How to buy shares in Enterprise Bancorp

  1. Compare share trading platforms. If you're a beginner, look for a platform with low commissions, expert ratings and investment tools to track your portfolio. Narrow down top brands with our comparison table.
  2. Open and fund your brokerage account. Complete an application with your personal and financial details, like your ID and bank information. Fund your account with a bank transfer, credit card or debit card.
  3. Search for Enterprise Bancorp. Find the stock by name or ticker symbol: EBTC. Research its history to confirm it's a solid investment against your financial goals.
  4. Purchase now or later. Buy today with a market order or use a limit order to delay your purchase until Enterprise Bancorp reaches your desired price. To spread out your purchase, look into dollar-cost averaging, which smooths out buying at consistent intervals and amounts.
  5. Decide on how many to buy. At last close price of USD$26.82, weigh your budget against a diversified portfolio that can minimize risk through the market's ups and downs. You may be able to buy a fractional share of Enterprise Bancorp, depending on your broker.
  6. Check in on your investment. Congratulations, you own a part of Enterprise Bancorp. Optimize your portfolio by tracking how your stock — and even the business — performs with an eye on the long term. You may be eligible for dividends and shareholder voting rights on directors and management that can affect your stock.

Enterprise Bancorp share price

Use our graph to track the performance of EBTC stocks over time.

Enterprise Bancorp shares at a glance

Information last updated 2020-12-26.
Latest market closeUSD$26.82
52-week rangeUSD$18.9781 - USD$33.0068
50-day moving average USD$25.9124
200-day moving average USD$23.0783
Wall St. target priceN/A
PE ratio 9.9098
Dividend yield USD$0.7 (2.77%)
Earnings per share (TTM) USD$2.55

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The value of any investment can go up or down depending on news, trends and market conditions. We are not investment advisers, so do your own due diligence to understand the risks before you invest.

Is it a good time to buy Enterprise Bancorp stock?

The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.

This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.

Enterprise Bancorp price performance over time

Historical closes compared with the close of $26.82 from 2021-01-11

1 week (2021-01-08) 0.11%
1 month (2020-12-16) -0.89%
3 months (2020-10-16) 19.36%
6 months (2020-07-16) 24.40%
1 year (2020-01-16) -18.06%
2 years (2019-01-16) -18.46%
3 years (2018-01-16) 34.845
5 years (2016-01-15) 28.57%

Is Enterprise Bancorp under- or over-valued?

Valuing Enterprise Bancorp stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of Enterprise Bancorp's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.

Enterprise Bancorp's P/E ratio

Enterprise Bancorp's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 10x. In other words, Enterprise Bancorp shares trade at around 10x recent earnings.

That's relatively low compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.

Enterprise Bancorp financials

Revenue TTM USD$132.4 million
Operating margin TTM 31.5%
Gross profit TTM USD$131 million
Return on assets TTM 0.84%
Return on equity TTM 9.84%
Profit margin 22.92%
Book value $27.606
Market capitalisation USD$301.4 million

TTM: trailing 12 months

Shorting Enterprise Bancorp shares

There are currently 59,952 Enterprise Bancorp shares held short by investors – that's known as Enterprise Bancorp's "short interest". This figure is 5.8% up from 56,662 last month.

There are a few different ways that this level of interest in shorting Enterprise Bancorp shares can be evaluated.

Enterprise Bancorp's "short interest ratio" (SIR)

Enterprise Bancorp's "short interest ratio" (SIR) is the quantity of Enterprise Bancorp shares currently shorted divided by the average quantity of Enterprise Bancorp shares traded daily (recently around 8961.4349775785). Enterprise Bancorp's SIR currently stands at 6.69. In other words for every 100,000 Enterprise Bancorp shares traded daily on the market, roughly 6690 shares are currently held short.

However Enterprise Bancorp's short interest can also be evaluated against the total number of Enterprise Bancorp shares, or, against the total number of tradable Enterprise Bancorp shares (the shares that aren't held by "insiders" or major long-term shareholders – also known as the "float"). In this case Enterprise Bancorp's short interest could be expressed as 0.01% of the outstanding shares (for every 100,000 Enterprise Bancorp shares in existence, roughly 10 shares are currently held short) or 0.0061% of the tradable shares (for every 100,000 tradable Enterprise Bancorp shares, roughly 6 shares are currently held short).

A SIR below 10% would generally be considered to indicate a fairly optimistic outlook for the share price, with fewer people currently willing to bet against Enterprise Bancorp.

Find out more about how you can short Enterprise Bancorp stock.

Enterprise Bancorp share dividends

26%

Dividend payout ratio: 26.11% of net profits

Recently Enterprise Bancorp has paid out, on average, around 26.11% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 2.77% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), Enterprise Bancorp shareholders could enjoy a 2.77% return on their shares, in the form of dividend payments. In Enterprise Bancorp's case, that would currently equate to about $0.7 per share.

While Enterprise Bancorp's payout ratio might seem fairly standard, it's worth remembering that Enterprise Bancorp may be investing much of the rest of its net profits in future growth.

Enterprise Bancorp's most recent dividend payout was on 1 December 2020. The latest dividend was paid out to all shareholders who bought their shares by 9 November 2020 (the "ex-dividend date").

Have Enterprise Bancorp's shares ever split?

Enterprise Bancorp's shares were split on a 2:1 basis on 3 July 2006. So if you had owned 1 share the day before before the split, the next day you'd have owned 2 shares. This wouldn't directly have changed the overall worth of your Enterprise Bancorp shares – just the quantity. However, indirectly, the new 50% lower share price could have impacted the market appetite for Enterprise Bancorp shares which in turn could have impacted Enterprise Bancorp's share price.

Enterprise Bancorp share price volatility

Over the last 12 months, Enterprise Bancorp's shares have ranged in value from as little as $18.9781 up to $33.0068. A popular way to gauge a stock's volatility is its "beta".

Beta is a measure of a share's volatility in relation to the market. The market (NASDAQ average) beta is 1, while Enterprise Bancorp's is 0.4777. This would suggest that Enterprise Bancorp's shares are less volatile than average (for this exchange).

Enterprise Bancorp overview

Enterprise Bancorp, Inc. operates as the holding company for Enterprise Bank and Trust Company that provides banking products and services primarily in the Greater Merrimack Valley, Nashoba Valley, and North Central regions of Massachusetts and Southern New Hampshire. The company offers commercial and retail deposit products, including transactional checking accounts, non-transactional savings and money market accounts, commercial sweep products, and term certificates of deposit. It also provides commercial real estate mortgage loans, construction and land development loans, secured and unsecured commercial loans and lines of credit, and letters of credit, as well as equipment financing services; and conventional residential mortgage loans, home equity loans and lines, residential construction loans on primary and secondary residences, and secured and unsecured personal loans and lines of credit. In addition, the company offers cash management services; customized investment management and trust services to individuals, family groups, commercial businesses, trusts, foundations, non-profit organizations, and endowments; brokerage and management services to individual investors; and insurance products. Further, it provides card, online, and mobile banking services. As of April 20, 2020, it had 25 full-service branches located in the Massachusetts communities of Lowell, Acton, Andover, Billerica, Chelmsford, Dracut, Fitchburg, Lawrence, Leominster, Lexington, Methuen, Tewksbury, Tyngsborough, and Westford; and the New Hampshire communities of Derry, Hudson, Nashua, Pelham, Salem, and Windham. The company primarily serves business entities, non-profit organizations, professional practices, and individuals. Enterprise Bancorp, Inc. was founded in 1989 and is headquartered in Lowell, Massachusetts.

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