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Enterprise Bancorp, Inc is a banks-regional business based in the US. Enterprise Bancorp shares (EBTC) are listed on the NASDAQ and all prices are listed in US Dollars. Enterprise Bancorp employs 538 staff and has a trailing 12-month revenue of around USD$132.4 million.
|Latest market close||USD$26.82|
|52-week range||USD$18.9781 - USD$33.0068|
|50-day moving average||USD$25.9124|
|200-day moving average||USD$23.0783|
|Wall St. target price||N/A|
|Dividend yield||USD$0.7 (2.77%)|
|Earnings per share (TTM)||USD$2.55|
The value of any investment can go up or down depending on news, trends and market conditions. We are not investment advisers, so do your own due diligence to understand the risks before you invest.
The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.
This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.
|1 week (2021-01-08)||0.11%|
|1 month (2020-12-16)||-0.89%|
|3 months (2020-10-16)||19.36%|
|6 months (2020-07-16)||24.40%|
|1 year (2020-01-16)||-18.06%|
|2 years (2019-01-16)||-18.46%|
|3 years (2018-01-16)||34.845|
|5 years (2016-01-15)||28.57%|
Valuing Enterprise Bancorp stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of Enterprise Bancorp's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.
Enterprise Bancorp's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 10x. In other words, Enterprise Bancorp shares trade at around 10x recent earnings.
That's relatively low compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.
|Revenue TTM||USD$132.4 million|
|Operating margin TTM||31.5%|
|Gross profit TTM||USD$131 million|
|Return on assets TTM||0.84%|
|Return on equity TTM||9.84%|
|Market capitalisation||USD$301.4 million|
TTM: trailing 12 months
There are currently 59,952 Enterprise Bancorp shares held short by investors – that's known as Enterprise Bancorp's "short interest". This figure is 5.8% up from 56,662 last month.
There are a few different ways that this level of interest in shorting Enterprise Bancorp shares can be evaluated.
Enterprise Bancorp's "short interest ratio" (SIR) is the quantity of Enterprise Bancorp shares currently shorted divided by the average quantity of Enterprise Bancorp shares traded daily (recently around 8961.4349775785). Enterprise Bancorp's SIR currently stands at 6.69. In other words for every 100,000 Enterprise Bancorp shares traded daily on the market, roughly 6690 shares are currently held short.
However Enterprise Bancorp's short interest can also be evaluated against the total number of Enterprise Bancorp shares, or, against the total number of tradable Enterprise Bancorp shares (the shares that aren't held by "insiders" or major long-term shareholders – also known as the "float"). In this case Enterprise Bancorp's short interest could be expressed as 0.01% of the outstanding shares (for every 100,000 Enterprise Bancorp shares in existence, roughly 10 shares are currently held short) or 0.0061% of the tradable shares (for every 100,000 tradable Enterprise Bancorp shares, roughly 6 shares are currently held short).
A SIR below 10% would generally be considered to indicate a fairly optimistic outlook for the share price, with fewer people currently willing to bet against Enterprise Bancorp.
Find out more about how you can short Enterprise Bancorp stock.
Dividend payout ratio: 26.11% of net profits
Recently Enterprise Bancorp has paid out, on average, around 26.11% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 2.77% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), Enterprise Bancorp shareholders could enjoy a 2.77% return on their shares, in the form of dividend payments. In Enterprise Bancorp's case, that would currently equate to about $0.7 per share.
While Enterprise Bancorp's payout ratio might seem fairly standard, it's worth remembering that Enterprise Bancorp may be investing much of the rest of its net profits in future growth.
Enterprise Bancorp's most recent dividend payout was on 1 December 2020. The latest dividend was paid out to all shareholders who bought their shares by 9 November 2020 (the "ex-dividend date").
Enterprise Bancorp's shares were split on a 2:1 basis on 3 July 2006. So if you had owned 1 share the day before before the split, the next day you'd have owned 2 shares. This wouldn't directly have changed the overall worth of your Enterprise Bancorp shares – just the quantity. However, indirectly, the new 50% lower share price could have impacted the market appetite for Enterprise Bancorp shares which in turn could have impacted Enterprise Bancorp's share price.
Over the last 12 months, Enterprise Bancorp's shares have ranged in value from as little as $18.9781 up to $33.0068. A popular way to gauge a stock's volatility is its "beta".
Beta is a measure of a share's volatility in relation to the market. The market (NASDAQ average) beta is 1, while Enterprise Bancorp's is 0.4777. This would suggest that Enterprise Bancorp's shares are less volatile than average (for this exchange).
Enterprise Bancorp, Inc. operates as the holding company for Enterprise Bank and Trust Company that provides banking products and services primarily in the Greater Merrimack Valley, Nashoba Valley, and North Central regions of Massachusetts and Southern New Hampshire. The company offers commercial and retail deposit products, including transactional checking accounts, non-transactional savings and money market accounts, commercial sweep products, and term certificates of deposit. It also provides commercial real estate mortgage loans, construction and land development loans, secured and unsecured commercial loans and lines of credit, and letters of credit, as well as equipment financing services; and conventional residential mortgage loans, home equity loans and lines, residential construction loans on primary and secondary residences, and secured and unsecured personal loans and lines of credit. In addition, the company offers cash management services; customized investment management and trust services to individuals, family groups, commercial businesses, trusts, foundations, non-profit organizations, and endowments; brokerage and management services to individual investors; and insurance products. Further, it provides card, online, and mobile banking services. As of April 20, 2020, it had 25 full-service branches located in the Massachusetts communities of Lowell, Acton, Andover, Billerica, Chelmsford, Dracut, Fitchburg, Lawrence, Leominster, Lexington, Methuen, Tewksbury, Tyngsborough, and Westford; and the New Hampshire communities of Derry, Hudson, Nashua, Pelham, Salem, and Windham. The company primarily serves business entities, non-profit organizations, professional practices, and individuals. Enterprise Bancorp, Inc. was founded in 1989 and is headquartered in Lowell, Massachusetts.
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