How to buy Enova International (ENVA) stock

Enova International, Inc is a credit services business based in the US. Enova International shares (ENVA) are listed on the NYSE and all prices are listed in US Dollars. Enova International employs 1,549 staff and has a trailing 12-month revenue of around 0.00.

Enova International stock price (NYSE: ENVA)

Use our graph to track the performance of ENVA stocks over time.

Enova International shares at a glance

• Key figures

Information last updated 2021-07-23.

Latest market close	$37.87
52-week range	$13.54 - $41.06
50-day moving average	$34.27
200-day moving average	$32.64
Wall St. target price	$43.50
PE ratio	2.3418
Dividend yield	N/A (0%)
Earnings per share (TTM)	$13.40

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Is it a good time to buy Enova International stock?

The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.

Technical Analysis of Enova International, Inc by TradingView

This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.

Enova International price performance over time

Historical closes compared with the close of $37.87 from 2021-05-28

1 week (2021-07-16)	N/A
1 month (2021-06-25)	8.85%
3 months (2021-04-27)	8.95%
6 months (2021-01-23)	N/A

1 year (2020-07-23)	N/A
2 years (2019-07-23)	N/A
3 years (2018-07-23)	N/A
5 years (2016-07-23)	N/A

Is Enova International under- or over-valued?

Valuing Enova International stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of Enova International's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.

Enova International's P/E ratio

Enova International's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 2x. In other words, Enova International shares trade at around 2x recent earnings.

That's relatively low compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.

Enova International financials

Revenue TTM	$709.8 million
Operating margin TTM	54.38%
Gross profit TTM	$501.2 million
Return on assets TTM	23.19%
Return on equity TTM	62.12%
Profit margin	63.16%
Book value	$27.46
Market capitalisation	$1.2 billion

TTM: trailing 12 months

Shorting Enova International shares

There are currently 1.6 million Enova International shares held short by investors – that's known as Enova International's "short interest". This figure is 1.3% down from 1.6 million last month.

There are a few different ways that this level of interest in shorting Enova International shares can be evaluated.

Enova International's "short interest ratio" (SIR)

Enova International's "short interest ratio" (SIR) is the quantity of Enova International shares currently shorted divided by the average quantity of Enova International shares traded daily (recently around 274343.36283186). Enova International's SIR currently stands at 5.65. In other words for every 100,000 Enova International shares traded daily on the market, roughly 5650 shares are currently held short.

However Enova International's short interest can also be evaluated against the total number of Enova International shares, or, against the total number of tradable Enova International shares (the shares that aren't held by "insiders" or major long-term shareholders – also known as the "float"). In this case Enova International's short interest could be expressed as 0.04% of the outstanding shares (for every 100,000 Enova International shares in existence, roughly 40 shares are currently held short) or 0.05% of the tradable shares (for every 100,000 tradable Enova International shares, roughly 50 shares are currently held short).

A SIR below 10% would generally be considered to indicate a fairly optimistic outlook for the share price, with fewer people currently willing to bet against Enova International.

Find out more about how you can short Enova International stock.

Enova International share dividends

We're not expecting Enova International to pay a dividend over the next 12 months.

Enova International share price volatility

Over the last 12 months, Enova International's shares have ranged in value from as little as $13.54 up to $41.06. A popular way to gauge a stock's volatility is its "beta".

Beta is a measure of a share's volatility in relation to the market. The market (NYSE average) beta is 1, while Enova International's is 1.8281. This would suggest that Enova International's shares are more volatile than the average for this exchange and represent, relatively-speaking, a higher risk (but potentially also market-beating returns).

Enova International overview

Enova International, Inc. , a technology and analytics company, provides online financial services in the United States, Brazil, Australia, and Canada. The company offers installment loans; line of credit accounts; receivables purchase agreements; income share agreements; CSO programs, including arranging loans with independent third-party lenders and assisting in the preparation of loan applications and loan documents; and bank programs, such as marketing services and loan servicing for near-prime unsecured consumer installment loan. It also provides Enova Decisions, an analytics as a service designed to automate or augment customer decisions, which include credit risk, fraud risk, identity verification, customer profitability, payments, and collection. The company markets its financing products under the CashNetUSA, NetCredit, OnDeck, Headway Capital, The Business Backer, and Simplic names. Enova International, Inc. was incorporated in 2011 and is headquartered in Chicago, Illinois.

Frequently asked questions

What percentage of Enova International is owned by insiders or institutions?
Currently 2.352% of Enova International shares are held by insiders and 89.182% by institutions. How many people work for Enova International?
Latest data suggests 1,549 work at Enova International. When does the fiscal year end for Enova International?
Enova International's fiscal year ends in December. Where is Enova International based?
Enova International's address is: 175 West Jackson Boulevard, Chicago, IL, United States, 60604 What is Enova International's ISIN number?
Enova International's international securities identification number is: US29357K1034 What is Enova International's CUSIP number?
Enova International's Committee on Uniform Securities Identification Procedures number is: 29357K103