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How to buy Encore Capital Group stock | $51.45

Learn how to easily invest in Encore Capital Group stock.

Encore Capital Group Inc is a mortgage finance business based in the US. Encore Capital Group shares (ECPG) are listed on the NASDAQ and all prices are listed in US Dollars. Encore Capital Group employs 7,725 staff and has a trailing 12-month revenue of around 0.00.

How to buy shares in Encore Capital Group

  1. Compare share trading platforms.Use our comparison table to help you find a platform that fits you.
  2. Open your brokerage account. Complete an application with your details.
  3. Confirm your payment details. Fund your account.
  4. Research the stock. Find the stock by name or ticker symbol – ECPG – and research it before deciding if it's a good investment for you.
  5. Purchase now or later. Buy your desired number of shares with a market order or use a limit order to delay your purchase until the stock reaches a desired price.
  6. Check in on your investment. Optimize your portfolio by tracking your stock.

Encore Capital Group stock price (NASDAQ: ECPG)

Use our graph to track the performance of ECPG stocks over time.

Encore Capital Group shares at a glance

Information last updated 2021-10-16.
Latest market close$51.45
52-week range$29.21 - $52.43
50-day moving average $48.97
200-day moving average $45.83
Wall St. target price$55.00
PE ratio 5.7317
Dividend yield N/A (0%)
Earnings per share (TTM) $8.92

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The value of any investment can go up or down depending on news, trends and market conditions. We are not investment advisers, so do your own due diligence to understand the risks before you invest.

Is it a good time to buy Encore Capital Group stock?

The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.

This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.

Encore Capital Group price performance over time

Historical closes compared with the close of $51.45 from 2021-10-20

1 week (2021-10-14) 0.31%
1 month (2021-09-21) 6.65%
3 months (2021-07-21) 9.42%
6 months (2021-04-21) 31.35%
1 year (2020-10-21) 30.82%
2 years (2019-10-21) 48.44%
3 years (2018-10-19) 74.53%
5 years (2016-10-21) 158.54%

Is Encore Capital Group under- or over-valued?

Valuing Encore Capital Group stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of Encore Capital Group's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.

Encore Capital Group's P/E ratio

Encore Capital Group's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 6x. In other words, Encore Capital Group shares trade at around 6x recent earnings.

That's relatively low compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.

Encore Capital Group's PEG ratio

Encore Capital Group's "price/earnings-to-growth ratio" can be calculated by dividing its P/E ratio by its growth – to give 0.1478. A low ratio can be interpreted as meaning the shares offer better value, while a higher ratio can be interpreted as meaning the shares offer worse value.

The PEG ratio provides a broader view than just the P/E ratio, as it gives more insight into Encore Capital Group's future profitability. By accounting for growth, it could also help you if you're comparing the share prices of multiple high-growth companies.

Encore Capital Group's EBITDA

Encore Capital Group's EBITDA (earnings before interest, taxes, depreciation and amortisation) is $669.8 million.

The EBITDA is a measure of a Encore Capital Group's overall financial performance and is widely used to measure a its profitability.

Encore Capital Group financials

Revenue TTM $1.6 billion
Operating margin TTM 38.28%
Gross profit TTM $1.5 billion
Return on assets TTM 8.28%
Return on equity TTM 23.69%
Profit margin 17.36%
Book value $44.53
Market capitalisation $1.5 billion

TTM: trailing 12 months

Shorting Encore Capital Group shares

There are currently 4.1 million Encore Capital Group shares held short by investors – that's known as Encore Capital Group's "short interest". This figure is 1.1% down from 4.1 million last month.

There are a few different ways that this level of interest in shorting Encore Capital Group shares can be evaluated.

Encore Capital Group's "short interest ratio" (SIR)

Encore Capital Group's "short interest ratio" (SIR) is the quantity of Encore Capital Group shares currently shorted divided by the average quantity of Encore Capital Group shares traded daily (recently around 197117.27976767). Encore Capital Group's SIR currently stands at 20.66. In other words for every 100,000 Encore Capital Group shares traded daily on the market, roughly 20660 shares are currently held short.

However Encore Capital Group's short interest can also be evaluated against the total number of Encore Capital Group shares, or, against the total number of tradable Encore Capital Group shares (the shares that aren't held by "insiders" or major long-term shareholders – also known as the "float"). In this case Encore Capital Group's short interest could be expressed as 0.13% of the outstanding shares (for every 100,000 Encore Capital Group shares in existence, roughly 130 shares are currently held short) or 0.1369% of the tradable shares (for every 100,000 tradable Encore Capital Group shares, roughly 137 shares are currently held short).

A SIR above 20% would generally be considered very high, pointing to a pessimistic outlook for the share price, with a discouraging number of investors currently willing to bet against Encore Capital Group.

Find out more about how you can short Encore Capital Group stock.

Encore Capital Group share dividends

We're not expecting Encore Capital Group to pay a dividend over the next 12 months.

Encore Capital Group share price volatility

Over the last 12 months, Encore Capital Group's shares have ranged in value from as little as $29.21 up to $52.43. A popular way to gauge a stock's volatility is its "beta".

ECPG.US volatility(beta: 1.53)Avg. volatility(beta: 1.00)LowHigh

Beta is a measure of a share's volatility in relation to the market. The market (NASDAQ average) beta is 1, while Encore Capital Group's is 1.5317. This would suggest that Encore Capital Group's shares are more volatile than the average for this exchange and represent, relatively-speaking, a higher risk (but potentially also market-beating returns).

Encore Capital Group overview

Encore Capital Group, Inc. , a specialty finance company, together with its subsidiaries, provides debt recovery solutions and other related services for consumers across a range of financial assets worldwide. The company purchases portfolios of defaulted consumer receivables at deep discounts to face value, as well as manages them by working with individuals as they repay their obligations and works toward financial recovery. It is also involved in the early stage collections, business process outsourcing, contingent collections, trace services, and litigation activities; and provision of debt servicing and other portfolio management services to credit originator for non-performing loans. Encore Capital Group, Inc. was incorporated in 1999 and is headquartered in San Diego, California. .

Frequently asked questions

What percentage of Encore Capital Group is owned by insiders or institutions?
Currently 1.839% of Encore Capital Group shares are held by insiders and 115.576% by institutions.
How many people work for Encore Capital Group?
Latest data suggests 7,725 work at Encore Capital Group.
When does the fiscal year end for Encore Capital Group?
Encore Capital Group's fiscal year ends in December.
Where is Encore Capital Group based?
Encore Capital Group's address is: 350 Camino De La Reina, San Diego, CA, United States, 92108
What is Encore Capital Group's ISIN number?
Encore Capital Group's international securities identification number is: US2925541029
What is Encore Capital Group's CUSIP number?
Encore Capital Group's Committee on Uniform Securities Identification Procedures number is: 292554102

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