Emclaire Financial Corp is a banks-regional business based in the US. Emclaire Financial shares (EMCF) are listed on the NASDAQ and all prices are listed in US Dollars. Emclaire Financial employs 160 staff and has a trailing 12-month revenue of around 0.00.
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What's in this guide?
- EMCF shares summary
- Compare share dealing platforms
- Is EMCF stock a buy or sell?
- Stock performance over time
- Can I short EMCF shares?
- Are EMCF shares over-valued?
- Emclaire Financial's financials
- How volatile are EMCF shares?
- Does Emclaire Financial pay a dividend?
- Have EMCF shares ever split?
- Other common questions
Emclaire Financial stock price (NASDAQ: EMCF)Use our graph to track the performance of EMCF stocks over time.
Emclaire Financial shares at a glance
|Latest market close||$28.57|
|52-week range||$19.07 - $31.50|
|50-day moving average||$28.96|
|200-day moving average||$28.20|
|Wall St. target price||N/A|
|Dividend yield||$1.2 (4.15%)|
|Earnings per share (TTM)||$2.76|
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Is it a good time to buy Emclaire Financial stock?
The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.
This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.
Emclaire Financial price performance over time
|1 week (2021-07-14)||N/A|
|1 month (2021-06-25)||-6.48%|
|3 months (2021-04-21)||N/A|
|6 months (2021-01-21)||N/A|
|1 year (2020-07-21)||N/A|
|2 years (2019-07-21)||N/A|
|3 years (2018-07-21)||N/A|
|5 years (2016-07-21)||N/A|
Is Emclaire Financial under- or over-valued?
Valuing Emclaire Financial stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of Emclaire Financial's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.
Emclaire Financial's P/E ratio
Emclaire Financial's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 11x. In other words, Emclaire Financial shares trade at around 11x recent earnings.
That's relatively low compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.
Emclaire Financial financials
|Revenue TTM||$31.7 million|
|Operating margin TTM||31.87%|
|Gross profit TTM||$30.2 million|
|Return on assets TTM||0.77%|
|Return on equity TTM||8.67%|
|Market capitalisation||$79.8 million|
TTM: trailing 12 months
Shorting Emclaire Financial shares
There are currently 3,280 Emclaire Financial shares held short by investors – that's known as Emclaire Financial's "short interest". This figure is 491% up from 555 last month.
There are a few different ways that this level of interest in shorting Emclaire Financial shares can be evaluated.
Emclaire Financial's "short interest ratio" (SIR)
Emclaire Financial's "short interest ratio" (SIR) is the quantity of Emclaire Financial shares currently shorted divided by the average quantity of Emclaire Financial shares traded daily (recently around 2050). Emclaire Financial's SIR currently stands at 1.6. In other words for every 100,000 Emclaire Financial shares traded daily on the market, roughly 1600 shares are currently held short.
However Emclaire Financial's short interest can also be evaluated against the total number of Emclaire Financial shares, or, against the total number of tradable Emclaire Financial shares (the shares that aren't held by "insiders" or major long-term shareholders – also known as the "float"). In this case Emclaire Financial's short interest could be expressed as 0% of the outstanding shares (for every 100,000 Emclaire Financial shares in existence, roughly 0 shares are currently held short) or 0.0015% of the tradable shares (for every 100,000 tradable Emclaire Financial shares, roughly 2 shares are currently held short).
Such a low SIR usually points to an optimistic outlook for the share price, with fewer people currently willing to bet against Emclaire Financial.
Find out more about how you can short Emclaire Financial stock.
Emclaire Financial share dividends
Dividend payout ratio: 38.54% of net profits
Recently Emclaire Financial has paid out, on average, around 38.54% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 4.32% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), Emclaire Financial shareholders could enjoy a 4.32% return on their shares, in the form of dividend payments. In Emclaire Financial's case, that would currently equate to about $1.2 per share.
While Emclaire Financial's payout ratio might seem fairly standard, it's worth remembering that Emclaire Financial may be investing much of the rest of its net profits in future growth.
Emclaire Financial's most recent dividend payout was on 17 June 2021. The latest dividend was paid out to all shareholders who bought their shares by 27 May 2021 (the "ex-dividend date").
Have Emclaire Financial's shares ever split?
Emclaire Financial's shares were split on 25 November 1997.
Emclaire Financial share price volatility
Over the last 12 months, Emclaire Financial's shares have ranged in value from as little as $19.0725 up to $31.5. A popular way to gauge a stock's volatility is its "beta".
Beta is a measure of a share's volatility in relation to the market. The market (NASDAQ average) beta is 1, while Emclaire Financial's is 0.463. This would suggest that Emclaire Financial's shares are less volatile than average (for this exchange).
Emclaire Financial overview
Emclaire Financial Corp operates as the bank holding company for The Farmers National Bank of Emlenton that provides retail and commercial financial products and services to individuals and businesses in western Pennsylvania. The company's deposit products include checking, savings, and term certificate accounts; savings and time deposits; non-interest bearing and interest-bearing demand deposit accounts; and money market accounts. Its loan portfolio comprises one-to-four family mortgage loans, home equity loans, commercial business and commercial real estate loans, and consumer loans. The company operates a network of 20 retail branch offices in Venango, Allegheny, Butler, Clarion, Clearfield, Crawford, Elk, Jefferson, and Mercer counties, Pennsylvania, as well as Hancock county, West Virginia. The company was founded in 1900 and is headquartered in Emlenton, Pennsylvania. .
Stocks similar to Emclaire Financial
Emclaire Financial in the news
Emclaire Financial Corp Reports Earnings for Second Quarter 2021
Emclaire Financial Corp Reports Earnings for Second Quarter 2021
Schneider Downs Wealth Management Advisors, LP Buys Emclaire Financial Corp, iShares Core MSCI Emerging Markets ETF, Prologis Inc, Sells Federated Hermes Inc, Schwab Emerging Markets Equity ETF, PPG Industries Inc
Frequently asked questionsWhat percentage of Emclaire Financial is owned by insiders or institutions?
Currently 19.956% of Emclaire Financial shares are held by insiders and 12.305% by institutions. How many people work for Emclaire Financial?
Latest data suggests 160 work at Emclaire Financial. When does the fiscal year end for Emclaire Financial?
Emclaire Financial's fiscal year ends in December. Where is Emclaire Financial based?
Emclaire Financial's address is: 612 Main Street, Emlenton, PA, United States, 16373 What is Emclaire Financial's ISIN number?
Emclaire Financial's international securities identification number is: US2908281023 What is Emclaire Financial's CUSIP number?
Emclaire Financial's Committee on Uniform Securities Identification Procedures number is: 290828102
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