How to buy Credit Acceptance Corporation (CACC) stock

Credit Acceptance Corporation is a credit services business based in the US. Credit Acceptance Corporation shares (CACC) are listed on the NASDAQ and all prices are listed in US Dollars. Credit Acceptance Corporation employs 2,033 staff and has a trailing 12-month revenue of around 0.00.

Credit Acceptance Corporation stock price (NASDAQ: CACC)

Use our graph to track the performance of CACC stocks over time.

Credit Acceptance Corporation shares at a glance

• Key figures

Information last updated 2021-07-23.

Latest market close	$447.46
52-week range	$266.74 - $539.00
50-day moving average	$437.52
200-day moving average	$393.37
Wall St. target price	$370.67
PE ratio	11.8904
Dividend yield	N/A (0%)
Earnings per share (TTM)	$40.02

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Is it a good time to buy Credit Acceptance Corporation stock?

The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.

Technical Analysis of Credit Acceptance Corporation by TradingView

This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.

Credit Acceptance Corporation price performance over time

Historical closes compared with the close of $447.46 from 2021-05-28

1 week (2021-07-16)	N/A
1 month (2021-06-25)	-0.56%
3 months (2021-04-27)	14.62%
6 months (2021-01-23)	N/A

1 year (2020-07-23)	N/A
2 years (2019-07-23)	N/A
3 years (2018-07-23)	N/A
5 years (2016-07-23)	N/A

Is Credit Acceptance Corporation under- or over-valued?

Valuing Credit Acceptance Corporation stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of Credit Acceptance Corporation's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.

Credit Acceptance Corporation's P/E ratio

Credit Acceptance Corporation's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 12x. In other words, Credit Acceptance Corporation shares trade at around 12x recent earnings.

That's relatively low compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.

Credit Acceptance Corporation's PEG ratio

Credit Acceptance Corporation's "price/earnings-to-growth ratio" can be calculated by dividing its P/E ratio by its growth – to give 1.154. A low ratio can be interpreted as meaning the shares offer better value, while a higher ratio can be interpreted as meaning the shares offer worse value.

The PEG ratio provides a broader view than just the P/E ratio, as it gives more insight into Credit Acceptance Corporation's future profitability. By accounting for growth, it could also help you if you're comparing the share prices of multiple high-growth companies.

Credit Acceptance Corporation financials

Revenue TTM	$1.3 billion
Operating margin TTM	70%
Gross profit TTM	$882.5 million
Return on assets TTM	9.45%
Return on equity TTM	32.61%
Profit margin	53.4%
Book value	$139.40
Market capitalisation	$7.8 billion

TTM: trailing 12 months

Shorting Credit Acceptance Corporation shares

There are currently 2.0 million Credit Acceptance Corporation shares held short by investors – that's known as Credit Acceptance Corporation's "short interest". This figure is 5.8% up from 1.9 million last month.

There are a few different ways that this level of interest in shorting Credit Acceptance Corporation shares can be evaluated.

Credit Acceptance Corporation's "short interest ratio" (SIR)

Credit Acceptance Corporation's "short interest ratio" (SIR) is the quantity of Credit Acceptance Corporation shares currently shorted divided by the average quantity of Credit Acceptance Corporation shares traded daily (recently around 127977.70056854). Credit Acceptance Corporation's SIR currently stands at 15.83. In other words for every 100,000 Credit Acceptance Corporation shares traded daily on the market, roughly 15830 shares are currently held short.

However Credit Acceptance Corporation's short interest can also be evaluated against the total number of Credit Acceptance Corporation shares, or, against the total number of tradable Credit Acceptance Corporation shares (the shares that aren't held by "insiders" or major long-term shareholders – also known as the "float"). In this case Credit Acceptance Corporation's short interest could be expressed as 0.12% of the outstanding shares (for every 100,000 Credit Acceptance Corporation shares in existence, roughly 120 shares are currently held short) or 0.2379% of the tradable shares (for every 100,000 tradable Credit Acceptance Corporation shares, roughly 238 shares are currently held short).

A SIR above 10% would generally be considered pretty high, pointing to a potentially pessimistic outlook for the share price and a discouraging interest in betting against Credit Acceptance Corporation.

Find out more about how you can short Credit Acceptance Corporation stock.

Credit Acceptance Corporation share dividends

We're not expecting Credit Acceptance Corporation to pay a dividend over the next 12 months.

Have Credit Acceptance Corporation's shares ever split?

Credit Acceptance Corporation's shares were split on a 2:1 basis on 20 December 1994. So if you had owned 1 share the day before before the split, the next day you'd have owned 2 shares. This wouldn't directly have changed the overall worth of your Credit Acceptance Corporation shares – just the quantity. However, indirectly, the new 50% lower share price could have impacted the market appetite for Credit Acceptance Corporation shares which in turn could have impacted Credit Acceptance Corporation's share price.

Credit Acceptance Corporation share price volatility

Over the last 12 months, Credit Acceptance Corporation's shares have ranged in value from as little as $266.7401 up to $539. A popular way to gauge a stock's volatility is its "beta".

Beta is a measure of a share's volatility in relation to the market. The market (NASDAQ average) beta is 1, while Credit Acceptance Corporation's is 1.2018. This would suggest that Credit Acceptance Corporation's shares are a little bit more volatile than the average for this exchange and represent, relatively-speaking, a slightly higher risk (but potentially also market-beating returns).

Credit Acceptance Corporation overview

Credit Acceptance Corporation provides financing programs, and related products and services to independent and franchised automobile dealers in the United States. The company advances money to dealers in exchange for the right to service the underlying consumer loans; and buys the consumer loans from the dealers and keeps various amounts collected from the consumers. It is also involved in the business of reinsuring coverage under vehicle service contracts sold to consumers by dealers on vehicles financed by the company. Credit Acceptance Corporation was founded in 1972 and is headquartered in Southfield, Michigan. .

Frequently asked questions

What percentage of Credit Acceptance Corporation is owned by insiders or institutions?
Currently 30.025% of Credit Acceptance Corporation shares are held by insiders and 75.199% by institutions. How many people work for Credit Acceptance Corporation?
Latest data suggests 2,033 work at Credit Acceptance Corporation. When does the fiscal year end for Credit Acceptance Corporation?
Credit Acceptance Corporation's fiscal year ends in December. Where is Credit Acceptance Corporation based?
Credit Acceptance Corporation's address is: 25505 West Twelve Mile Road, Southfield, MI, United States, 48034-8339 What is Credit Acceptance Corporation's ISIN number?
Credit Acceptance Corporation's international securities identification number is: US2253101016 What is Credit Acceptance Corporation's CUSIP number?
Credit Acceptance Corporation's Committee on Uniform Securities Identification Procedures number is: 225310101