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Credicorp is a banks-regional business based in the US. Credicorp shares (BAP) are listed on the NYSE and all prices are listed in US Dollars. Credicorp employs 35,692 staff and has a trailing 12-month revenue of around $15.1 billion.
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| Latest market close | $140.73 |
|---|---|
| 52-week range | $113.21 - $181.56 |
| 50-day moving average | $144.57 |
| 200-day moving average | $135.67 |
| Wall St. target price | $154.91 |
| PE ratio | 9.4546 |
| Dividend yield | $15 (2.86%) |
| Earnings per share (TTM) | $14.76 |
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The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.
This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.
Historical closes compared with the close of $140.73 from 2023-01-27
| 1 week (2023-01-20) | 0.33% |
|---|---|
| 1 month (2022-12-28) | 4.48% |
| 3 months (2022-10-28) | -2.23% |
| 6 months (2022-07-28) | 7.35% |
| 1 year (2022-01-28) | 0.82% |
|---|---|
| 2 years (2021-01-28) | -7.48% |
| 3 years (2020-01-28) | 213.38 |
| 5 years (2018-01-26) | 236.23 |
Valuing Credicorp stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of Credicorp's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.
Credicorp's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 9x. In other words, Credicorp shares trade at around 9x recent earnings.
That's relatively low compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.
Credicorp's "price/earnings-to-growth ratio" can be calculated by dividing its P/E ratio by its growth – to give 1.16. A low ratio can be interpreted as meaning the shares offer better value, while a higher ratio can be interpreted as meaning the shares offer worse value.
The PEG ratio provides a broader view than just the P/E ratio, as it gives more insight into Credicorp's future profitability. By accounting for growth, it could also help you if you're comparing the share prices of multiple high-growth companies.
| Revenue TTM | $15.1 billion |
|---|---|
| Operating margin TTM | 46.09% |
| Gross profit TTM | $12.9 billion |
| Return on assets TTM | 1.91% |
| Return on equity TTM | 17.74% |
| Profit margin | 30.6% |
| Book value | $340.85 |
| Market capitalisation | $11.1 billion |
TTM: trailing 12 months
Environmental, social and governance (known as ESG) criteria are a set of three factors used to measure the sustainability and social impact of companies like Credicorp.
When it comes to ESG scores, lower is better, and lower scores are generally associated with lower risk for would-be investors.
Total ESG risk: 37.25
Socially conscious investors use ESG scores to screen how an investment aligns with their worldview, and Credicorp's overall score of 37.25 (as at 12/31/2018) is pretty weak – landing it in it in the 69th percentile of companies rated in the same sector.
ESG scores are increasingly used to estimate the level of risk a company like Credicorp is exposed to within the areas of "environmental" (carbon footprint, resource use etc.), "social" (health and safety, human rights etc.), and "governance" (anti-corruption, tax transparency etc.).
Environmental score: 9.52/100
Credicorp's environmental score of 9.52 puts it squarely in the 8th percentile of companies rated in the same sector. This could suggest that Credicorp is a leader in its sector terms of its environmental impact, and exposed to a lower level of risk.
Social score: 17.77/100
Credicorp's social score of 17.77 puts it squarely in the 8th percentile of companies rated in the same sector. This could suggest that Credicorp is a leader in its sector when it comes to taking good care of its workforce and the communities it impacts.
Governance score: 20.96/100
Credicorp's governance score puts it squarely in the 8th percentile of companies rated in the same sector. That could suggest that Credicorp is a leader in its sector when it comes to responsible management and strategy, and exposed to a lower level of risk.
Controversy score: 2/5
ESG scores also evaluate any incidences of controversy that a company has been involved in. Credicorp scored a 2 out of 5 for controversy – the second-highest score possible, reflecting that Credicorp has, for the most part, managed to keep its nose clean.
Credicorp Ltd was last rated for ESG on: 2019-01-01.
| Total ESG score | 37.25 |
|---|---|
| Total ESG percentile | 69.3 |
| Environmental score | 9.52 |
| Environmental score percentile | 8 |
| Social score | 17.77 |
| Social score percentile | 8 |
| Governance score | 20.96 |
| Governance score percentile | 8 |
| Level of controversy | 2 |
Dividend payout ratio: 0.69% of net profits
Recently Credicorp has paid out, on average, around 0.69% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 2.86% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), Credicorp shareholders could enjoy a 2.86% return on their shares, in the form of dividend payments. In Credicorp's case, that would currently equate to about $15 per share.
While Credicorp's payout ratio might seem low, this can signify that Credicorp is investing more in its future growth.
Credicorp's most recent dividend payout was on 9 June 2022. The latest dividend was paid out to all shareholders who bought their shares by 18 May 2022 (the "ex-dividend date").
Credicorp's shares were split on a 1039:1000 basis on 15 April 2014. So if you had owned 1000 shares the day before before the split, the next day you'd have owned 1039 shares. This wouldn't directly have changed the overall worth of your Credicorp shares – just the quantity. However, indirectly, the new 3.8% lower share price could have impacted the market appetite for Credicorp shares which in turn could have impacted Credicorp's share price.
Over the last 12 months, Credicorp's shares have ranged in value from as little as $113.205 up to $181.5612. A popular way to gauge a stock's volatility is its "beta".
Beta is a measure of a share's volatility in relation to the market. The market (NYSE average) beta is 1, while Credicorp's is 0.8852. This would suggest that Credicorp's shares are less volatile than average (for this exchange).
Credicorp Ltd. , a financial service holding company, provides various financial, insurance, and health services and products primarily in Peru and internationally. The company's Universal Banking segment offers deposits and current accounts, and various credits and financial instruments to individuals and legal entities. Its Insurance and Pensions segment issues insurance policies to cover losses in commercial property, transportation, marine vessels, automobile, life, health, and pensions, as well as provides private pension fund management services. The company's Microfinance segment manages loans, credits, deposits, and current accounts of the small and microenterprises. Its Investment Banking and Wealth Management segment offers its services to corporations, institutional investors, governments, and foundations; engages in structuring and placement of issues in the primary market, as well as the execution and negotiation of operations in the secondary market; and structures securitization processes for corporate customers and manages mutual funds. The company was founded in 1889 and is headquartered in Lima, Peru.
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