Credicorp Ltd is a banks-regional business based in the US. Credicorp shares (BAP) are listed on the NYSE and all prices are listed in US Dollars. Credicorp employs 36,233 staff and has a trailing 12-month revenue of around 0.00.
How to buy shares in Credicorp
- Compare share trading platforms.Use our comparison table to help you find a platform that fits you.
- Open your brokerage account. Complete an application with your details.
- Confirm your payment details. Fund your account.
- Research the stock. Find the stock by name or ticker symbol – BAP – and research it before deciding if it's a good investment for you.
- Purchase now or later. Buy your desired number of shares with a market order or use a limit order to delay your purchase until the stock reaches a desired price.
- Check in on your investment. Optimize your portfolio by tracking your stock.
What's in this guide?
- BAP shares summary
- Compare share dealing platforms
- Is BAP stock a buy or sell?
- Stock performance over time
- Can I short BAP shares?
- Is BAP suitable for ethical investing?
- Are BAP shares over-valued?
- Credicorp's financials
- How volatile are BAP shares?
- Does Credicorp pay a dividend?
- Have BAP shares ever split?
- Other common questions
Credicorp stock price (NYSE: BAP)Use our graph to track the performance of BAP stocks over time.
Credicorp shares at a glance
|Latest market close||$137.47|
|52-week range||$110.47 - $169.50|
|50-day moving average||$119.99|
|200-day moving average||$139.00|
|Wall St. target price||$147.20|
|Dividend yield||$2.434 (1.98%)|
|Earnings per share (TTM)||$2.51|
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The value of any investment can go up or down depending on news, trends and market conditions. We are not investment advisers, so do your own due diligence to understand the risks before you invest.
Is it a good time to buy Credicorp stock?
The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.
This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.
Credicorp price performance over time
|1 week (2021-07-22)||N/A|
|1 month (2021-07-02)||13.43%|
|3 months (2021-04-30)||15.13%|
|6 months (2021-01-29)||N/A|
|1 year (2020-07-29)||N/A|
|2 years (2019-07-29)||N/A|
|3 years (2018-07-29)||N/A|
|5 years (2016-07-29)||N/A|
Is Credicorp under- or over-valued?
Valuing Credicorp stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of Credicorp's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.
Credicorp's P/E ratio
Credicorp's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 48x. In other words, Credicorp shares trade at around 48x recent earnings.
That's relatively high compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The high P/E ratio could mean that investors are optimistic about the outlook for the shares or simply that they're over-valued.
Credicorp's PEG ratio
Credicorp's "price/earnings-to-growth ratio" can be calculated by dividing its P/E ratio by its growth – to give 1.16. A low ratio can be interpreted as meaning the shares offer better value, while a higher ratio can be interpreted as meaning the shares offer worse value.
The PEG ratio provides a broader view than just the P/E ratio, as it gives more insight into Credicorp's future profitability. By accounting for growth, it could also help you if you're comparing the share prices of multiple high-growth companies.
|Revenue TTM||$8 billion|
|Operating margin TTM||14.36%|
|Gross profit TTM||$7 billion|
|Return on assets TTM||0.36%|
|Return on equity TTM||3.28%|
|Market capitalisation||$9.6 billion|
TTM: trailing 12 months
Shorting Credicorp shares
There are currently 1.2 million Credicorp shares held short by investors – that's known as Credicorp's "short interest". This figure is 4.7% down from 1.3 million last month.
There are a few different ways that this level of interest in shorting Credicorp shares can be evaluated.
Credicorp's "short interest ratio" (SIR)
Credicorp's "short interest ratio" (SIR) is the quantity of Credicorp shares currently shorted divided by the average quantity of Credicorp shares traded daily (recently around 423980.90277778). Credicorp's SIR currently stands at 2.88. In other words for every 100,000 Credicorp shares traded daily on the market, roughly 2880 shares are currently held short.
However Credicorp's short interest can also be evaluated against the total number of Credicorp shares, or, against the total number of tradable Credicorp shares (the shares that aren't held by "insiders" or major long-term shareholders – also known as the "float"). In this case Credicorp's short interest could be expressed as 0.02% of the outstanding shares (for every 100,000 Credicorp shares in existence, roughly 20 shares are currently held short) or 0.0181% of the tradable shares (for every 100,000 tradable Credicorp shares, roughly 18 shares are currently held short).
Such a low SIR usually points to an optimistic outlook for the share price, with fewer people currently willing to bet against Credicorp.
Find out more about how you can short Credicorp stock.
Credicorp's environmental, social and governance track record
Environmental, social and governance (known as ESG) criteria are a set of three factors used to measure the sustainability and social impact of companies like Credicorp.
When it comes to ESG scores, lower is better, and lower scores are generally associated with lower risk for would-be investors.
Credicorp's total ESG risk score
Total ESG risk: 37.25
Socially conscious investors use ESG scores to screen how an investment aligns with their worldview, and Credicorp's overall score of 37.25 (as at 12/31/2018) is pretty weak – landing it in it in the 69th percentile of companies rated in the same sector.
ESG scores are increasingly used to estimate the level of risk a company like Credicorp is exposed to within the areas of "environmental" (carbon footprint, resource use etc.), "social" (health and safety, human rights etc.), and "governance" (anti-corruption, tax transparency etc.).
Credicorp's environmental score
Environmental score: 9.52/100
Credicorp's environmental score of 9.52 puts it squarely in the 8th percentile of companies rated in the same sector. This could suggest that Credicorp is a leader in its sector terms of its environmental impact, and exposed to a lower level of risk.
Credicorp's social score
Social score: 17.77/100
Credicorp's social score of 17.77 puts it squarely in the 8th percentile of companies rated in the same sector. This could suggest that Credicorp is a leader in its sector when it comes to taking good care of its workforce and the communities it impacts.
Credicorp's governance score
Governance score: 20.96/100
Credicorp's governance score puts it squarely in the 8th percentile of companies rated in the same sector. That could suggest that Credicorp is a leader in its sector when it comes to responsible management and strategy, and exposed to a lower level of risk.
Credicorp's controversy score
Controversy score: 2/5
ESG scores also evaluate any incidences of controversy that a company has been involved in. Credicorp scored a 2 out of 5 for controversy – the second-highest score possible, reflecting that Credicorp has, for the most part, managed to keep its nose clean.
Environmental, social, and governance (ESG) summary
|Total ESG score||37.25|
|Total ESG percentile||69.3|
|Environmental score percentile||8|
|Social score percentile||8|
|Governance score percentile||8|
|Level of controversy||2|
Credicorp share dividends
Dividend payout ratio: 304.35% of net profits
Recently Credicorp has paid out, on average, around 304.35% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 5.75% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), Credicorp shareholders could enjoy a 5.75% return on their shares, in the form of dividend payments. In Credicorp's case, that would currently equate to about $2.434 per share.
Credicorp's payout ratio would broadly be considered high, and as such this stock could appeal to those looking to generate an income. Bear in mind however that companies should normally also look to re-invest a decent amount of net profits to ensure future growth.
Credicorp's most recent dividend payout was on 7 May 2020. The latest dividend was paid out to all shareholders who bought their shares by 8 April 2020 (the "ex-dividend date").
Have Credicorp's shares ever split?
Credicorp's shares were split on a 1039:1000 basis on 15 April 2014. So if you had owned 1000 shares the day before before the split, the next day you'd have owned 1039 shares. This wouldn't directly have changed the overall worth of your Credicorp shares – just the quantity. However, indirectly, the new 3.8% lower share price could have impacted the market appetite for Credicorp shares which in turn could have impacted Credicorp's share price.
Credicorp share price volatility
Over the last 12 months, Credicorp's shares have ranged in value from as little as $110.47 up to $169.5. A popular way to gauge a stock's volatility is its "beta".
Beta is a measure of a share's volatility in relation to the market. The market (NYSE average) beta is 1, while Credicorp's is 0.8417. This would suggest that Credicorp's shares are less volatile than average (for this exchange).
Credicorp Ltd. , a financial services holding company, provides various financial, insurance, and health services and products primarily in Peru and internationally. The company's Universal Banking segment offers deposits and current accounts, and various credits and financial instruments to individuals and legal entities. Its Insurance and Pensions segment issues insurance policies to cover losses in commercial property, transportation, marine vessels, automobile, life, health, and pensions, as well as provides private pension fund management services. The company's Microfinance segment manages loans, credits, deposits, and current accounts of the small and microenterprises. Its Investment Banking and Wealth Management segment offers its services to corporations, institutional investors, governments, and foundations; engages in structuring and placement of issues in the primary market, as well as the execution and negotiation of operations in the secondary market; and structures securitization processes for corporate customers and manages mutual funds. The company was founded in 1889 and is headquartered in Lima, Peru.
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Credicorp in the news
Mondrian Investment Partners LTD Buys Credicorp, Progressive Corp, Autohome Inc, Sells Waters Corp, CAE Inc, PPL Corp
Credicorp Ltd.: Credicorp’s Earnings Release and Conference Call 2Q21
Credicorp Ltd.: Credicorp’s Earnings Release and Conference Call 2Q21
Frequently asked questionsWhat percentage of Credicorp is owned by insiders or institutions?
Currently 30.472% of Credicorp shares are held by insiders and 63.723% by institutions. How many people work for Credicorp?
Latest data suggests 36,233 work at Credicorp. When does the fiscal year end for Credicorp?
Credicorp's fiscal year ends in December. Where is Credicorp based?
Credicorp's address is: Calle Centenario N ° 156, Lima, Peru, 12 What is Credicorp's ISIN number?
Credicorp's international securities identification number is: BMG2519Y1084 What is Credicorp's CUSIP number?
Credicorp's Committee on Uniform Securities Identification Procedures number is: G2519Y108
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