How to buy Consumer Portfolio Services stock

Consumer Portfolio Services, Inc is a credit services business based in the US. Consumer Portfolio Services shares (CPSS) are listed on the NASDAQ and all prices are listed in US Dollars. Consumer Portfolio Services employs 800 staff and has a trailing 12-month revenue of around USD$175.3 million.

How to buy shares in Consumer Portfolio Services

1. Compare share trading platforms. If you're a beginner, look for a platform with low commissions, expert ratings and investment tools to track your portfolio. Narrow down top brands with our comparison table.
2. Open and fund your brokerage account. Complete an application with your personal and financial details, like your ID and bank information. Fund your account with a bank transfer, credit card or debit card.
3. Search for Consumer Portfolio Services. Find the stock by name or ticker symbol: CPSS. Research its history to confirm it's a solid investment against your financial goals.
4. Purchase now or later. Buy today with a market order or use a limit order to delay your purchase until Consumer Portfolio Services reaches your desired price. To spread out your purchase, look into dollar-cost averaging, which smooths out buying at consistent intervals and amounts.
5. Decide on how many to buy. Weigh your budget against a diversified portfolio that can minimize risk through the market's ups and downs. You may be able to buy a fractional share of Consumer Portfolio Services, depending on your broker.
6. Check in on your investment. Congratulations, you own a part of Consumer Portfolio Services. Optimize your portfolio by tracking how your stock — and even the business — performs with an eye on the long term. You may be eligible for dividends and shareholder voting rights on directors and management that can affect your stock.

Consumer Portfolio Services share price

Use our graph to track the performance of CPSS stocks over time.

Consumer Portfolio Services shares at a glance

• Key figures

Information last updated 2021-02-23.

52-week range	USD$1 - USD$4.945
50-day moving average	USD$4.3953
200-day moving average	USD$3.9193
Wall St. target price	USD$4.67
PE ratio	5.6834
Dividend yield	N/A (0%)
Earnings per share (TTM)	USD$0.739

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Is it a good time to buy Consumer Portfolio Services stock?

The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.

Technical Analysis of Consumer Portfolio Services, Inc by TradingView

This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.

Consumer Portfolio Services financials

Revenue TTM	USD$175.3 million
Operating margin TTM	8.29%
Gross profit TTM	USD$148.1 million
Return on assets TTM	0.73%
Return on equity TTM	10.59%
Profit margin	10.02%
Book value	$5.715
Market capitalisation	USD$94.8 million

TTM: trailing 12 months

Shorting Consumer Portfolio Services shares

There are currently 129,462 Consumer Portfolio Services shares held short by investors – that's known as Consumer Portfolio Services's "short interest". This figure is 10.4% down from 144,450 last month.

There are a few different ways that this level of interest in shorting Consumer Portfolio Services shares can be evaluated.

Consumer Portfolio Services's "short interest ratio" (SIR)

Consumer Portfolio Services's "short interest ratio" (SIR) is the quantity of Consumer Portfolio Services shares currently shorted divided by the average quantity of Consumer Portfolio Services shares traded daily (recently around 20291.849529781). Consumer Portfolio Services's SIR currently stands at 6.38. In other words for every 100,000 Consumer Portfolio Services shares traded daily on the market, roughly 6380 shares are currently held short.

However Consumer Portfolio Services's short interest can also be evaluated against the total number of Consumer Portfolio Services shares, or, against the total number of tradable Consumer Portfolio Services shares (the shares that aren't held by "insiders" or major long-term shareholders – also known as the "float"). In this case Consumer Portfolio Services's short interest could be expressed as 0.01% of the outstanding shares (for every 100,000 Consumer Portfolio Services shares in existence, roughly 10 shares are currently held short) or 0.0099% of the tradable shares (for every 100,000 tradable Consumer Portfolio Services shares, roughly 10 shares are currently held short).

A SIR below 10% would generally be considered to indicate a fairly optimistic outlook for the share price, with fewer people currently willing to bet against Consumer Portfolio Services.

Find out more about how you can short Consumer Portfolio Services stock.

Have Consumer Portfolio Services's shares ever split?

Consumer Portfolio Services's shares were split on a 2:1 basis on 15 March 1996. So if you had owned 1 share the day before before the split, the next day you'd have owned 2 shares. This wouldn't directly have changed the overall worth of your Consumer Portfolio Services shares – just the quantity. However, indirectly, the new 50% lower share price could have impacted the market appetite for Consumer Portfolio Services shares which in turn could have impacted Consumer Portfolio Services's share price.

Consumer Portfolio Services share price volatility

Over the last 12 months, Consumer Portfolio Services's shares have ranged in value from as little as $1 up to $4.945. A popular way to gauge a stock's volatility is its "beta".

Beta is a measure of a share's volatility in relation to the market. The market (NASDAQ average) beta is 1, while Consumer Portfolio Services's is 2.5752. This would suggest that Consumer Portfolio Services's shares are significantly more volatile than the average for this exchange and represent a higher risk.

Consumer Portfolio Services overview

Consumer Portfolio Services, Inc. operates as a specialty finance company in the United States. It purchases and services retail automobile contracts originated by franchised automobile dealers and select independent dealers in the sale of new and used automobiles, light trucks, and passenger vans. The company, through its automobile contract purchases, offers indirect financing to the customers of dealers with limited credit histories or past credit problems. It serves as an alternative source of financing for dealers, facilitating sales to customers who might not be able to obtain financing from commercial banks, credit unions, and the captive finance companies. The company also acquires installment purchase contracts in four merger and acquisition transactions; and offers financing directly to sub-prime consumers to facilitate their purchase of a new or used automobile, light truck, or passenger van. The company services its automobile contracts through its branches in California, Nevada, Virginia, Florida, and Illinois. Consumer Portfolio Services, Inc. was founded in 1991 and is headquartered in Irvine, California.

Frequently asked questions

• What percentage of Consumer Portfolio Services is owned by insiders or institutions?

  Currently 21.091% of Consumer Portfolio Services shares are held by insiders and 49.774% by institutions.

• How many people work for Consumer Portfolio Services?

  Latest data suggests 800 work at Consumer Portfolio Services.

• When does the fiscal year end for Consumer Portfolio Services?

  Consumer Portfolio Services's fiscal year ends in December.

• Where is Consumer Portfolio Services based?

  Consumer Portfolio Services's address is: PO Box 57071, Irvine, CA, United States, 92619

• What is Consumer Portfolio Services's ISIN number?

  Consumer Portfolio Services's international securities identification number is: US2105021008

• What is Consumer Portfolio Services's CUSIP number?

  Consumer Portfolio Services's Committee on Uniform Securities Identification Procedures number is: 210502100