Finder makes money from featured partners, but editorial opinions are our own. Advertiser Disclosure

How to buy Consumer Portfolio Services stock

Learn how to easily invest in Consumer Portfolio Services stock.

Consumer Portfolio Services is a credit services business based in the US. Consumer Portfolio Services shares (CPSS) are listed on the NASDAQ and all prices are listed in US Dollars. Consumer Portfolio Services employs 792 staff and has a trailing 12-month revenue of around $260.8 million.

How to buy Consumer Portfolio Services stock

  1. Open a stock trading account. Use our comparison table or choose from our Top Picks.
  2. Confirm your payment details. Fund your account with a bank transfer, debit card or credit card and take advantage of any signup bonuses.
  3. Search for the stock by name or ticker symbol – CPSS. It's that simple.

Best for low fees

Finder Award

SoFi Invest


  • Trade stocks for $0 and no annual fee
  • Start trading with a $0 minimum deposit
  • Get up to $1,000 when you fund a new account within 30 days

Promoted for easy user experience

Robinhood


  • Get free stock upon signup
  • Earn 4% interest on uninvested cash with Robinhood Gold
  • Get 1% match on contributions to a Robinhood IRA

Promoted for options trading

tastyworks


  • $0 commissions on stocks and ETFs
  • $0 closing commissions on stock and ETF options
  • Get $200 in US stocks when you open and fund an account with min. $2,000 for 3+ mos.

Consumer Portfolio Services stock price (NASDAQ: CPSS)

Use our graph to track the performance of CPSS stocks over time.

Consumer Portfolio Services shares at a glance

Information last updated 2023-01-25.
Latest market close$9.65
52-week range$4.64 - $15.47
50-day moving average $8.36
200-day moving average $10.18
Wall St. target price$8.00
PE ratio 2.8709
Dividend yield $0 (0%)
Earnings per share (TTM) $3.33

Buy Consumer Portfolio Services stocks from these brokerages

Compare special offers, low fees and a wide range of types of investments among top trading platforms.
1 - 5 of 5
Name Product Available asset types Stock trade fee Minimum deposit Signup bonus
SoFi Invest
Stocks, Options, ETFs, Cryptocurrency
$0
$0
Get up to $1,000
when you fund a new account within 30 days.
Winner of Finder’s Best Low-Cost Broker award.
Robinhood
Stocks, Options, ETFs, Cryptocurrency
$0
$0
Get a free stock
when you successfully sign up and link your bank account.
Make unlimited commission-free trades, plus earn 4% interest on uninvested cash in your account with Robinhood Gold.
tastyworks
Stocks, Options, ETFs, Cryptocurrency
$0
$0
Get $200 in US stocks
when you open and fund an account with min. $2,000 for 3+ mos.
Highly commended for Best Derivatives Trading Platform award.
Public.com
Stocks, ETFs, Cryptocurrency, Alternatives
$0
$0
Get up to $300 in either stocks or crypto
when you use code FINDERUS to sign up and fund a new account.
Trade stocks and ETFs commission-free, plus gain access to alternative investments like art, NFTs and more.
Interactive Brokers
Stocks, Bonds, Options, Mutual funds, ETFs, Cryptocurrency, Futures, Forex
$0
$0
N/A
Winner of Finder’s Best Overall Stock Broker award.
loading

Compare up to 4 providers

Information on this page is for educational purposes only. Finder is not an advisor or brokerage service, and we don't recommend investors to trade specific stocks or other investments.

Finder is not a client of any featured partner. We may be paid a fee for referring prospective clients to a partner, though it is not a recommendation to invest in any one partner.

Is it a good time to buy Consumer Portfolio Services stock?

The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.

This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.

Consumer Portfolio Services price performance over time

Historical closes compared with the close of $9.65 from 2023-01-30

1 week (2023-01-25) 5.23%
1 month (2022-12-28) 9.91%
3 months (2022-10-28) 54.65%
6 months (2022-07-29) -24.73%
1 year (2022-02-01) -19.85%
2 years (2021-02-01) 138.27%
3 years (2020-01-31) 177.30%
5 years (2018-02-01) 113.97%

Is Consumer Portfolio Services stock undervalued or overvalued?

Valuing Consumer Portfolio Services stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of Consumer Portfolio Services's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.

Consumer Portfolio Services's P/E ratio

Consumer Portfolio Services's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 3x. In other words, Consumer Portfolio Services shares trade at around 3x recent earnings.

That's relatively low compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.

Consumer Portfolio Services's PEG ratio

Consumer Portfolio Services's "price/earnings-to-growth ratio" can be calculated by dividing its P/E ratio by its growth – to give 0.33. A low ratio can be interpreted as meaning the shares offer better value, while a higher ratio can be interpreted as meaning the shares offer worse value.

The PEG ratio provides a broader view than just the P/E ratio, as it gives more insight into Consumer Portfolio Services's future profitability. By accounting for growth, it could also help you if you're comparing the share prices of multiple high-growth companies.

Consumer Portfolio Services financials

Revenue TTM $260.8 million
Operating margin TTM 46.89%
Gross profit TTM $210.9 million
Return on assets TTM 3.82%
Return on equity TTM 47.85%
Profit margin 34.82%
Book value $10.59
Market capitalisation $195.4 million

TTM: trailing 12 months

Consumer Portfolio Services share dividends

We're not expecting Consumer Portfolio Services to pay a dividend over the next 12 months.

Have Consumer Portfolio Services's shares ever split?

Consumer Portfolio Services's shares were split on a 2:1 basis on 14 March 1996. So if you had owned 1 share the day before before the split, the next day you'd have owned 2 shares. This wouldn't directly have changed the overall worth of your Consumer Portfolio Services shares – just the quantity. However, indirectly, the new 50% lower share price could have impacted the market appetite for Consumer Portfolio Services shares which in turn could have impacted Consumer Portfolio Services's share price.

Consumer Portfolio Services share price volatility

Over the last 12 months, Consumer Portfolio Services's shares have ranged in value from as little as $4.64 up to $15.47. A popular way to gauge a stock's volatility is its "beta".

CPSS.US volatility(beta: 2.28)Avg. volatility(beta: 1.00)LowHigh

Beta is a measure of a share's volatility in relation to the market. The market (NASDAQ average) beta is 1, while Consumer Portfolio Services's is 2.2773. This would suggest that Consumer Portfolio Services's shares are significantly more volatile than the average for this exchange and represent a higher risk.

Consumer Portfolio Services overview

Consumer Portfolio Services, Inc. operates as a specialty finance company in the United States. It is involved in the purchase and service of retail automobile contracts originated by franchised automobile dealers and select independent dealers in the sale of new and used automobiles, light trucks, and passenger vans. The company, through its automobile contract purchases, offers indirect financing to the customers of dealers with limited credit histories or past credit problems. It serves as an alternative source of financing for dealers, facilitating sales to customers who are not able to obtain financing from commercial banks, credit unions, and the captive finance companies. The company also acquires installment purchase contracts in four merger and acquisition transactions; purchases immaterial amounts of vehicle purchase money loans from non-affiliated lenders. and offers financing directly to sub-prime consumers to facilitate their purchase of a new or used automobile, light truck, or passenger van.

Frequently asked questions

What percentage of Consumer Portfolio Services is owned by insiders or institutions?
Currently 29.945% of Consumer Portfolio Services shares are held by insiders and 53.357% by institutions.
How many people work for Consumer Portfolio Services?
Latest data suggests 792 work at Consumer Portfolio Services.
When does the fiscal year end for Consumer Portfolio Services?
Consumer Portfolio Services's fiscal year ends in December.
Where is Consumer Portfolio Services based?
Consumer Portfolio Services's address is: 3800 Howard Hughes Parkway, Las Vegas, NV, United States, 89169
What is Consumer Portfolio Services's ISIN number?
Consumer Portfolio Services's international securities identification number is: US2105021008
What is Consumer Portfolio Services's CUSIP number?
Consumer Portfolio Services's Committee on Uniform Securities Identification Procedures number is: 210502100

More guides on Finder

Ask an Expert

Finder.com provides guides and information on a range of products and services. Because our content is not financial advice, we suggest talking with a professional before you make any decision.

By submitting your comment or question, you agree to our Privacy and Cookies Policy and finder.com Terms of Use.

Questions and responses on finder.com are not provided, paid for or otherwise endorsed by any bank or brand. These banks and brands are not responsible for ensuring that comments are answered or accurate.
Go to site