How to buy Consumer Portfolio Services stock

Consumer Portfolio Services, Inc is a credit services business based in the US. Consumer Portfolio Services shares (CPSS) are listed on the NASDAQ and all prices are listed in US Dollars. Consumer Portfolio Services employs 787 staff and has a trailing 12-month revenue of around 0.00.

Consumer Portfolio Services share price

Use our graph to track the performance of CPSS stocks over time.

Consumer Portfolio Services shares at a glance

• Key figures

Information last updated 2021-04-30.

52-week range	$2.30 - $4.95
50-day moving average	$4.14
200-day moving average	$4.18
Wall St. target price	$4.67
PE ratio	4.8333
Dividend yield	N/A (0%)
Earnings per share (TTM)	$0.90

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Is it a good time to buy Consumer Portfolio Services stock?

The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.

Technical Analysis of Consumer Portfolio Services, Inc by TradingView

This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.

Is Consumer Portfolio Services under- or over-valued?

Valuing Consumer Portfolio Services stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of Consumer Portfolio Services's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.

Consumer Portfolio Services's P/E ratio

Consumer Portfolio Services's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 5x. In other words, Consumer Portfolio Services shares trade at around 5x recent earnings.

That's relatively low compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.

Consumer Portfolio Services's PEG ratio

Consumer Portfolio Services's "price/earnings-to-growth ratio" can be calculated by dividing its P/E ratio by its growth – to give 0.33. A low ratio can be interpreted as meaning the shares offer better value, while a higher ratio can be interpreted as meaning the shares offer worse value.

The PEG ratio provides a broader view than just the P/E ratio, as it gives more insight into Consumer Portfolio Services's future profitability. By accounting for growth, it could also help you if you're comparing the share prices of multiple high-growth companies.

Consumer Portfolio Services financials

Revenue TTM	$184.4 million
Operating margin TTM	10.91%
Gross profit TTM	$184.4 million
Return on assets TTM	0.93%
Return on equity TTM	12.9%
Profit margin	11.76%
Book value	$5.87
Market capitalisation	$99 million

TTM: trailing 12 months

Shorting Consumer Portfolio Services shares

There are currently 125,413 Consumer Portfolio Services shares held short by investors – that's known as Consumer Portfolio Services's "short interest". This figure is 4.4% up from 120,077 last month.

There are a few different ways that this level of interest in shorting Consumer Portfolio Services shares can be evaluated.

Consumer Portfolio Services's "short interest ratio" (SIR)

Consumer Portfolio Services's "short interest ratio" (SIR) is the quantity of Consumer Portfolio Services shares currently shorted divided by the average quantity of Consumer Portfolio Services shares traded daily (recently around 9790.2419984387). Consumer Portfolio Services's SIR currently stands at 12.81. In other words for every 100,000 Consumer Portfolio Services shares traded daily on the market, roughly 12810 shares are currently held short.

However Consumer Portfolio Services's short interest can also be evaluated against the total number of Consumer Portfolio Services shares, or, against the total number of tradable Consumer Portfolio Services shares (the shares that aren't held by "insiders" or major long-term shareholders – also known as the "float"). In this case Consumer Portfolio Services's short interest could be expressed as 0.01% of the outstanding shares (for every 100,000 Consumer Portfolio Services shares in existence, roughly 10 shares are currently held short) or 0.0094% of the tradable shares (for every 100,000 tradable Consumer Portfolio Services shares, roughly 9 shares are currently held short).

A SIR above 10% would generally be considered pretty high, pointing to a potentially pessimistic outlook for the share price and a discouraging interest in betting against Consumer Portfolio Services.

Find out more about how you can short Consumer Portfolio Services stock.

Consumer Portfolio Services share dividends

We're not expecting Consumer Portfolio Services to pay a dividend over the next 12 months.

Have Consumer Portfolio Services's shares ever split?

Consumer Portfolio Services's shares were split on a 2:1 basis on 14 March 1996. So if you had owned 1 share the day before before the split, the next day you'd have owned 2 shares. This wouldn't directly have changed the overall worth of your Consumer Portfolio Services shares – just the quantity. However, indirectly, the new 50% lower share price could have impacted the market appetite for Consumer Portfolio Services shares which in turn could have impacted Consumer Portfolio Services's share price.

Consumer Portfolio Services share price volatility

Over the last 12 months, Consumer Portfolio Services's shares have ranged in value from as little as $2.3 up to $4.945. A popular way to gauge a stock's volatility is its "beta".

Beta is a measure of a share's volatility in relation to the market. The market (NASDAQ average) beta is 1, while Consumer Portfolio Services's is 2.6266. This would suggest that Consumer Portfolio Services's shares are significantly more volatile than the average for this exchange and represent a higher risk.

Consumer Portfolio Services overview

Consumer Portfolio Services, Inc. operates as a specialty finance company in the United States. It purchases and services retail automobile contracts originated by franchised automobile dealers and select independent dealers in the sale of new and used automobiles, light trucks, and passenger vans. The company, through its automobile contract purchases, offers indirect financing to the customers of dealers with limited credit histories or past credit problems. It serves as an alternative source of financing for dealers, facilitating sales to customers who might not be able to obtain financing from commercial banks, credit unions, and the captive finance companies. The company also acquires installment purchase contracts in four merger and acquisition transactions; and offers financing directly to sub-prime consumers to facilitate their purchase of a new or used automobile, light truck, or passenger van. The company services its automobile contracts through its branches in California, Nevada, Virginia, Florida, and Illinois.

Frequently asked questions

• What percentage of Consumer Portfolio Services is owned by insiders or institutions?

  Currently 21.711% of Consumer Portfolio Services shares are held by insiders and 49.219% by institutions.

• How many people work for Consumer Portfolio Services?

  Latest data suggests 787 work at Consumer Portfolio Services.

• When does the fiscal year end for Consumer Portfolio Services?

  Consumer Portfolio Services's fiscal year ends in December.

• Where is Consumer Portfolio Services based?

  Consumer Portfolio Services's address is: 3800 Howard Hughes Parkway, Las Vegas, NV, United States, 89169

• What is Consumer Portfolio Services's ISIN number?

  Consumer Portfolio Services's international securities identification number is: US2105021008

• What is Consumer Portfolio Services's CUSIP number?

  Consumer Portfolio Services's Committee on Uniform Securities Identification Procedures number is: 210502100