Finder makes money from featured partners, but editorial opinions are our own. Advertiser Disclosure

How to buy Community Bank System stock

Learn how to easily invest in Community Bank System stock.

Community Bank System Inc is a banks-regional business based in the US. Community Bank System shares (CBU) are listed on the NYSE and all prices are listed in US Dollars. Community Bank System employs 2,728 staff and has a trailing 12-month revenue of around 0.00.

How to buy shares in Community Bank System

  1. Compare share trading platforms. Use our comparison table to help you find a platform that fits you.
  2. Open your brokerage account. Complete an application with your details.
  3. Confirm your payment details. Fund your account.
  4. Research the stock. Find the stock by name or ticker symbol – CBU – and research it before deciding if it's a good investment for you.
  5. Purchase now or later. Buy your desired number of shares with a market order or use a limit order to delay your purchase until the stock reaches a desired price.
  6. Check in on your investment. Optimize your portfolio by tracking your stock.
Client disclaimer: US Brokerage services through eToro USA Securities Inc, member of FINRA, SIPC. Crypto assets through eToro USA LLC.

Community Bank System stock price (NYSE: CBU)

Use our graph to track the performance of CBU stocks over time.

Community Bank System shares at a glance

Information last updated 2022-07-02.
Latest market close$64.25
52-week range$61.08 - $77.00
50-day moving average $64.64
200-day moving average $70.20
Wall St. target price$73.50
PE ratio 19.0653
Dividend yield $1.71 (2.72%)
Earnings per share (TTM) $3.37

Buy Community Bank System shares from these brokerages

Compare special offers, low fees and a wide range of types of investments among top trading platforms.
1 - 5 of 5
Name Product Asset types Stock trade fee Minimum deposit Signup bonus
Finder Award
Stocks, ETFs, Cryptocurrency
when you sign up and deposit $100
Trade stocks in the app or online with $0 commissions. Not available in NY, NV, MN, or TN.
Client disclaimer: US Brokerage services through eToro USA Securities Inc, member of FINRA, SIPC. Crypto assets through eToro USA LLC.
SoFi Invest
Stocks, ETFs, Cryptocurrency
$10 - $100
when you open an account and place a first crypto trade of $50 - $5,000+
A free way to invest in most equities.
Stocks, Options, ETFs, Cryptocurrency
$200 in US stocks
when you open and fund an account with min. $2,000 for 3+ mos.
Trade stocks, options, ETFs and futures on mobile or desktop with this advanced platform.
JPMorgan Self-Directed Investing
Stocks, Bonds, Options, Mutual funds, ETFs
$125 - $625
when you open and fund an account with $25,000 - $250,000+
Axos Bank Self Directed Investing
when you open an account and deposit at least $1500.

Compare up to 4 providers

*Signup bonus information updated weekly.

The value of any investment can go up or down depending on news, trends and market conditions. We are not investment advisers, so do your own due diligence to understand the risks before you invest.

Is it a good time to buy Community Bank System stock?

The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.

This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.

Community Bank System price performance over time

Historical closes compared with the close of $64.25 from 2022-07-01

1 week (2022-06-24) 0.82%
1 month (2022-06-02) -4.67%
3 months (2022-03-31) -8.41%
6 months (2022-01-03) -14.47%
1 year (2021-07-02) -14.24%
2 years (2020-07-02) 16.39%
3 years (2019-07-03) 65.43
5 years (2017-07-03) 12.13%

Is Community Bank System stock undervalued or overvalued?

Valuing Community Bank System stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of Community Bank System's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.

Community Bank System's P/E ratio

Community Bank System's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 19x. In other words, Community Bank System shares trade at around 19x recent earnings.

That's relatively low compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.

Community Bank System's PEG ratio

Community Bank System's "price/earnings-to-growth ratio" can be calculated by dividing its P/E ratio by its growth – to give 2.17. A low ratio can be interpreted as meaning the shares offer better value, while a higher ratio can be interpreted as meaning the shares offer worse value.

The PEG ratio provides a broader view than just the P/E ratio, as it gives more insight into Community Bank System's future profitability. By accounting for growth, it could also help you if you're comparing the share prices of multiple high-growth companies.

Community Bank System financials

Revenue TTM $630.9 million
Operating margin TTM 39.9%
Gross profit TTM $629.5 million
Return on assets TTM 1.22%
Return on equity TTM 9.62%
Profit margin 29.15%
Book value $34.35
Market capitalisation $3.5 billion

TTM: trailing 12 months

Community Bank System share dividends


Dividend payout ratio: 50.74% of net profits

Recently Community Bank System has paid out, on average, around 50.74% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 2.72% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), Community Bank System shareholders could enjoy a 2.72% return on their shares, in the form of dividend payments. In Community Bank System's case, that would currently equate to about $1.71 per share.

Community Bank System's payout ratio would broadly be considered high, and as such this stock could appeal to those looking to generate an income. Bear in mind however that companies should normally also look to re-invest a decent amount of net profits to ensure future growth.

Community Bank System's most recent dividend payout was on 10 July 2022. The latest dividend was paid out to all shareholders who bought their shares by 13 June 2022 (the "ex-dividend date").

Have Community Bank System's shares ever split?

Community Bank System's shares were split on a 2:1 basis on 12 April 2004. So if you had owned 1 share the day before before the split, the next day you'd have owned 2 shares. This wouldn't directly have changed the overall worth of your Community Bank System shares – just the quantity. However, indirectly, the new 50% lower share price could have impacted the market appetite for Community Bank System shares which in turn could have impacted Community Bank System's share price.

Community Bank System share price volatility

Over the last 12 months, Community Bank System's shares have ranged in value from as little as $61.08 up to $76.9987. A popular way to gauge a stock's volatility is its "beta".

CBU.US volatility(beta: 0.69)Avg. volatility(beta: 1.00)LowHigh

Beta is a measure of a share's volatility in relation to the market. The market (NYSE average) beta is 1, while Community Bank System's is 0.6878. This would suggest that Community Bank System's shares are less volatile than average (for this exchange).

Community Bank System overview

Community Bank System, Inc. operates as the bank holding company for Community Bank, N. A. that provides various banking and other financial services to retail, commercial, and municipal customers. It operates through three segments: Banking, Employee Benefit Services, and All Other. The company offers various deposits products, such as checking, savings, and money market deposit accounts, as well as time deposits. It also provides loans, including consumer mortgages; general purpose commercial and industrial loans, and mortgages on commercial properties; paycheck protection program loans; installment loans that are originated through selected dealerships and are secured by automobiles, marine, and other recreational vehicles; personal installment loans and lines of credit for consumers; and home equity products.

Frequently asked questions

What percentage of Community Bank System is owned by insiders or institutions?
Currently 1.211% of Community Bank System shares are held by insiders and 73.289% by institutions.
How many people work for Community Bank System?
Latest data suggests 2,728 work at Community Bank System.
When does the fiscal year end for Community Bank System?
Community Bank System's fiscal year ends in December.
Where is Community Bank System based?
Community Bank System's address is: 5790 Widewaters Parkway, Dewitt, NY, United States, 13214-1883
What is Community Bank System's ISIN number?
Community Bank System's international securities identification number is: US2036071064
What is Community Bank System's CUSIP number?
Community Bank System's Committee on Uniform Securities Identification Procedures number is: 203607106

More guides on Finder

Ask an Expert

You are about to post a question on

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked provides guides and information on a range of products and services. Because our content is not financial advice, we suggest talking with a professional before you make any decision.

By submitting your comment or question, you agree to our Privacy and Cookies Policy and Terms of Use.

Questions and responses on are not provided, paid for or otherwise endorsed by any bank or brand. These banks and brands are not responsible for ensuring that comments are answered or accurate.
Go to site