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How to buy Commerce Bancshares stock | $62.72

Own Commerce Bancshares stock in just a few minutes.

Fact checked

Commerce Bancshares, Inc is a banks-regional business based in the US. Commerce Bancshares shares (CBSH) are listed on the NASDAQ and all prices are listed in US Dollars. Commerce Bancshares employs 4,825 staff and has a trailing 12-month revenue of around USD$1.2 billion.

How to buy shares in Commerce Bancshares

  1. Compare share trading platforms. If you're a beginner, look for a platform with low commissions, expert ratings and investment tools to track your portfolio. Narrow down top brands with our comparison table.
  2. Open and fund your brokerage account. Complete an application with your personal and financial details, like your ID and bank information. Fund your account with a bank transfer, credit card or debit card.
  3. Search for Commerce Bancshares. Find the stock by name or ticker symbol: CBSH. Research its history to confirm it's a solid investment against your financial goals.
  4. Purchase now or later. Buy today with a market order or use a limit order to delay your purchase until Commerce Bancshares reaches your desired price. To spread out your purchase, look into dollar-cost averaging, which smooths out buying at consistent intervals and amounts.
  5. Decide on how many to buy. At last close price of USD$62.72, weigh your budget against a diversified portfolio that can minimize risk through the market's ups and downs. You may be able to buy a fractional share of Commerce Bancshares, depending on your broker.
  6. Check in on your investment. Congratulations, you own a part of Commerce Bancshares. Optimize your portfolio by tracking how your stock — and even the business — performs with an eye on the long term. You may be eligible for dividends and shareholder voting rights on directors and management that can affect your stock.

Commerce Bancshares share price

Use our graph to track the performance of CBSH stocks over time.

Commerce Bancshares shares at a glance

Information last updated 2020-12-27.
Latest market closeUSD$62.72
52-week rangeUSD$42.7633 - USD$67.7931
50-day moving average USD$64.4085
200-day moving average USD$58.0985
Wall St. target priceUSD$61.52
PE ratio 24.7133
Dividend yield USD$1.08 (1.63%)
Earnings per share (TTM) USD$2.686

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The value of any investment can go up or down depending on news, trends and market conditions. We are not investment advisers, so do your own due diligence to understand the risks before you invest.

Is it a good time to buy Commerce Bancshares stock?

The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.

This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.

Commerce Bancshares price performance over time

Historical closes compared with the close of $62.72 from 2020-12-18

1 week (2021-01-12) -13.20%
1 month (2020-12-18) 62.72
3 months (2020-10-19) 7.18%
6 months (2020-07-17) 11.09%
1 year (2020-01-17) -7.23%
2 years (2019-01-18) 1.80%
3 years (2018-01-19) 5.04%
5 years (2016-01-19) 60.66%

Is Commerce Bancshares under- or over-valued?

Valuing Commerce Bancshares stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of Commerce Bancshares's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.

Commerce Bancshares's P/E ratio

Commerce Bancshares's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 25x. In other words, Commerce Bancshares shares trade at around 25x recent earnings.

That's relatively low compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.

Commerce Bancshares's PEG ratio

Commerce Bancshares's "price/earnings-to-growth ratio" can be calculated by dividing its P/E ratio by its growth – to give 3.58. A low ratio can be interpreted as meaning the shares offer better value, while a higher ratio can be interpreted as meaning the shares offer worse value.

The PEG ratio provides a broader view than just the P/E ratio, as it gives more insight into Commerce Bancshares's future profitability. By accounting for growth, it could also help you if you're comparing the share prices of multiple high-growth companies.

Commerce Bancshares financials

Revenue TTM USD$1.2 billion
Operating margin TTM 35.63%
Gross profit TTM USD$1.3 billion
Return on assets TTM 1.15%
Return on equity TTM 10.26%
Profit margin 28.09%
Book value $28.171
Market capitalisation USD$7.8 billion

TTM: trailing 12 months

Shorting Commerce Bancshares shares

There are currently 3.7 million Commerce Bancshares shares held short by investors – that's known as Commerce Bancshares's "short interest". This figure is 2.2% down from 3.7 million last month.

There are a few different ways that this level of interest in shorting Commerce Bancshares shares can be evaluated.

Commerce Bancshares's "short interest ratio" (SIR)

Commerce Bancshares's "short interest ratio" (SIR) is the quantity of Commerce Bancshares shares currently shorted divided by the average quantity of Commerce Bancshares shares traded daily (recently around 476965.58018253). Commerce Bancshares's SIR currently stands at 7.67. In other words for every 100,000 Commerce Bancshares shares traded daily on the market, roughly 7670 shares are currently held short.

However Commerce Bancshares's short interest can also be evaluated against the total number of Commerce Bancshares shares, or, against the total number of tradable Commerce Bancshares shares (the shares that aren't held by "insiders" or major long-term shareholders – also known as the "float"). In this case Commerce Bancshares's short interest could be expressed as 0.03% of the outstanding shares (for every 100,000 Commerce Bancshares shares in existence, roughly 30 shares are currently held short) or 0.0321% of the tradable shares (for every 100,000 tradable Commerce Bancshares shares, roughly 32 shares are currently held short).

A SIR below 10% would generally be considered to indicate a fairly optimistic outlook for the share price, with fewer people currently willing to bet against Commerce Bancshares.

Find out more about how you can short Commerce Bancshares stock.

Commerce Bancshares's environmental, social and governance track record

Environmental, social and governance (known as ESG) criteria are a set of three factors used to measure the sustainability and social impact of companies like Commerce Bancshares.

When it comes to ESG scores, lower is better, and lower scores are generally associated with lower risk for would-be investors.

Commerce Bancshares's total ESG risk score

Total ESG risk: 26.21

Socially conscious investors use ESG scores to screen how an investment aligns with their worldview, and Commerce Bancshares's overall score of 26.21 (as at 01/01/2019) is nothing to write home about – landing it in it in the 44th percentile of companies rated in the same sector.

ESG scores are increasingly used to estimate the level of risk a company like Commerce Bancshares is exposed to within the areas of "environmental" (carbon footprint, resource use etc.), "social" (health and safety, human rights etc.), and "governance" (anti-corruption, tax transparency etc.).

Commerce Bancshares's environmental score

Environmental score: 0.43/100

Commerce Bancshares's social score

Social score: 8.77/100

Commerce Bancshares's governance score

Governance score: 12.01/100

Environmental, social, and governance (ESG) summary

Commerce Bancshares, Inc was last rated for ESG on: 2019-01-01.

Total ESG score 26.21
Total ESG percentile 43.96
Environmental score 0.43
Social score 8.77
Governance score 12.01

Commerce Bancshares share dividends

41%

Dividend payout ratio: 40.82% of net profits

Recently Commerce Bancshares has paid out, on average, around 40.82% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 1.63% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), Commerce Bancshares shareholders could enjoy a 1.63% return on their shares, in the form of dividend payments. In Commerce Bancshares's case, that would currently equate to about $1.08 per share.

While Commerce Bancshares's payout ratio might seem fairly standard, it's worth remembering that Commerce Bancshares may be investing much of the rest of its net profits in future growth.

Commerce Bancshares's most recent dividend payout was on 18 December 2020. The latest dividend was paid out to all shareholders who bought their shares by 1 December 2020 (the "ex-dividend date").

Have Commerce Bancshares's shares ever split?

Commerce Bancshares's shares were split on a 105:100 basis on 1 December 2020. So if you had owned 100 shares the day before before the split, the next day you'd have owned 105 shares. This wouldn't directly have changed the overall worth of your Commerce Bancshares shares – just the quantity. However, indirectly, the new 4.8% lower share price could have impacted the market appetite for Commerce Bancshares shares which in turn could have impacted Commerce Bancshares's share price.

Commerce Bancshares share price volatility

Over the last 12 months, Commerce Bancshares's shares have ranged in value from as little as $42.7633 up to $67.7931. A popular way to gauge a stock's volatility is its "beta".

CBSH.US volatility(beta: 0.98)Avg. volatility(beta: 1.00)LowHigh

Beta is a measure of a share's volatility in relation to the market. The market (NASDAQ average) beta is 1, while Commerce Bancshares's is 0.978. This would suggest that Commerce Bancshares's shares are less volatile than average (for this exchange).

Commerce Bancshares overview

Commerce Bancshares, Inc. operates as the bank holding company for Commerce Bank that provides retail, mortgage banking, corporate, investment, trust, and asset management products and services to individuals and businesses. It operates through three segments: Consumer, Commercial, and Wealth. The Consumer segment offers various banking products and services, including consumer deposits; consumer loans, such as automobile, motorcycle, marine, tractor/trailer, recreational vehicle, fixed rate and revolving home equity, and other consumer loans; patient health care financing; real estate loans; indirect and other consumer financing; personal mortgage banking; consumer installment lending; and consumer debit and credit bank cards, as well as provides online banking services. The Commercial segment provides corporate lending, merchant and commercial bank card, leasing, international, and investment safekeeping and bond accounting services; and business products, government deposits, and related commercial cash management services, as well as sells fixed-income securities to individuals, corporations, correspondent banks, public institutions, and municipalities. The Wealth segment provides traditional trust and estate planning services, brokerage services, and advisory and discretionary investment management services, as well as private banking accounts. The company also offers private equity investment, securities brokerage, and insurance agency services. It operates through a network of 316 locations in Missouri, Kansas, Illinois, Oklahoma, and Colorado, as well as commercial offices. Commerce Bancshares, Inc. was founded in 1865 and is headquartered in Kansas City, Missouri.

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