How to buy Civista Bancshares stock - 21 April

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How to buy Civista Bancshares stock

Own Civista Bancshares stock in just a few minutes.

Civista Bancshares, Inc is a banks-regional business based in the US. Civista Bancshares shares (CIVB) are listed on the NASDAQ and all prices are listed in US Dollars. Civista Bancshares employs 459 staff and has a trailing 12-month revenue of around 0.00.

How to buy shares in Civista Bancshares

  1. Compare share trading platforms. Use our comparison table to help you find a platform that fits you.
  2. Open your brokerage account. Complete an application with your details.
  3. Confirm your payment details. Fund your account.
  4. Research the stock. Find the stock by name or ticker symbol – CIVB – and research it before deciding if it's a good investment for you.
  5. Purchase now or later. Buy your desired number of shares with a market order or use a limit order to delay your purchase until the stock reaches a desired price.
  6. Check in on your investment. Optimize your portfolio by tracking your stock.

Civista Bancshares share price

Use our graph to track the performance of CIVB stocks over time.

Civista Bancshares shares at a glance

Information last updated 2021-04-15.
52-week range$11.09 - $23.94
50-day moving average $22.23
200-day moving average $18.12
Wall St. target price$26.25
PE ratio 11.5481
Dividend yield $0.44 (1.89%)
Earnings per share (TTM) $2.00

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The value of any investment can go up or down depending on news, trends and market conditions. We are not investment advisers, so do your own due diligence to understand the risks before you invest.

Is it a good time to buy Civista Bancshares stock?

The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.

This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.

Is Civista Bancshares under- or over-valued?

Valuing Civista Bancshares stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of Civista Bancshares's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.

Civista Bancshares's P/E ratio

Civista Bancshares's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 12x. In other words, Civista Bancshares shares trade at around 12x recent earnings.

That's relatively low compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.

Civista Bancshares's PEG ratio

Civista Bancshares's "price/earnings-to-growth ratio" can be calculated by dividing its P/E ratio by its growth – to give 1.93. A low ratio can be interpreted as meaning the shares offer better value, while a higher ratio can be interpreted as meaning the shares offer worse value.

The PEG ratio provides a broader view than just the P/E ratio, as it gives more insight into Civista Bancshares's future profitability. By accounting for growth, it could also help you if you're comparing the share prices of multiple high-growth companies.

Civista Bancshares financials

Revenue TTM $107.8 million
Operating margin TTM 35.97%
Gross profit TTM $107.8 million
Return on assets TTM 1.27%
Return on equity TTM 9.47%
Profit margin 29.86%
Book value $22.02
Market capitalisation $365.3 million

TTM: trailing 12 months

Shorting Civista Bancshares shares

There are currently 141,812 Civista Bancshares shares held short by investors – that's known as Civista Bancshares's "short interest". This figure is 16.2% down from 169,311 last month.

There are a few different ways that this level of interest in shorting Civista Bancshares shares can be evaluated.

Civista Bancshares's "short interest ratio" (SIR)

Civista Bancshares's "short interest ratio" (SIR) is the quantity of Civista Bancshares shares currently shorted divided by the average quantity of Civista Bancshares shares traded daily (recently around 60603.418803419). Civista Bancshares's SIR currently stands at 2.34. In other words for every 100,000 Civista Bancshares shares traded daily on the market, roughly 2340 shares are currently held short.

However Civista Bancshares's short interest can also be evaluated against the total number of Civista Bancshares shares, or, against the total number of tradable Civista Bancshares shares (the shares that aren't held by "insiders" or major long-term shareholders – also known as the "float"). In this case Civista Bancshares's short interest could be expressed as 0.01% of the outstanding shares (for every 100,000 Civista Bancshares shares in existence, roughly 10 shares are currently held short) or 0.0092% of the tradable shares (for every 100,000 tradable Civista Bancshares shares, roughly 9 shares are currently held short).

Such a low SIR usually points to an optimistic outlook for the share price, with fewer people currently willing to bet against Civista Bancshares.

Find out more about how you can short Civista Bancshares stock.

Civista Bancshares share dividends

23%

Dividend payout ratio: 23% of net profits

Recently Civista Bancshares has paid out, on average, around 23% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 2.06% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), Civista Bancshares shareholders could enjoy a 2.06% return on their shares, in the form of dividend payments. In Civista Bancshares's case, that would currently equate to about $0.44 per share.

While Civista Bancshares's payout ratio might seem low, this can signify that Civista Bancshares is investing more in its future growth.

Civista Bancshares's most recent dividend payout was on 30 April 2021. The latest dividend was paid out to all shareholders who bought their shares by 18 April 2021 (the "ex-dividend date").

Have Civista Bancshares's shares ever split?

Civista Bancshares's shares were split on a 4:1 basis on 4 June 1996. So if you had owned 1 share the day before before the split, the next day you'd have owned 4 shares. This wouldn't directly have changed the overall worth of your Civista Bancshares shares – just the quantity. However, indirectly, the new 75% lower share price could have impacted the market appetite for Civista Bancshares shares which in turn could have impacted Civista Bancshares's share price.

Civista Bancshares share price volatility

Over the last 12 months, Civista Bancshares's shares have ranged in value from as little as $11.0944 up to $23.935. A popular way to gauge a stock's volatility is its "beta".

CIVB.US volatility(beta: 0.98)Avg. volatility(beta: 1.00)LowHigh

Beta is a measure of a share's volatility in relation to the market. The market (NASDAQ average) beta is 1, while Civista Bancshares's is 0.9829. This would suggest that Civista Bancshares's shares are less volatile than average (for this exchange).

Civista Bancshares overview

Civista Bancshares, Inc. operates as the financial holding company for Civista Bank that provides community banking services. The company collects a range of customer deposits; and offers commercial, commercial and residential real estate mortgage, real estate construction, and consumer loans, as well as letters of credit. It also purchases securities; and provides trust and third party insurance services. The company operates branch banking offices in Ohio communities, including Sandusky, Norwalk, Berlin Heights, Huron, Port Clinton, Castalia, New Washington, Shelby, Willard, Greenwich, Plymouth, Shiloh, Akron, Dublin, Plain City, Urbana, Russells Point, West Liberty, Quincy, Dayton, and Beachwood; and Indiana communities comprising Lawrenceburg, Aurora, West Harrison, Milan, Osgood, and Versailles. It also operates loan production offices in Westlake, Ohio; and Fort Mitchell, Kentucky. The company was formerly known as First Citizens Banc Corp and changed its name to Civista Bancshares, Inc.

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