Civista Bancshares is a banks - regional business based in the US. Civista Bancshares shares (CIVB) are listed on the NASDAQ and all prices are listed in US Dollars. Civista Bancshares employs 539 staff and has a trailing 12-month revenue of around $150.3 million.
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| Latest market close | $18.74 |
|---|---|
| 52-week range | $13.60 - $19.01 |
| 50-day moving average | $14.81 |
| 200-day moving average | $15.55 |
| Wall St. target price | $16.75 |
| PE ratio | 7.5991 |
| Dividend yield | $0.63 (3.63%) |
| Earnings per share (TTM) | $2.32 |
The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.
This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.
Historical closes compared with the close of $18.74 from 2024-07-25
| 1 week (2024-07-19) | 6.30% |
|---|---|
| 1 month (2024-06-26) | 29.60% |
| 3 months (2024-04-26) | 26.20% |
| 6 months (2024-01-26) | 4.17% |
| 1 year (2023-07-26) | -4.92% |
|---|---|
| 2 years (2022-07-25) | -15.17% |
| 3 years (2021-07-26) | 23.35 |
| 5 years (2019-07-26) | 21.0103 |
Valuing Civista Bancshares stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of Civista Bancshares's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.
Civista Bancshares's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 8x. In other words, Civista Bancshares shares trade at around 8x recent earnings.
That's relatively low compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.
Civista Bancshares's "price/earnings-to-growth ratio" can be calculated by dividing its P/E ratio by its growth – to give 1.93. A low ratio can be interpreted as meaning the shares offer better value, while a higher ratio can be interpreted as meaning the shares offer worse value.
The PEG ratio provides a broader view than just the P/E ratio, as it gives more insight into Civista Bancshares's future profitability. By accounting for growth, it could also help you if you're comparing the share prices of multiple high-growth companies.
| Revenue TTM | $150.3 million |
|---|---|
| Operating margin TTM | 23.13% |
| Gross profit TTM | $137.5 million |
| Return on assets TTM | 0.98% |
| Return on equity TTM | 10.16% |
| Profit margin | 24.25% |
| Book value | $23.51 |
| Market Capitalization | $277.3 million |
TTM: trailing 12 months
Dividend payout ratio: 27.47% of net profits
Recently Civista Bancshares has paid out, on average, around 27.47% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 3.63% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), Civista Bancshares shareholders could enjoy a 3.63% return on their shares, in the form of dividend payments. In Civista Bancshares's case, that would currently equate to about $0.63 per share.
While Civista Bancshares's payout ratio might seem fairly standard, it's worth remembering that Civista Bancshares may be investing much of the rest of its net profits in future growth.
Civista Bancshares's most recent dividend payout was on 21 May 2024. The latest dividend was paid out to all shareholders who bought their shares by 5 May 2024 (the "ex-dividend date").
Civista Bancshares's shares were split on a 4:1 basis on 4 June 1996. So if you had owned 1 share the day before before the split, the next day you'd have owned 4 shares. This wouldn't directly have changed the overall worth of your Civista Bancshares shares – just the quantity. However, indirectly, the new 75% lower share price could have impacted the market appetite for Civista Bancshares shares which in turn could have impacted Civista Bancshares's share price.
Over the last 12 months, Civista Bancshares's shares have ranged in value from as little as $13.6 up to $19.0064. A popular way to gauge a stock's volatility is its "beta".
Beta is a measure of a share's volatility in relation to the market. The market (NASDAQ average) beta is 1, while Civista Bancshares's is 0.81. This would suggest that Civista Bancshares's shares are less volatile than average (for this exchange).
Civista Bancshares, Inc. operates as the financial holding company for Civista Bank that provides community banking services. It collects a range of customer deposits; and offers commercial and agriculture, commercial and residential real estate, farm real estate, real estate construction, consumer, and other loans, as well as letters of credit. The company also holds and manages securities portfolio; leases general equipment; and provides captive insurance products. It operates in North Central, West Central, South Western Ohio, South Eastern Indiana, and Northern Kentucky. The company was formerly known as First Citizens Banc Corp and changed its name to Civista Bancshares, Inc. in May 2015.
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