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How to buy Citizens stock

Own Citizens stock in just a few minutes.

Citizens, Inc is an insurance-life business based in the US. Citizens shares (CIA) are listed on the NYSE and all prices are listed in US Dollars. Citizens employs 245 staff and has a trailing 12-month revenue of around 0.00.

How to buy shares in Citizens

  1. Compare share trading platforms. Use our comparison table to help you find a platform that fits you.
  2. Open your brokerage account. Complete an application with your details.
  3. Confirm your payment details. Fund your account.
  4. Research the stock. Find the stock by name or ticker symbol – CIA – and research it before deciding if it's a good investment for you.
  5. Purchase now or later. Buy your desired number of shares with a market order or use a limit order to delay your purchase until the stock reaches a desired price.
  6. Check in on your investment. Optimize your portfolio by tracking your stock.

Citizens share price

Use our graph to track the performance of CIA stocks over time.

Citizens shares at a glance

Information last updated 2021-04-30.
52-week range$4.96 - $7.06
50-day moving average $6.02
200-day moving average $6.06
Wall St. target price$7.00
PE ratio N/A
Dividend yield N/A (0%)
Earnings per share (TTM) $0.05

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The value of any investment can go up or down depending on news, trends and market conditions. We are not investment advisers, so do your own due diligence to understand the risks before you invest.

Is it a good time to buy Citizens stock?

The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.

This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.

Is Citizens under- or over-valued?

Valuing Citizens stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of Citizens's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.

Citizens's EBITDA

Citizens's EBITDA (earnings before interest, taxes, depreciation and amortisation) is $6.5 million.

The EBITDA is a measure of a Citizens's overall financial performance and is widely used to measure a its profitability.

Citizens financials

Revenue TTM $238.9 million
Gross profit TTM $43.2 million
Return on assets TTM -0.08%
Return on equity TTM -3.92%
Profit margin -4.6%
Book value $5.96
Market capitalisation $290.7 million

TTM: trailing 12 months

Shorting Citizens shares

There are currently 6.0 million Citizens shares held short by investors – that's known as Citizens's "short interest". This figure is 3.1% down from 6.2 million last month.

There are a few different ways that this level of interest in shorting Citizens shares can be evaluated.

Citizens's "short interest ratio" (SIR)

Citizens's "short interest ratio" (SIR) is the quantity of Citizens shares currently shorted divided by the average quantity of Citizens shares traded daily (recently around 114707.60660776). Citizens's SIR currently stands at 52.06. In other words for every 100,000 Citizens shares traded daily on the market, roughly 52060 shares are currently held short.

However Citizens's short interest can also be evaluated against the total number of Citizens shares, or, against the total number of tradable Citizens shares (the shares that aren't held by "insiders" or major long-term shareholders – also known as the "float"). In this case Citizens's short interest could be expressed as 0.12% of the outstanding shares (for every 100,000 Citizens shares in existence, roughly 120 shares are currently held short) or 0.1208% of the tradable shares (for every 100,000 tradable Citizens shares, roughly 121 shares are currently held short).

A SIR above 20% would generally be considered very high, pointing to a pessimistic outlook for the share price, with a discouraging number of investors currently willing to bet against Citizens.

Find out more about how you can short Citizens stock.

Citizens share dividends

We're not expecting Citizens to pay a dividend over the next 12 months.

Have Citizens's shares ever split?

Citizens's shares were split on a 107:100 basis on 12 December 2005. So if you had owned 100 shares the day before before the split, the next day you'd have owned 107 shares. This wouldn't directly have changed the overall worth of your Citizens shares – just the quantity. However, indirectly, the new 6.5% lower share price could have impacted the market appetite for Citizens shares which in turn could have impacted Citizens's share price.

Citizens share price volatility

Over the last 12 months, Citizens's shares have ranged in value from as little as $4.96 up to $7.06. A popular way to gauge a stock's volatility is its "beta".

Beta is a measure of a share's volatility in relation to the market. The market (NYSE average) beta is 1, while Citizens's is 0.2267. This would suggest that Citizens's shares are less volatile than average (for this exchange).

Citizens overview

Citizens, Inc. , through its subsidiaries, provides life insurance products in the United States and internationally. It operates in two segments, Life Insurance and Home Service Insurance. The Life Insurance segment issues ordinary whole life insurance and endowment policies in the United States dollar-denominated amounts to non-U. S. residents in through independent marketing agencies and consultants. The Home Service Insurance segment offers pre-need and final expense ordinary life insurance, and annuities to middle and lower income individuals and families primarily in Louisiana, Mississippi, and Arkansas.

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