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How to buy Citizens stock

Learn how to easily invest in Citizens stock.

Citizens Inc is an insurance-life business based in the US. Citizens shares (CIA) are listed on the NYSE and all prices are listed in US Dollars. Citizens employs 215 staff and has a trailing 12-month revenue of around $240.6 million.

How to buy shares in Citizens

  1. Compare share trading platforms. Use our comparison table to help you find a platform that fits you.
  2. Open your brokerage account. Complete an application with your details.
  3. Confirm your payment details. Fund your account.
  4. Research the stock. Find the stock by name or ticker symbol – CIA – and research it before deciding if it's a good investment for you.
  5. Purchase now or later. Buy your desired number of shares with a market order or use a limit order to delay your purchase until the stock reaches a desired price.
  6. Check in on your investment. Optimize your portfolio by tracking your stock.
Client disclaimer: US Brokerage services through eToro USA Securities Inc, member of FINRA, SIPC. Crypto assets through eToro USA LLC.

Citizens stock price (NYSE: CIA)

Use our graph to track the performance of CIA stocks over time.

Citizens shares at a glance

Information last updated 2022-09-25.
Latest market close$3.39
52-week range$2.45 - $6.99
50-day moving average $3.79
200-day moving average $4.13
Wall St. target price$7.00
PE ratio 5.7458
Dividend yield $0 (0%)
Earnings per share (TTM) $0.59

Buy Citizens shares from these brokerages

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The value of any investment can go up or down depending on news, trends and market conditions. We are not investment advisers, so do your own due diligence to understand the risks before you invest.

Is it a good time to buy Citizens stock?

The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.

This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.

Citizens price performance over time

Historical closes compared with the close of $3.39 from 2022-09-23

1 week (2022-09-19) -3.42%
1 month (2022-08-26) -11.72%
3 months (2022-06-27) -16.91%
6 months (2022-03-25) -20.61%
1 year (2021-09-27) -45.41%
2 years (2020-09-25) -35.43%
3 years (2019-09-27) 7
5 years (2017-09-26) 7.83

Is Citizens stock undervalued or overvalued?

Valuing Citizens stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of Citizens's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.

Citizens's P/E ratio

Citizens's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 6x. In other words, Citizens shares trade at around 6x recent earnings.

That's relatively low compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.

Citizens financials

Revenue TTM $240.6 million
Gross profit TTM $50.5 million
Return on assets TTM -0.06%
Return on equity TTM 17.64%
Profit margin 12.66%
Book value $1.52
Market capitalisation $170 million

TTM: trailing 12 months

Citizens share dividends

We're not expecting Citizens to pay a dividend over the next 12 months.

Have Citizens's shares ever split?

Citizens's shares were split on a 107:100 basis on 12 December 2005. So if you had owned 100 shares the day before before the split, the next day you'd have owned 107 shares. This wouldn't directly have changed the overall worth of your Citizens shares – just the quantity. However, indirectly, the new 6.5% lower share price could have impacted the market appetite for Citizens shares which in turn could have impacted Citizens's share price.

Citizens share price volatility

Over the last 12 months, Citizens's shares have ranged in value from as little as $2.45 up to $6.99. A popular way to gauge a stock's volatility is its "beta".

Beta is a measure of a share's volatility in relation to the market. The market (NYSE average) beta is 1, while Citizens's is 0.167. This would suggest that Citizens's shares are less volatile than average (for this exchange).

Citizens overview

Citizens, Inc. , through its subsidiaries, provides life insurance products in the United States and internationally. It operates in two segments, Life Insurance and Home Service Insurance. The Life Insurance segment issues ordinary whole life insurance and endowment policies in the United States dollar-denominated amounts to non-U. S. residents in through independent marketing agencies and consultants. The Home Service Insurance segment offers final expense life insurance and property insurance policies to middle-and lower-income households, as well as whole life products in Louisiana, Mississippi, and Arkansas.

Frequently asked questions

What percentage of Citizens is owned by insiders or institutions?
Currently 8.955% of Citizens shares are held by insiders and 18.02% by institutions.
How many people work for Citizens?
Latest data suggests 215 work at Citizens.
When does the fiscal year end for Citizens?
Citizens's fiscal year ends in December.
Where is Citizens based?
Citizens's address is: 11815 Alterra Pkwy, Austin, TX, United States, 78758
What is Citizens's ISIN number?
Citizens's international securities identification number is: US1747401008
What is Citizens's CUSIP number?
Citizens's Committee on Uniform Securities Identification Procedures number is: 174740100

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