Finder is committed to editorial independence. While we receive compensation when you click links to partners, they do not influence our content.

How to buy Citizens (CIA) stock

Learn how to easily invest in Citizens stock.

Citizens, Inc
NYSE: CIA - USD
INSURANCE-LIFE
$0
-

Citizens, Inc is an insurance-life business based in the US. Citizens shares (CIA) are listed on the NYSE and all prices are listed in US Dollars. Citizens employs 245 staff and has a trailing 12-month revenue of around 0.00.

How to buy shares in Citizens

  1. Compare share trading platforms.Use our comparison table to help you find a platform that fits you.
  2. Open your brokerage account. Complete an application with your details.
  3. Confirm your payment details. Fund your account.
  4. Research the stock. Find the stock by name or ticker symbol – CIA – and research it before deciding if it's a good investment for you.
  5. Purchase now or later. Buy your desired number of shares with a market order or use a limit order to delay your purchase until the stock reaches a desired price.
  6. Check in on your investment. Optimize your portfolio by tracking your stock.

Citizens stock price (NYSE: CIA)

Use our graph to track the performance of CIA stocks over time.

Citizens shares at a glance

Information last updated 2021-07-22.
Latest market close$5.22
52-week range$4.81 - $7.06
50-day moving average $5.28
200-day moving average $5.79
Wall St. target price$7.00
PE ratio N/A
Dividend yield N/A (0%)
Earnings per share (TTM) $-0.22

Buy Citizens shares from these brokerages

Compare special offers, low fees and a wide range of types of investments among top trading platforms.
Name Product Stock trade fee Asset types Option trade fee Annual fee Signup bonus
Sofi Invest
$0
Stocks, ETFs, Cryptocurrency
N/A
0%
Get one free stock worth up to $1,000
Open an account
A free way to invest in stocks, ETFs and crypto.
Webull
$0
Stocks, Options, ETFs
$0
0%
Get one free stock valued between $3.00 and $300 when you open an account, one more with a deposit
Open an account
Margin financing rates start at 3.99%. No monthly subscription fees for margin.
Public
$0
Stocks, ETFs
N/A
$0 per month
Download and sign up with Public.com; approved accounts receive a free stock slice worth up to $70, selected from 9 popular stocks.
Open an account
Commission-free trading in stocks and ETFs with a social networking twist.
Robinhood
$0
Stocks, Options, ETFs
$0
0%
Free stock (chosen randomly with a value anywhere between $2.50 and $200)
Sign up using the "go to site" link
Make unlimited commission-free trades in stocks, funds, and options with Robinhood Financial.
Moomoo
$0 for US stocks
Stocks, Options, ETFs
$0
$0 per year
N/A
Trade stocks on the US, Hong Kong, Shanghai and Shenzhen markets.
loading

Compare up to 4 providers

*Signup bonus information updated weekly.

The value of any investment can go up or down depending on news, trends and market conditions. We are not investment advisers, so do your own due diligence to understand the risks before you invest.

Is it a good time to buy Citizens stock?

The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.

This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.

Citizens price performance over time

Historical closes compared with the close of $5.22 from 2021-05-28

1 week (2021-07-16) N/A
1 month (2021-06-25) -5.09%
3 months (2021-04-27) -8.90%
6 months (2021-01-23) N/A
1 year (2020-07-23) N/A
2 years (2019-07-23) N/A
3 years (2018-07-23) N/A
5 years (2016-07-23) N/A

Is Citizens under- or over-valued?

Valuing Citizens stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of Citizens's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.

Citizens's EBITDA

Citizens's EBITDA (earnings before interest, taxes, depreciation and amortisation) is $6.5 million.

The EBITDA is a measure of a Citizens's overall financial performance and is widely used to measure a its profitability.

Citizens financials

Revenue TTM $238.6 million
Gross profit TTM $43.2 million
Return on assets TTM -0.1%
Return on equity TTM -4.81%
Profit margin -4.6%
Book value $4.76
Market capitalisation $275.3 million

TTM: trailing 12 months

Shorting Citizens shares

There are currently 5.5 million Citizens shares held short by investors – that's known as Citizens's "short interest". This figure is 8.8% down from 6.1 million last month.

There are a few different ways that this level of interest in shorting Citizens shares can be evaluated.

Citizens's "short interest ratio" (SIR)

Citizens's "short interest ratio" (SIR) is the quantity of Citizens shares currently shorted divided by the average quantity of Citizens shares traded daily (recently around 147954.35595938). Citizens's SIR currently stands at 37.42. In other words for every 100,000 Citizens shares traded daily on the market, roughly 37420 shares are currently held short.

However Citizens's short interest can also be evaluated against the total number of Citizens shares, or, against the total number of tradable Citizens shares (the shares that aren't held by "insiders" or major long-term shareholders – also known as the "float"). In this case Citizens's short interest could be expressed as 0.11% of the outstanding shares (for every 100,000 Citizens shares in existence, roughly 110 shares are currently held short) or 0.1281% of the tradable shares (for every 100,000 tradable Citizens shares, roughly 128 shares are currently held short).

A SIR above 20% would generally be considered very high, pointing to a pessimistic outlook for the share price, with a discouraging number of investors currently willing to bet against Citizens.

Find out more about how you can short Citizens stock.

Citizens share dividends

We're not expecting Citizens to pay a dividend over the next 12 months.

Have Citizens's shares ever split?

Citizens's shares were split on a 107:100 basis on 12 December 2005. So if you had owned 100 shares the day before before the split, the next day you'd have owned 107 shares. This wouldn't directly have changed the overall worth of your Citizens shares – just the quantity. However, indirectly, the new 6.5% lower share price could have impacted the market appetite for Citizens shares which in turn could have impacted Citizens's share price.

Citizens share price volatility

Over the last 12 months, Citizens's shares have ranged in value from as little as $4.81 up to $7.06. A popular way to gauge a stock's volatility is its "beta".

Beta is a measure of a share's volatility in relation to the market. The market (NYSE average) beta is 1, while Citizens's is 0.241. This would suggest that Citizens's shares are less volatile than average (for this exchange).

Citizens overview

Citizens, Inc. , through its subsidiaries, provides life insurance products in the United States and internationally. It operates in two segments, Life Insurance and Home Service Insurance. The Life Insurance segment issues ordinary whole life insurance and endowment policies in the United States dollar-denominated amounts to non-U. S. residents in through independent marketing agencies and consultants. The Home Service Insurance segment offers pre-need and final expense ordinary life insurance, and annuities to middle and lower income individuals and families primarily in Louisiana, Mississippi, and Arkansas.

Frequently asked questions

What percentage of Citizens is owned by insiders or institutions?
Currently 9.368% of Citizens shares are held by insiders and 25.939% by institutions.
How many people work for Citizens?
Latest data suggests 245 work at Citizens.
When does the fiscal year end for Citizens?
Citizens's fiscal year ends in December.
Where is Citizens based?
Citizens's address is: 11815 Alterra Pkwy, Austin, TX, United States, 78758
What is Citizens's ISIN number?
Citizens's international securities identification number is: US1747401008
What is Citizens's CUSIP number?
Citizens's Committee on Uniform Securities Identification Procedures number is: 174740100

More guides on Finder

Ask an Expert

You are about to post a question on finder.com:

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • finder.com is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder.com provides guides and information on a range of products and services. Because our content is not financial advice, we suggest talking with a professional before you make any decision.

By submitting your comment or question, you agree to our Privacy and Cookies Policy and finder.com Terms of Use.

Questions and responses on finder.com are not provided, paid for or otherwise endorsed by any bank or brand. These banks and brands are not responsible for ensuring that comments are answered or accurate.
Go to site