Our top pick for
Finder is committed to editorial independence. While we receive compensation when you click links to partners, they do not influence our content.
Citizens & Northern Corporation is a banks-regional business based in the US. Citizens-and-Northern Corporation shares (CZNC) are listed on the NASDAQ and all prices are listed in US Dollars.
|52-week range||USD$14.4927 - USD$23.3957|
|50-day moving average||USD$20.4509|
|200-day moving average||USD$18.5464|
|Wall St. target price||USD$24|
|Dividend yield||USD$1.08 (5.04%)|
|Earnings per share (TTM)||USD$1.296|
*Signup bonus information updated weekly.
The value of any investment can go up or down depending on news, trends and market conditions. We are not investment advisers, so do your own due diligence to understand the risks before you invest.
The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.
This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.
Valuing Citizens-and-Northern Corporation stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of Citizens-and-Northern Corporation's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.
Citizens-and-Northern Corporation's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 17x. In other words, Citizens-and-Northern Corporation shares trade at around 17x recent earnings.
That's relatively low compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.
|Revenue TTM||USD$88.2 million|
|Operating margin TTM||36.93%|
|Gross profit TTM||USD$88.2 million|
|Return on assets TTM||0.99%|
|Return on equity TTM||7.06%|
|Market capitalisation||USD$347.9 million|
TTM: trailing 12 months
There are currently 153,472 Citizens-and-Northern Corporation shares held short by investors – that's known as Citizens-and-Northern Corporation's "short interest". This figure is 1% down from 154,979 last month.
There are a few different ways that this level of interest in shorting Citizens-and-Northern Corporation shares can be evaluated.
Citizens-and-Northern Corporation's "short interest ratio" (SIR) is the quantity of Citizens-and-Northern Corporation shares currently shorted divided by the average quantity of Citizens-and-Northern Corporation shares traded daily (recently around 33004.731182796). Citizens-and-Northern Corporation's SIR currently stands at 4.65. In other words for every 100,000 Citizens-and-Northern Corporation shares traded daily on the market, roughly 4650 shares are currently held short.
However Citizens-and-Northern Corporation's short interest can also be evaluated against the total number of Citizens-and-Northern Corporation shares, or, against the total number of tradable Citizens-and-Northern Corporation shares (the shares that aren't held by "insiders" or major long-term shareholders – also known as the "float"). In this case Citizens-and-Northern Corporation's short interest could be expressed as 0.01% of the outstanding shares (for every 100,000 Citizens-and-Northern Corporation shares in existence, roughly 10 shares are currently held short) or 0.01% of the tradable shares (for every 100,000 tradable Citizens-and-Northern Corporation shares, roughly 10 shares are currently held short).
Such a low SIR usually points to an optimistic outlook for the share price, with fewer people currently willing to bet against Citizens-and-Northern Corporation.
Find out more about how you can short Citizens-and-Northern Corporation stock.
Dividend payout ratio: 61.02% of net profits
Recently Citizens-and-Northern Corporation has paid out, on average, around 61.02% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 5.06% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), Citizens-and-Northern Corporation shareholders could enjoy a 5.06% return on their shares, in the form of dividend payments. In Citizens-and-Northern Corporation's case, that would currently equate to about $1.08 per share.
Citizens-and-Northern Corporation's payout ratio would broadly be considered high, and as such this stock could appeal to those looking to generate an income. Bear in mind however that companies should normally also look to re-invest a decent amount of net profits to ensure future growth.
Citizens-and-Northern Corporation's most recent dividend payout was on 12 February 2021. The latest dividend was paid out to all shareholders who bought their shares by 29 January 2021 (the "ex-dividend date").
Citizens-and-Northern Corporation's shares were split on a 101:100 basis on 28 December 2007. So if you had owned 100 shares the day before before the split, the next day you'd have owned 101 shares. This wouldn't directly have changed the overall worth of your Citizens-and-Northern Corporation shares – just the quantity. However, indirectly, the new 1% lower share price could have impacted the market appetite for Citizens-and-Northern Corporation shares which in turn could have impacted Citizens-and-Northern Corporation's share price.
Over the last 12 months, Citizens-and-Northern Corporation's shares have ranged in value from as little as $14.4927 up to $23.3957. A popular way to gauge a stock's volatility is its "beta".
Beta is a measure of a share's volatility in relation to the market. The market (NASDAQ average) beta is 1, while Citizens-and-Northern Corporation's is 0.3719. This would suggest that Citizens-and-Northern Corporation's shares are less volatile than average (for this exchange).
Citizens & Northern Corporation operates as the bank holding company for Citizens & Northern Bank that provides a range of banking and mortgage services to individual and corporate customers in North Central Pennsylvania and Southern New York. The company offers deposit products, including various types of checking accounts, passbook and statement savings accounts, money market accounts, interest checking accounts, individual retirement accounts, and certificates of deposits. It also provides lending products comprising mortgage loans, commercial loans, and consumer loans, as well as commercial letters-of-credit. In addition, the company offers trust and financial management services consisting of administration of trusts and estates, retirement plans, and other employee benefit plans; investment management services; and a range of personal and commercial insurance products, as well as mutual funds, annuities, educational savings accounts, and other investment products through registered agents. Further, it reinsures credit and mortgage, life and accident, and health insurance products. The company operates 30 banking offices in Bradford, Cameron, Lycoming, McKean, Potter, Sullivan, Tioga, and Bucks counties in Pennsylvania, as well as Steuben and Chemung County in New York; and a loan production office in Elmira, New York. Citizens & Northern Corporation was founded in 1864 and is based in Wellsboro, Pennsylvania.
If you’re looking for a broker comparable to Vanguard, check out these five contenders.
Thinking of switching from TD Ameritrade? Here are 5 apps like TD Ameritrade that offer valuable benefits.
Our picks of the best overwater stays in the Land of Smiles from budget-friendly to luxurious.
This guide will show you step-by-step instructions on how to buy the Reserve Rights (RSR) token as well as a list of exchanges you can trade it on.
This guide will show you step-by-step instructions on how to buy the Curve (CRV) token as well as a list of exchanges you can trade it on.
Acorns alternatives offer lower fees and more investment options. Learn more.
Hanna Andersson’s Organic Cotton Long John is comfortable and available in family sizes. Here’s what I thought of the fit, and details on sustainability.
Find in-stock face masks for wildires, smoke and dust, see our top picks and read tips for using respirator smoke masks.
The Chairman of Dubai’s IBC Group has pledged a whopping $4.8 billion into Bitcoin, as Microstrategy purchases another $1 billion of BTC.
This guide will show you step-by-step instructions on how to buy the Maker (MKR) token as well as a list of exchanges you can trade it on.
finder.com is an independent comparison platform and information service that aims to provide you with the tools you need to make better decisions. While we are independent, the offers that appear on this site are from companies from which finder.com receives compensation. We may receive compensation from our partners for placement of their products or services. We may also receive compensation if you click on certain links posted on our site. While compensation arrangements may affect the order, position or placement of product information, it doesn't influence our assessment of those products. Please don't interpret the order in which products appear on our Site as any endorsement or recommendation from us. finder.com compares a wide range of products, providers and services but we don't provide information on all available products, providers or services. Please appreciate that there may be other options available to you than the products, providers or services covered by our service.