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How to buy Citizens Holding Company stock
Learn how to easily invest in Citizens Holding Company stock.
Citizens Holding Company is a banks-regional business based in the US. Citizens Holding Company shares (CIZN) are listed on the NASDAQ and all prices are listed in US Dollars. Citizens Holding Company employs 252 staff and has a trailing 12-month revenue of around $44.1 million.
How to buy shares in Citizens Holding Company
- Compare share trading platforms. Use our comparison table to help you find a platform that fits you.
- Open your brokerage account. Complete an application with your details.
- Confirm your payment details. Fund your account.
- Research the stock. Find the stock by name or ticker symbol – CIZN – and research it before deciding if it's a good investment for you.
- Purchase now or later. Buy your desired number of shares with a market order or use a limit order to delay your purchase until the stock reaches a desired price.
- Check in on your investment. Optimize your portfolio by tracking your stock.
What's in this guide?
- CIZN shares summary
- Compare share dealing platforms
- Is CIZN stock a buy or sell?
- Stock performance over time
- Are CIZN shares over-valued?
- Citizens Holding Company's financials
- How volatile are CIZN shares?
- Does Citizens Holding Company pay a dividend?
- Have CIZN shares ever split?
- Other common questions
Citizens Holding Company stock price (NASDAQ: CIZN)Use our graph to track the performance of CIZN stocks over time.
Citizens Holding Company shares at a glance
|Latest market close||$15.28|
|52-week range||$15.08 - $21.15|
|50-day moving average||$17.27|
|200-day moving average||$18.04|
|Wall St. target price||$24.00|
|Dividend yield||$0.96 (6.11%)|
|Earnings per share (TTM)||$1.48|
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The value of any investment can go up or down depending on news, trends and market conditions. We are not investment advisers, so do your own due diligence to understand the risks before you invest.
Is it a good time to buy Citizens Holding Company stock?
The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.
This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.
Citizens Holding Company price performance over time
|1 week (2022-09-19)||N/A|
|1 month (2022-08-30)||-12.70%|
|3 months (2022-06-30)||-15.25%|
|6 months (2022-03-29)||-15.95%|
|1 year (2021-09-30)||-19.33%|
|2 years (2020-09-30)||-31.85%|
|3 years (2019-09-30)||20.35|
|5 years (2017-09-29)||24.9|
Is Citizens Holding Company stock undervalued or overvalued?
Valuing Citizens Holding Company stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of Citizens Holding Company's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.
Citizens Holding Company's P/E ratio
Citizens Holding Company's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 10x. In other words, Citizens Holding Company shares trade at around 10x recent earnings.
That's relatively low compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.
Citizens Holding Company financials
|Revenue TTM||$44.1 million|
|Operating margin TTM||25.59%|
|Gross profit TTM||$43.9 million|
|Return on assets TTM||0.63%|
|Return on equity TTM||12.2%|
|Market capitalisation||$85.6 million|
TTM: trailing 12 months
Citizens Holding Company share dividends
Dividend payout ratio: 64.9% of net profits
Recently Citizens Holding Company has paid out, on average, around 64.9% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 6.11% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), Citizens Holding Company shareholders could enjoy a 6.11% return on their shares, in the form of dividend payments. In Citizens Holding Company's case, that would currently equate to about $0.96 per share.
Citizens Holding Company's payout ratio would broadly be considered high, and as such this stock could appeal to those looking to generate an income. Bear in mind however that companies should normally also look to re-invest a decent amount of net profits to ensure future growth.
Citizens Holding Company's most recent dividend payout was on 29 September 2022. The latest dividend was paid out to all shareholders who bought their shares by 14 September 2022 (the "ex-dividend date").
Have Citizens Holding Company's shares ever split?
Citizens Holding Company's shares were split on a 3:2 basis on 1 January 2002. So if you had owned 2 shares the day before before the split, the next day you'd have owned 3 shares. This wouldn't directly have changed the overall worth of your Citizens Holding Company shares – just the quantity. However, indirectly, the new 33.3% lower share price could have impacted the market appetite for Citizens Holding Company shares which in turn could have impacted Citizens Holding Company's share price.
Citizens Holding Company share price volatility
Over the last 12 months, Citizens Holding Company's shares have ranged in value from as little as $15.0818 up to $21.1539. A popular way to gauge a stock's volatility is its "beta".
Beta is a measure of a share's volatility in relation to the market. The market (NASDAQ average) beta is 1, while Citizens Holding Company's is 0.0364. This would suggest that Citizens Holding Company's shares are less volatile than average (for this exchange).
Citizens Holding Company overview
Citizens Holding Company operates as the bank holding company for The Citizens Bank of Philadelphia that provides various commercial and personal banking products and services. The company offers demand deposits, as well as savings and time deposit accounts. It also provides secured and unsecured loans; mortgage loans; single and multi-family housing, farm, residential and commercial construction, and commercial real estate loans; commercial, industrial, and agricultural production loans; and consumer loans, as well as issues letters of credit. In addition, the company offers personal and corporate trust services; credit life and title insurance; and internet and mobile banking services. It operates a principal office in downtown Philadelphia, Mississippi; and 28 additional branches in Neshoba, Newton, Leake, Lamar, Forrest, Scott, Attala, Lauderdale, Lafayette, Oktibbeha, Rankin, Madison, Harrison, Jackson, Winston, and Kemper counties, Mississippi. Citizens Holding Company was founded in 1908 and is headquartered in Philadelphia, Mississippi. .
Frequently asked questionsWhat percentage of Citizens Holding Company is owned by insiders or institutions?
Currently 15.497% of Citizens Holding Company shares are held by insiders and 14.162% by institutions. How many people work for Citizens Holding Company?
Latest data suggests 252 work at Citizens Holding Company. When does the fiscal year end for Citizens Holding Company?
Citizens Holding Company's fiscal year ends in December. Where is Citizens Holding Company based?
Citizens Holding Company's address is: 521 Main Street, Philadelphia, MS, United States, 39350 What is Citizens Holding Company's ISIN number?
Citizens Holding Company's international securities identification number is: US1747151025 What is Citizens Holding Company's CUSIP number?
Citizens Holding Company's Committee on Uniform Securities Identification Procedures number is: 174715102
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