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How to buy Citizens Community Bancorp stock | $13.75

Learn how to easily invest in Citizens Community Bancorp stock.

Citizens Community Bancorp Inc is a banks-regional business based in the US. Citizens Community Bancorp shares (CZWI) are listed on the NASDAQ and all prices are listed in US Dollars. Citizens Community Bancorp employs 234 staff and has a trailing 12-month revenue of around 0.00.

How to buy shares in Citizens Community Bancorp

  1. Compare share trading platforms.Use our comparison table to help you find a platform that fits you.
  2. Open your brokerage account. Complete an application with your details.
  3. Confirm your payment details. Fund your account.
  4. Research the stock. Find the stock by name or ticker symbol – CZWI – and research it before deciding if it's a good investment for you.
  5. Purchase now or later. Buy your desired number of shares with a market order or use a limit order to delay your purchase until the stock reaches a desired price.
  6. Check in on your investment. Optimize your portfolio by tracking your stock.

Citizens Community Bancorp stock price (NASDAQ: CZWI)

Use our graph to track the performance of CZWI stocks over time.

Citizens Community Bancorp shares at a glance

Information last updated 2021-10-16.
Latest market close$13.75
52-week range$6.96 - $14.81
50-day moving average $13.80
200-day moving average $13.63
Wall St. target price$15.67
PE ratio 8.8258
Dividend yield $0.23 (1.66%)
Earnings per share (TTM) $1.57

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The value of any investment can go up or down depending on news, trends and market conditions. We are not investment advisers, so do your own due diligence to understand the risks before you invest.

Is it a good time to buy Citizens Community Bancorp stock?

The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.

This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.

Citizens Community Bancorp price performance over time

Historical closes compared with the close of $13.75 from 2021-10-21

1 week (2021-10-15) -0.58%
1 month (2021-09-23) 13.75
3 months (2021-07-23) 2.23%
6 months (2021-04-23) 4.01%
1 year (2020-10-22) 87.07%
2 years (2019-10-22) 26.15%
3 years (2018-10-19) 1.85%
5 years (2016-10-21) 26.03%

Is Citizens Community Bancorp under- or over-valued?

Valuing Citizens Community Bancorp stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of Citizens Community Bancorp's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.

Citizens Community Bancorp's P/E ratio

Citizens Community Bancorp's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 9x. In other words, Citizens Community Bancorp shares trade at around 9x recent earnings.

That's relatively low compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.

Citizens Community Bancorp financials

Revenue TTM $64.7 million
Operating margin TTM 41.41%
Gross profit TTM $61 million
Return on assets TTM 1.04%
Return on equity TTM 10.9%
Profit margin 26.69%
Book value $15.33
Market capitalisation $147.7 million

TTM: trailing 12 months

Shorting Citizens Community Bancorp shares

There are currently 17,228 Citizens Community Bancorp shares held short by investors – that's known as Citizens Community Bancorp's "short interest". This figure is 25.8% down from 23,206 last month.

There are a few different ways that this level of interest in shorting Citizens Community Bancorp shares can be evaluated.

Citizens Community Bancorp's "short interest ratio" (SIR)

Citizens Community Bancorp's "short interest ratio" (SIR) is the quantity of Citizens Community Bancorp shares currently shorted divided by the average quantity of Citizens Community Bancorp shares traded daily (recently around 21009.756097561). Citizens Community Bancorp's SIR currently stands at 0.82. In other words for every 100,000 Citizens Community Bancorp shares traded daily on the market, roughly 820 shares are currently held short.

However Citizens Community Bancorp's short interest can also be evaluated against the total number of Citizens Community Bancorp shares, or, against the total number of tradable Citizens Community Bancorp shares (the shares that aren't held by "insiders" or major long-term shareholders – also known as the "float"). In this case Citizens Community Bancorp's short interest could be expressed as 0% of the outstanding shares (for every 100,000 Citizens Community Bancorp shares in existence, roughly 0 shares are currently held short) or 0.0022% of the tradable shares (for every 100,000 tradable Citizens Community Bancorp shares, roughly 2 shares are currently held short).

Such a low SIR usually points to an optimistic outlook for the share price, with fewer people currently willing to bet against Citizens Community Bancorp.

Find out more about how you can short Citizens Community Bancorp stock.

Citizens Community Bancorp share dividends

15%

Dividend payout ratio: 14.65% of net profits

Recently Citizens Community Bancorp has paid out, on average, around 14.65% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 1.66% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), Citizens Community Bancorp shareholders could enjoy a 1.66% return on their shares, in the form of dividend payments. In Citizens Community Bancorp's case, that would currently equate to about $0.23 per share.

While Citizens Community Bancorp's payout ratio might seem low, this can signify that Citizens Community Bancorp is investing more in its future growth.

Citizens Community Bancorp's most recent dividend payout was on 24 February 2021. The latest dividend was paid out to all shareholders who bought their shares by 9 February 2021 (the "ex-dividend date").

Have Citizens Community Bancorp's shares ever split?

Citizens Community Bancorp's shares were split on 31 October 2006.

Citizens Community Bancorp share price volatility

Over the last 12 months, Citizens Community Bancorp's shares have ranged in value from as little as $6.9623 up to $14.81. A popular way to gauge a stock's volatility is its "beta".

CZWI.US volatility(beta: 1.21)Avg. volatility(beta: 1.00)LowHigh

Beta is a measure of a share's volatility in relation to the market. The market (NASDAQ average) beta is 1, while Citizens Community Bancorp's is 1.2074. This would suggest that Citizens Community Bancorp's shares are a little bit more volatile than the average for this exchange and represent, relatively-speaking, a slightly higher risk (but potentially also market-beating returns).

Citizens Community Bancorp overview

Citizens Community Bancorp, Inc. operates as a bank holding company for Citizens Community Federal N. A. that provides various traditional community banking services to businesses, agricultural operators, and consumers. The company accepts various deposit products, including demand deposits, savings and money market accounts, and certificates of deposit. It also offers various loan products comprising commercial real estate, commercial and industrial, agricultural real estate, agricultural operating, and consumer loans; and residential mortgages and home equity lines-of-credit. In addition, the company provides a portfolio of investments, such as mortgage-backed, corporate asset-backed, U.

Frequently asked questions

What percentage of Citizens Community Bancorp is owned by insiders or institutions?
Currently 6.102% of Citizens Community Bancorp shares are held by insiders and 50.454% by institutions.
How many people work for Citizens Community Bancorp?
Latest data suggests 234 work at Citizens Community Bancorp.
When does the fiscal year end for Citizens Community Bancorp?
Citizens Community Bancorp's fiscal year ends in December.
Where is Citizens Community Bancorp based?
Citizens Community Bancorp's address is: 2174 EastRidge Center, Eau Claire, WI, United States, 54701
What is Citizens Community Bancorp's ISIN number?
Citizens Community Bancorp's international securities identification number is: US1749031043
What is Citizens Community Bancorp's CUSIP number?
Citizens Community Bancorp's Committee on Uniform Securities Identification Procedures number is: 174903104

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