How to buy Cincinnati Financial Corporation (CINF) stock

Cincinnati Financial Corporation is an insurance-property & casualty business based in the US. Cincinnati Financial Corporation shares (CINF) are listed on the NASDAQ and all prices are listed in US Dollars. Cincinnati Financial Corporation employs 5,266 staff and has a trailing 12-month revenue of around 0.00.

Cincinnati Financial Corporation stock price (NASDAQ: CINF)

Use our graph to track the performance of CINF stocks over time.

Cincinnati Financial Corporation shares at a glance

• Key figures

Information last updated 2021-07-23.

Latest market close	$123.36
52-week range	$68.52 - $123.73
50-day moving average	$118.64
200-day moving average	$106.99
Wall St. target price	$118.40
PE ratio	6.1006
Dividend yield	$2.43 (2.07%)
Earnings per share (TTM)	$18.85

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Is it a good time to buy Cincinnati Financial Corporation stock?

The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.

Technical Analysis of Cincinnati Financial Corporation by TradingView

This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.

Cincinnati Financial Corporation price performance over time

Historical closes compared with the close of $123.36 from 2021-06-03

1 week (2021-07-14)	N/A
1 month (2021-06-25)	3.59%
3 months (2021-04-23)	12.80%
6 months (2021-01-21)	N/A

1 year (2020-07-21)	N/A
2 years (2019-07-21)	N/A
3 years (2018-07-21)	N/A
5 years (2016-07-21)	N/A

Is Cincinnati Financial Corporation under- or over-valued?

Valuing Cincinnati Financial Corporation stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of Cincinnati Financial Corporation's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.

Cincinnati Financial Corporation's P/E ratio

Cincinnati Financial Corporation's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 6x. In other words, Cincinnati Financial Corporation shares trade at around 6x recent earnings.

That's relatively low compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.

Cincinnati Financial Corporation's EBITDA

Cincinnati Financial Corporation's EBITDA (earnings before interest, taxes, depreciation and amortisation) is $4 billion.

The EBITDA is a measure of a Cincinnati Financial Corporation's overall financial performance and is widely used to measure a its profitability.

Cincinnati Financial Corporation financials

Revenue TTM	$9.9 billion
Operating margin TTM	39.52%
Gross profit TTM	$1.7 billion
Return on assets TTM	9.43%
Return on equity TTM	31.93%
Profit margin	31.05%
Book value	$69.18
Market capitalisation	$18.5 billion

TTM: trailing 12 months

Shorting Cincinnati Financial Corporation shares

There are currently 5.7 million Cincinnati Financial Corporation shares held short by investors – that's known as Cincinnati Financial Corporation's "short interest". This figure is 4% down from 6.0 million last month.

There are a few different ways that this level of interest in shorting Cincinnati Financial Corporation shares can be evaluated.

Cincinnati Financial Corporation's "short interest ratio" (SIR)

Cincinnati Financial Corporation's "short interest ratio" (SIR) is the quantity of Cincinnati Financial Corporation shares currently shorted divided by the average quantity of Cincinnati Financial Corporation shares traded daily (recently around 545021.85114504). Cincinnati Financial Corporation's SIR currently stands at 10.48. In other words for every 100,000 Cincinnati Financial Corporation shares traded daily on the market, roughly 10480 shares are currently held short.

However Cincinnati Financial Corporation's short interest can also be evaluated against the total number of Cincinnati Financial Corporation shares, or, against the total number of tradable Cincinnati Financial Corporation shares (the shares that aren't held by "insiders" or major long-term shareholders – also known as the "float"). In this case Cincinnati Financial Corporation's short interest could be expressed as 0.04% of the outstanding shares (for every 100,000 Cincinnati Financial Corporation shares in existence, roughly 40 shares are currently held short) or 0.0368% of the tradable shares (for every 100,000 tradable Cincinnati Financial Corporation shares, roughly 37 shares are currently held short).

A SIR above 10% would generally be considered pretty high, pointing to a potentially pessimistic outlook for the share price and a discouraging interest in betting against Cincinnati Financial Corporation.

Find out more about how you can short Cincinnati Financial Corporation stock.

Cincinnati Financial Corporation's environmental, social and governance track record

Environmental, social and governance (known as ESG) criteria are a set of three factors used to measure the sustainability and social impact of companies like Cincinnati Financial Corporation.

When it comes to ESG scores, lower is better, and lower scores are generally associated with lower risk for would-be investors.

Cincinnati Financial Corporation's total ESG risk score

Total ESG risk: 28.69

Socially conscious investors use ESG scores to screen how an investment aligns with their worldview, and Cincinnati Financial Corporation's overall score of 28.69 (as at 12/31/2018) is nothing to write home about – landing it in it in the 47th percentile of companies rated in the same sector.

ESG scores are increasingly used to estimate the level of risk a company like Cincinnati Financial Corporation is exposed to within the areas of "environmental" (carbon footprint, resource use etc.), "social" (health and safety, human rights etc.), and "governance" (anti-corruption, tax transparency etc.).

Cincinnati Financial Corporation's environmental score

Environmental score: 8.21/100

Cincinnati Financial Corporation's environmental score of 8.21 puts it squarely in the 7th percentile of companies rated in the same sector. This could suggest that Cincinnati Financial Corporation is a leader in its sector terms of its environmental impact, and exposed to a lower level of risk.

Cincinnati Financial Corporation's social score

Social score: 12.19/100

Cincinnati Financial Corporation's social score of 12.19 puts it squarely in the 7th percentile of companies rated in the same sector. This could suggest that Cincinnati Financial Corporation is a leader in its sector when it comes to taking good care of its workforce and the communities it impacts.

Cincinnati Financial Corporation's governance score

Governance score: 17.29/100

Cincinnati Financial Corporation's governance score puts it squarely in the 7th percentile of companies rated in the same sector. That could suggest that Cincinnati Financial Corporation is a leader in its sector when it comes to responsible management and strategy, and exposed to a lower level of risk.

Cincinnati Financial Corporation's controversy score

Controversy score: 2/5

ESG scores also evaluate any incidences of controversy that a company has been involved in. Cincinnati Financial Corporation scored a 2 out of 5 for controversy – the second-highest score possible, reflecting that Cincinnati Financial Corporation has, for the most part, managed to keep its nose clean.

Environmental, social, and governance (ESG) summary

Cincinnati Financial Corporation was last rated for ESG on: 2019-01-01.

Total ESG score	28.69
Total ESG percentile	47.14
Environmental score	8.21
Environmental score percentile	7
Social score	12.19
Social score percentile	7
Governance score	17.29
Governance score percentile	7
Level of controversy	2

Cincinnati Financial Corporation share dividends

Dividend payout ratio: 50.63% of net profits

Recently Cincinnati Financial Corporation has paid out, on average, around 50.63% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 2.14% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), Cincinnati Financial Corporation shareholders could enjoy a 2.14% return on their shares, in the form of dividend payments. In Cincinnati Financial Corporation's case, that would currently equate to about $2.43 per share.

Cincinnati Financial Corporation's payout ratio would broadly be considered high, and as such this stock could appeal to those looking to generate an income. Bear in mind however that companies should normally also look to re-invest a decent amount of net profits to ensure future growth.

Cincinnati Financial Corporation's most recent dividend payout was on 14 July 2021. The latest dividend was paid out to all shareholders who bought their shares by 15 June 2021 (the "ex-dividend date").

Have Cincinnati Financial Corporation's shares ever split?

Cincinnati Financial Corporation's shares were split on a 105:100 basis on 3 April 2005. So if you had owned 100 shares the day before before the split, the next day you'd have owned 105 shares. This wouldn't directly have changed the overall worth of your Cincinnati Financial Corporation shares – just the quantity. However, indirectly, the new 4.8% lower share price could have impacted the market appetite for Cincinnati Financial Corporation shares which in turn could have impacted Cincinnati Financial Corporation's share price.

Cincinnati Financial Corporation share price volatility

Over the last 12 months, Cincinnati Financial Corporation's shares have ranged in value from as little as $68.5197 up to $123.7262. A popular way to gauge a stock's volatility is its "beta".

Beta is a measure of a share's volatility in relation to the market. The market (NASDAQ average) beta is 1, while Cincinnati Financial Corporation's is 0.6676. This would suggest that Cincinnati Financial Corporation's shares are less volatile than average (for this exchange).

Cincinnati Financial Corporation overview

Cincinnati Financial Corporation, together with its subsidiary, provides property casualty insurance products in the United States. The company operates through five segments: Commercial Lines Insurance, Personal Lines Insurance, Excess and Surplus Lines Insurance, Life Insurance, and Investments. The Commercial Lines Insurance segment offers coverage for commercial casualty, commercial property, commercial auto, and workers' compensation. It also provides director and officer liability insurance, contract and commercial surety bonds, and fidelity bonds; and machinery and equipment coverage. The Personal Lines Insurance segment offers personal auto insurance; homeowner insurance; and dwelling fire, inland marine, personal umbrella liability, and watercraft coverages to individuals. The Excess and Surplus Lines Insurance segment offers commercial casualty insurance that covers businesses for third-party liability from accidents occurring on their premises or arising out of their operations, such as injuries sustained from products; and commercial property insurance, which insures buildings, inventory, equipment, and business income from loss or damage due to various causes, such as fire, wind, hail, water, theft, and vandalism. The Life Insurance segment provides term life insurance products; universal life insurance products; worksite products, such as term life; and whole life insurance products, as well as markets deferred and immediate annuities.

Frequently asked questions

What percentage of Cincinnati Financial Corporation is owned by insiders or institutions?
Currently 7.432% of Cincinnati Financial Corporation shares are held by insiders and 70.272% by institutions. How many people work for Cincinnati Financial Corporation?
Latest data suggests 5,266 work at Cincinnati Financial Corporation. When does the fiscal year end for Cincinnati Financial Corporation?
Cincinnati Financial Corporation's fiscal year ends in December. Where is Cincinnati Financial Corporation based?
Cincinnati Financial Corporation's address is: 6200 South Gilmore Road, Fairfield, OH, United States, 45014-5141 What is Cincinnati Financial Corporation's ISIN number?
Cincinnati Financial Corporation's international securities identification number is: US1720621010 What is Cincinnati Financial Corporation's CUSIP number?
Cincinnati Financial Corporation's Committee on Uniform Securities Identification Procedures number is: 172062101