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C&F Financial Corporation is a banks-regional business based in the US. C-and-F Financial Corporation shares (CFFI) are listed on the NASDAQ and all prices are listed in US Dollars. C-and-F Financial Corporation employs 643 staff and has a trailing 12-month revenue of around USD$113.9 million.
|Latest market close||USD$39.09|
|52-week range||USD$27.0676 - USD$53.501|
|50-day moving average||USD$37.1453|
|200-day moving average||USD$32.8913|
|Wall St. target price||USD$34|
|Dividend yield||USD$1.52 (4.09%)|
|Earnings per share (TTM)||USD$5.146|
The value of any investment can go up or down depending on news, trends and market conditions. We are not investment advisers, so do your own due diligence to understand the risks before you invest.
The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.
This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.
|1 week (2021-01-07)||1.01%|
|1 month (2020-12-16)||6.02%|
|3 months (2020-10-16)||26.14%|
|6 months (2020-07-16)||27.25%|
|1 year (2020-01-16)||-25.19%|
|2 years (2019-01-16)||-25.13%|
|3 years (2018-01-16)||58.4|
|5 years (2016-01-15)||1.32%|
Valuing C-and-F Financial Corporation stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of C-and-F Financial Corporation's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.
C-and-F Financial Corporation's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 7x. In other words, C-and-F Financial Corporation shares trade at around 7x recent earnings.
That's relatively low compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.
|Revenue TTM||USD$113.9 million|
|Operating margin TTM||22.4%|
|Gross profit TTM||USD$104 million|
|Return on assets TTM||1.01%|
|Return on equity TTM||10.62%|
|Market capitalisation||USD$135.8 million|
TTM: trailing 12 months
There are currently 24,229 C-and-F Financial Corporation shares held short by investors – that's known as C-and-F Financial Corporation's "short interest". This figure is 2.6% down from 24,874 last month.
There are a few different ways that this level of interest in shorting C-and-F Financial Corporation shares can be evaluated.
C-and-F Financial Corporation's "short interest ratio" (SIR) is the quantity of C-and-F Financial Corporation shares currently shorted divided by the average quantity of C-and-F Financial Corporation shares traded daily (recently around 8653.2142857143). C-and-F Financial Corporation's SIR currently stands at 2.8. In other words for every 100,000 C-and-F Financial Corporation shares traded daily on the market, roughly 2800 shares are currently held short.
However C-and-F Financial Corporation's short interest can also be evaluated against the total number of C-and-F Financial Corporation shares, or, against the total number of tradable C-and-F Financial Corporation shares (the shares that aren't held by "insiders" or major long-term shareholders – also known as the "float"). In this case C-and-F Financial Corporation's short interest could be expressed as 0.01% of the outstanding shares (for every 100,000 C-and-F Financial Corporation shares in existence, roughly 10 shares are currently held short) or 0.007% of the tradable shares (for every 100,000 tradable C-and-F Financial Corporation shares, roughly 7 shares are currently held short).
Such a low SIR usually points to an optimistic outlook for the share price, with fewer people currently willing to bet against C-and-F Financial Corporation.
Find out more about how you can short C-and-F Financial Corporation stock.
Dividend payout ratio: 26.52% of net profits
Recently C-and-F Financial Corporation has paid out, on average, around 26.52% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 4.09% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), C-and-F Financial Corporation shareholders could enjoy a 4.09% return on their shares, in the form of dividend payments. In C-and-F Financial Corporation's case, that would currently equate to about $1.52 per share.
While C-and-F Financial Corporation's payout ratio might seem fairly standard, it's worth remembering that C-and-F Financial Corporation may be investing much of the rest of its net profits in future growth.
C-and-F Financial Corporation's most recent dividend payout was on 1 January 2021. The latest dividend was paid out to all shareholders who bought their shares by 11 December 2020 (the "ex-dividend date").
C-and-F Financial Corporation's shares were split on a 2:1 basis on 21 July 1998. So if you had owned 1 share the day before before the split, the next day you'd have owned 2 shares. This wouldn't directly have changed the overall worth of your C-and-F Financial Corporation shares – just the quantity. However, indirectly, the new 50% lower share price could have impacted the market appetite for C-and-F Financial Corporation shares which in turn could have impacted C-and-F Financial Corporation's share price.
Over the last 12 months, C-and-F Financial Corporation's shares have ranged in value from as little as $27.0676 up to $53.501. A popular way to gauge a stock's volatility is its "beta".
Beta is a measure of a share's volatility in relation to the market. The market (NASDAQ average) beta is 1, while C-and-F Financial Corporation's is 0.5816. This would suggest that C-and-F Financial Corporation's shares are less volatile than average (for this exchange).
C&F Financial Corporation operates as the bank holding company for Citizens and Farmers Bank that provides banking services to individuals and businesses. The company's Retail Banking segment offers various banking services, including checking and savings deposit accounts, as well as business, real estate, development, mortgage, home equity, and installment loans. It also provides debit and credit cards; and safe deposit box rentals, notary public, electronic transfer, ATMs, internet and mobile banking, and other customary bank services. This segment provides its services through its main office in West Point, Virginia, as well as through 29 Virginia branches located one each in Cartersville, Charlottesville, Chester, Cumberland, Fredericksburg, Hampton, Mechanicsville, Montross, Newport News, Norge, Powhatan, Providence Forge, Quinton, Saluda, Sandston, Warsaw, West Point, and Yorktown; two each in King George and Williamsburg; three in Midlothian; and four in Richmond. The company's Mortgage Banking segment provides various residential mortgage loans; originates conventional mortgage loans, mortgage loans insured by the Federal Housing Administration, and mortgage loans guaranteed by the United States Department of Agriculture and the Veterans Administration; and ancillary mortgage loan origination services for residential appraisals, as well as various mortgage origination functions to third parties. It provides mortgage loan origination services through 12 offices in Virginia, two offices in Maryland, and two offices in North Carolina, as well as through one each in South Carolina and West Virginia. The company's Consumer Finance segment provides automobile loans through its offices in Richmond and Hampton, Virginia. Its Other segment offers brokerage and wealth management services. The company also provides title and settlement agency, and insurance services. C&F Financial Corporation was founded in 1927 and is headquartered in West Point, Virginia.
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