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C&F Financial Corporation is a banks-regional business based in the US. C-and-F Financial Corporation shares (CFFI) are listed on the NASDAQ and all prices are listed in US Dollars. C-and-F Financial Corporation employs 697 staff and has a trailing 12-month revenue of around 0.00.
|52-week range||$27.99 - $52.65|
|50-day moving average||$43.74|
|200-day moving average||$39.53|
|Wall St. target price||$34.00|
|Dividend yield||$1.52 (3.65%)|
|Earnings per share (TTM)||$7.00|
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This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.
Valuing C-and-F Financial Corporation stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of C-and-F Financial Corporation's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.
C-and-F Financial Corporation's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 6x. In other words, C-and-F Financial Corporation shares trade at around 6x recent earnings.
That's relatively low compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.
|Revenue TTM||$137.9 million|
|Operating margin TTM||27.08%|
|Gross profit TTM||$127.9 million|
|Return on assets TTM||1.28%|
|Return on equity TTM||13.73%|
|Market capitalisation||$153.7 million|
TTM: trailing 12 months
There are currently 59,784 C-and-F Financial Corporation shares held short by investors – that's known as C-and-F Financial Corporation's "short interest". This figure is 31.6% up from 45,422 last month.
There are a few different ways that this level of interest in shorting C-and-F Financial Corporation shares can be evaluated.
C-and-F Financial Corporation's "short interest ratio" (SIR) is the quantity of C-and-F Financial Corporation shares currently shorted divided by the average quantity of C-and-F Financial Corporation shares traded daily (recently around 11452.873563218). C-and-F Financial Corporation's SIR currently stands at 5.22. In other words for every 100,000 C-and-F Financial Corporation shares traded daily on the market, roughly 5220 shares are currently held short.
However C-and-F Financial Corporation's short interest can also be evaluated against the total number of C-and-F Financial Corporation shares, or, against the total number of tradable C-and-F Financial Corporation shares (the shares that aren't held by "insiders" or major long-term shareholders – also known as the "float"). In this case C-and-F Financial Corporation's short interest could be expressed as 0.02% of the outstanding shares (for every 100,000 C-and-F Financial Corporation shares in existence, roughly 20 shares are currently held short) or 0.0173% of the tradable shares (for every 100,000 tradable C-and-F Financial Corporation shares, roughly 17 shares are currently held short).
A SIR below 10% would generally be considered to indicate a fairly optimistic outlook for the share price, with fewer people currently willing to bet against C-and-F Financial Corporation.
Find out more about how you can short C-and-F Financial Corporation stock.
Dividend payout ratio: 16.98% of net profits
Recently C-and-F Financial Corporation has paid out, on average, around 16.98% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 3.65% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), C-and-F Financial Corporation shareholders could enjoy a 3.65% return on their shares, in the form of dividend payments. In C-and-F Financial Corporation's case, that would currently equate to about $1.52 per share.
While C-and-F Financial Corporation's payout ratio might seem low, this can signify that C-and-F Financial Corporation is investing more in its future growth.
C-and-F Financial Corporation's most recent dividend payout was on 31 March 2021. The latest dividend was paid out to all shareholders who bought their shares by 10 March 2021 (the "ex-dividend date").
C-and-F Financial Corporation's shares were split on a 2:1 basis on 20 July 1998. So if you had owned 1 share the day before before the split, the next day you'd have owned 2 shares. This wouldn't directly have changed the overall worth of your C-and-F Financial Corporation shares – just the quantity. However, indirectly, the new 50% lower share price could have impacted the market appetite for C-and-F Financial Corporation shares which in turn could have impacted C-and-F Financial Corporation's share price.
Over the last 12 months, C-and-F Financial Corporation's shares have ranged in value from as little as $27.9937 up to $52.6511. A popular way to gauge a stock's volatility is its "beta".
Beta is a measure of a share's volatility in relation to the market. The market (NASDAQ average) beta is 1, while C-and-F Financial Corporation's is 0.6354. This would suggest that C-and-F Financial Corporation's shares are less volatile than average (for this exchange).
C&F Financial Corporation operates as the bank holding company for Citizens and Farmers Bank that provides banking services to individuals and businesses. It operates through three segments: Community Banking, Mortgage Banking, and Consumer Finance. The company's Community Banking segment offers various banking services, including checking and savings deposit accounts, as well as business, real estate, development, mortgage, home equity, and installment loans. It also provides debit and credit cards; and safe deposit box rentals, notary public, electronic transfer, ATMs, internet and mobile banking, and other customary bank services. This segment provides its services through its main office in West Point, Virginia, as well as through 30 Virginia branches located one each in Albermarle, Goochland, Hanover, Middlesex, Powhatan, Stafford, and York, as well as the towns and cities of Charlottesville, Hampton, Montross, Newport News, Richmond, Warsaw, and Williamsburg; two each in the counties of Cumberland, James City, King George, and New Kent; and four each in the counties of Chesterfield and Henrico. The company's Mortgage Banking segment provides various residential mortgage loans; originates conventional mortgage loans, mortgage loans insured by the Federal Housing Administration, and mortgage loans guaranteed by the United States Department of Agriculture and the Veterans Administration; and ancillary mortgage loan production services for residential appraisals and third parties. It provides mortgage loan origination services through 14 offices in Virginia, one office in Maryland, and two offices in North Carolina, as well as through one each in South Carolina and West Virginia.
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