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How to buy Central Pacific Financial (CPF) stock
Learn how to easily invest in Central Pacific Financial stock.
Central Pacific Financial Corp is a banks-regional business based in the US. Central Pacific Financial shares (CPF) are listed on the NYSE and all prices are listed in US Dollars. Central Pacific Financial employs 764 staff and has a trailing 12-month revenue of around 0.00.
How to buy shares in Central Pacific Financial
- Compare share trading platforms.Use our comparison table to help you find a platform that fits you.
- Open your brokerage account. Complete an application with your details.
- Confirm your payment details. Fund your account.
- Research the stock. Find the stock by name or ticker symbol – CPF – and research it before deciding if it's a good investment for you.
- Purchase now or later. Buy your desired number of shares with a market order or use a limit order to delay your purchase until the stock reaches a desired price.
- Check in on your investment. Optimize your portfolio by tracking your stock.
What's in this guide?
- CPF shares summary
- Compare share dealing platforms
- Is CPF stock a buy or sell?
- Stock performance over time
- Can I short CPF shares?
- Are CPF shares over-valued?
- Central Pacific Financial's financials
- How volatile are CPF shares?
- Does Central Pacific Financial pay a dividend?
- Have CPF shares ever split?
- Other common questions
Central Pacific Financial stock price (NYSE: CPF)Use our graph to track the performance of CPF stocks over time.
Central Pacific Financial shares at a glance
|Latest market close||$27.71|
|52-week range||$12.41 - $28.81|
|50-day moving average||$26.23|
|200-day moving average||$25.15|
|Wall St. target price||$30.75|
|Dividend yield||$0.92 (3.79%)|
|Earnings per share (TTM)||$1.67|
Buy Central Pacific Financial shares from these brokeragesCompare special offers, low fees and a wide range of types of investments among top trading platforms.
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The value of any investment can go up or down depending on news, trends and market conditions. We are not investment advisers, so do your own due diligence to understand the risks before you invest.
Is it a good time to buy Central Pacific Financial stock?
The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.
This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.
Central Pacific Financial price performance over time
|1 week (2021-07-15)||N/A|
|1 month (2021-06-25)||4.49%|
|3 months (2021-04-26)||3.05%|
|6 months (2021-01-22)||N/A|
|1 year (2020-07-22)||N/A|
|2 years (2019-07-22)||N/A|
|3 years (2018-07-22)||N/A|
|5 years (2016-07-22)||N/A|
Is Central Pacific Financial under- or over-valued?
Valuing Central Pacific Financial stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of Central Pacific Financial's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.
Central Pacific Financial's P/E ratio
Central Pacific Financial's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 15x. In other words, Central Pacific Financial shares trade at around 15x recent earnings.
That's relatively low compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.
Central Pacific Financial's PEG ratio
Central Pacific Financial's "price/earnings-to-growth ratio" can be calculated by dividing its P/E ratio by its growth – to give 2.48. A low ratio can be interpreted as meaning the shares offer better value, while a higher ratio can be interpreted as meaning the shares offer worse value.
The PEG ratio provides a broader view than just the P/E ratio, as it gives more insight into Central Pacific Financial's future profitability. By accounting for growth, it could also help you if you're comparing the share prices of multiple high-growth companies.
Central Pacific Financial financials
|Revenue TTM||$218.9 million|
|Operating margin TTM||30.64%|
|Gross profit TTM||$203.2 million|
|Return on assets TTM||0.72%|
|Return on equity TTM||8.73%|
|Market capitalisation||$691.8 million|
TTM: trailing 12 months
Shorting Central Pacific Financial shares
There are currently 561,700 Central Pacific Financial shares held short by investors – that's known as Central Pacific Financial's "short interest". This figure is 1.7% up from 552,303 last month.
There are a few different ways that this level of interest in shorting Central Pacific Financial shares can be evaluated.
Central Pacific Financial's "short interest ratio" (SIR)
Central Pacific Financial's "short interest ratio" (SIR) is the quantity of Central Pacific Financial shares currently shorted divided by the average quantity of Central Pacific Financial shares traded daily (recently around 150994.62365591). Central Pacific Financial's SIR currently stands at 3.72. In other words for every 100,000 Central Pacific Financial shares traded daily on the market, roughly 3720 shares are currently held short.
However Central Pacific Financial's short interest can also be evaluated against the total number of Central Pacific Financial shares, or, against the total number of tradable Central Pacific Financial shares (the shares that aren't held by "insiders" or major long-term shareholders – also known as the "float"). In this case Central Pacific Financial's short interest could be expressed as 0.02% of the outstanding shares (for every 100,000 Central Pacific Financial shares in existence, roughly 20 shares are currently held short) or 0.0204% of the tradable shares (for every 100,000 tradable Central Pacific Financial shares, roughly 20 shares are currently held short).
Such a low SIR usually points to an optimistic outlook for the share price, with fewer people currently willing to bet against Central Pacific Financial.
Find out more about how you can short Central Pacific Financial stock.
Central Pacific Financial share dividends
Dividend payout ratio: 51.05% of net profits
Recently Central Pacific Financial has paid out, on average, around 51.05% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 3.96% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), Central Pacific Financial shareholders could enjoy a 3.96% return on their shares, in the form of dividend payments. In Central Pacific Financial's case, that would currently equate to about $0.92 per share.
Central Pacific Financial's payout ratio would broadly be considered high, and as such this stock could appeal to those looking to generate an income. Bear in mind however that companies should normally also look to re-invest a decent amount of net profits to ensure future growth.
Central Pacific Financial's most recent dividend payout was on 14 June 2021. The latest dividend was paid out to all shareholders who bought their shares by 26 May 2021 (the "ex-dividend date").
Have Central Pacific Financial's shares ever split?
Central Pacific Financial's shares were split on a 1:20 basis on 2 February 2011. So if you had owned 20 shares the day before before the split, the next day you'd have owned 1 share. This wouldn't directly have changed the overall worth of your Central Pacific Financial shares – just the quantity. However, indirectly, the new 1900% higher share price could have impacted the market appetite for Central Pacific Financial shares which in turn could have impacted Central Pacific Financial's share price.
Central Pacific Financial share price volatility
Over the last 12 months, Central Pacific Financial's shares have ranged in value from as little as $12.4069 up to $28.81. A popular way to gauge a stock's volatility is its "beta".
Beta is a measure of a share's volatility in relation to the market. The market (NYSE average) beta is 1, while Central Pacific Financial's is 1.3264. This would suggest that Central Pacific Financial's shares are more volatile than the average for this exchange and represent, relatively-speaking, a higher risk (but potentially also market-beating returns).
Central Pacific Financial overview
Central Pacific Financial Corp. operates as the holding company for Central Pacific Bank that provides commercial banking products and services to businesses, professionals, and individuals in the United States. The company operates through three segments: Banking Operations, Treasury, and All Others. It offers various deposit products and services, including personal and business checking and savings accounts, money market accounts, and time certificates of deposit. The company's lending activities comprise commercial loans, financial and agricultural loans, commercial mortgages, and construction loans to small and medium-sized companies, business professionals, and real estate investors and developers, as well as residential mortgages, home equity, and consumer loans to local homebuyers and individuals. It also provides debit cards, internet and mobile banking, cash management and electronic banking services, traveler's checks, safe deposit boxes, international banking services, night depository facilities, foreign exchange and wire transfers, trust services, retail brokerage, and wholesale funding services. In addition, the company offers wealth management products and services, including non-deposit investment products, annuities, insurance, investment management, asset custody, and general consultation and planning services.
Central Pacific Financial in the news
Central Pacific Financial (CPF) Earnings Expected to Grow: What to Know Ahead of Next Week's Release
Central Pacific Financial Enters Oversold Territory
Central Pacific Financial Corp. Announces Conference Call To Discuss Second Quarter 2021 Financial Results
Frequently asked questionsWhat percentage of Central Pacific Financial is owned by insiders or institutions?
Currently 3.504% of Central Pacific Financial shares are held by insiders and 91.253% by institutions. How many people work for Central Pacific Financial?
Latest data suggests 764 work at Central Pacific Financial. When does the fiscal year end for Central Pacific Financial?
Central Pacific Financial's fiscal year ends in December. Where is Central Pacific Financial based?
Central Pacific Financial's address is: 220 South King Street, Honolulu, HI, United States, 96813 What is Central Pacific Financial's ISIN number?
Central Pacific Financial's international securities identification number is: US1547604090 What is Central Pacific Financial's CUSIP number?
Central Pacific Financial's Committee on Uniform Securities Identification Procedures number is: 125903104
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