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How to buy Carter Bank-and-Trust stock

Own Carter Bank-and-Trust stock in just a few minutes.

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Carter Bank & Trust is a banks—regional business based in the US. Carter Bank-and-Trust shares (CARE) are listed on the NASDAQ and all prices are listed in US Dollars. Carter Bank-and-Trust employs 977 staff and has a trailing 12-month revenue of around USD$119.1 million.

How to buy shares in Carter Bank-and-Trust

  1. Compare share trading platforms. If you're a beginner, look for a platform with low commissions, expert ratings and investment tools to track your portfolio. Narrow down top brands with our comparison table.
  2. Open and fund your brokerage account. Complete an application with your personal and financial details, like your ID and bank information. Fund your account with a bank transfer, credit card or debit card.
  3. Search for Carter Bank-and-Trust. Find the stock by name or ticker symbol: CARE. Research its history to confirm it's a solid investment against your financial goals.
  4. Purchase now or later. Buy today with a market order or use a limit order to delay your purchase until Carter Bank-and-Trust reaches your desired price. To spread out your purchase, look into dollar-cost averaging, which smooths out buying at consistent intervals and amounts.
  5. Decide on how many to buy. Weigh your budget against a diversified portfolio that can minimize risk through the market's ups and downs. You may be able to buy a fractional share of Carter Bank-and-Trust, depending on your broker.
  6. Check in on your investment. Congratulations, you own a part of Carter Bank-and-Trust. Optimize your portfolio by tracking how your stock — and even the business — performs with an eye on the long term. You may be eligible for dividends and shareholder voting rights on directors and management that can affect your stock.

Carter Bank-and-Trust share price

Use our graph to track the performance of CARE stocks over time.

Carter Bank-and-Trust shares at a glance

Information last updated 2020-10-20.
52-week range USD$6.3 - USD$24.25
50-day moving average USD$6.9289
200-day moving average USD$7.5229
Wall St. target price USD$8.92
PE ratio 9.2208
Dividend yield N/A (0%)
Earnings per share (TTM) USD$0.762

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The value of any investment can go up or down depending on news, trends and market conditions. We are not investment advisers, so do your own due diligence to understand the risks before you invest.

Is it a good time to buy Carter Bank-and-Trust stock?

The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.

This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.

Is Carter Bank-and-Trust under- or over-valued?

Valuing Carter Bank-and-Trust stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of Carter Bank-and-Trust's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.

Carter Bank-and-Trust's P/E ratio

Carter Bank-and-Trust's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 9x. In other words, Carter Bank-and-Trust shares trade at around 9x recent earnings.

That's relatively low compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.

Carter Bank-and-Trust financials

Revenue TTM USD$119.1 million
Operating margin TTM 22.31%
Gross profit TTM USD$123.4 million
Return on assets TTM 0.49%
Return on equity TTM 4.21%
Profit margin 16.87%
Book value $18.536
Market capitalisation USD$186 million

TTM: trailing 12 months

Shorting Carter Bank-and-Trust shares

There are currently 246,264 Carter Bank-and-Trust shares held short by investors – that's known as Carter Bank-and-Trust's "short interest". This figure is 15% up from 214,221 last month.

There are a few different ways that this level of interest in shorting Carter Bank-and-Trust shares can be evaluated.

Carter Bank-and-Trust's "short interest ratio" (SIR)

Carter Bank-and-Trust's "short interest ratio" (SIR) is the quantity of Carter Bank-and-Trust shares currently shorted divided by the average quantity of Carter Bank-and-Trust shares traded daily (recently around 74852.279635258). Carter Bank-and-Trust's SIR currently stands at 3.29. In other words for every 100,000 Carter Bank-and-Trust shares traded daily on the market, roughly 3290 shares are currently held short.

However Carter Bank-and-Trust's short interest can also be evaluated against the total number of Carter Bank-and-Trust shares, or, against the total number of tradable Carter Bank-and-Trust shares (the shares that aren't held by "insiders" or major long-term shareholders – also known as the "float"). In this case Carter Bank-and-Trust's short interest could be expressed as 0.01% of the outstanding shares (for every 100,000 Carter Bank-and-Trust shares in existence, roughly 10 shares are currently held short) or 0.01% of the tradable shares (for every 100,000 tradable Carter Bank-and-Trust shares, roughly 10 shares are currently held short).

Such a low SIR usually points to an optimistic outlook for the share price, with fewer people currently willing to bet against Carter Bank-and-Trust.

Find out more about how you can short Carter Bank-and-Trust stock.

Carter Bank-and-Trust share dividends

18%

Dividend payout ratio: 18.18% of net profits

Recently Carter Bank-and-Trust has paid out, on average, around 18.18% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 0% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), Carter Bank-and-Trust shareholders could enjoy a 0% return on their shares, in the form of dividend payments. In Carter Bank-and-Trust's case, that would currently equate to about $N/A per share.

While Carter Bank-and-Trust's payout ratio might seem low, this can signify that Carter Bank-and-Trust is investing more in its future growth.

Carter Bank-and-Trust's most recent dividend payout was on 3 March 2020. The latest dividend was paid out to all shareholders who bought their shares by 14 February 2020 (the "ex-dividend date").

Carter Bank-and-Trust share price volatility

Over the last 12 months, Carter Bank-and-Trust's shares have ranged in value from as little as $6.3 up to $24.25. A popular way to gauge a stock's volatility is its "beta".

CARE.US volatility(beta: 1.06)Avg. volatility(beta: 1.00)LowHigh

Beta is a measure of a share's volatility in relation to the market. The market (NASDAQ average) beta is 1, while Carter Bank-and-Trust's is 1.0552. This would suggest that Carter Bank-and-Trust's shares are a little bit more volatile than the average for this exchange and represent, relatively-speaking, a slightly higher risk (but potentially also market-beating returns).

Carter Bank-and-Trust overview

Carter Bank & Trust provides a range of retail and commercial banking products and services in Virginia and North Carolina. It accepts checking, savings, retirement, and money market accounts, as well as longer-term certificates of deposit. The company also offers loans, such as secured and unsecured commercial loans; secured and unsecured consumer loans for financing automobiles, home improvements, education, and personal investments; real estate construction and acquisition loans; fixed and variable rate mortgage loans; and insurance products. In addition, it provides safe deposit boxes, direct deposit of payroll and social security checks, and automated drafts for various accounts. As of May 18, 2020, the company operated 99 branches. Carter Bank & Trust was founded in 1974 and is headquartered in Martinsville, Virginia.

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