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How to buy Berkshire Hills Bancorp stock | $16.74

Own Berkshire Hills Bancorp stock in just a few minutes.

Fact checked

Berkshire Hills Bancorp, Inc is a banks-regional business based in the US. Berkshire Hills Bancorp shares (BHLB) are listed on the NYSE and all prices are listed in US Dollars. Berkshire Hills Bancorp employs 1,507 staff and has a trailing 12-month revenue of around USD$326.2 million.

How to buy shares in Berkshire Hills Bancorp

  1. Compare share trading platforms. If you're a beginner, look for a platform with low commissions, expert ratings and investment tools to track your portfolio. Narrow down top brands with our comparison table.
  2. Open and fund your brokerage account. Complete an application with your personal and financial details, like your ID and bank information. Fund your account with a bank transfer, credit card or debit card.
  3. Search for Berkshire Hills Bancorp. Find the stock by name or ticker symbol: BHLB. Research its history to confirm it's a solid investment against your financial goals.
  4. Purchase now or later. Buy today with a market order or use a limit order to delay your purchase until Berkshire Hills Bancorp reaches your desired price. To spread out your purchase, look into dollar-cost averaging, which smooths out buying at consistent intervals and amounts.
  5. Decide on how many to buy. At last close price of USD$16.74, weigh your budget against a diversified portfolio that can minimize risk through the market's ups and downs. You may be able to buy a fractional share of Berkshire Hills Bancorp, depending on your broker.
  6. Check in on your investment. Congratulations, you own a part of Berkshire Hills Bancorp. Optimize your portfolio by tracking how your stock — and even the business — performs with an eye on the long term. You may be eligible for dividends and shareholder voting rights on directors and management that can affect your stock.

Berkshire Hills Bancorp share price

Use our graph to track the performance of BHLB stocks over time.

Berkshire Hills Bancorp shares at a glance

Information last updated 2020-12-27.
Latest market closeUSD$16.74
52-week rangeUSD$8.4946 - USD$31.466
50-day moving average USD$17.1715
200-day moving average USD$12.1106
Wall St. target priceUSD$16
PE ratio 7.5659
Dividend yield USD$0.48 (2.72%)
Earnings per share (TTM) USD$1.056

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The value of any investment can go up or down depending on news, trends and market conditions. We are not investment advisers, so do your own due diligence to understand the risks before you invest.

Is it a good time to buy Berkshire Hills Bancorp stock?

The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.

This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.

Berkshire Hills Bancorp price performance over time

Historical closes compared with the close of $16.74 from 2020-12-18

1 week (2021-01-11) -15.03%
1 month (2020-12-18) 16.74
3 months (2020-10-16) 52.18%
6 months (2020-07-17) 69.09%
1 year (2020-01-17) -47.74%
2 years (2019-01-18) -41.67%
3 years (2018-01-18) 38.7
5 years (2016-01-15) 26.67

Is Berkshire Hills Bancorp under- or over-valued?

Valuing Berkshire Hills Bancorp stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of Berkshire Hills Bancorp's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.

Berkshire Hills Bancorp's P/E ratio

Berkshire Hills Bancorp's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 8x. In other words, Berkshire Hills Bancorp shares trade at around 8x recent earnings.

That's relatively low compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.

Berkshire Hills Bancorp's PEG ratio

Berkshire Hills Bancorp's "price/earnings-to-growth ratio" can be calculated by dividing its P/E ratio by its growth – to give 1.74. A low ratio can be interpreted as meaning the shares offer better value, while a higher ratio can be interpreted as meaning the shares offer worse value.

The PEG ratio provides a broader view than just the P/E ratio, as it gives more insight into Berkshire Hills Bancorp's future profitability. By accounting for growth, it could also help you if you're comparing the share prices of multiple high-growth companies.

Berkshire Hills Bancorp financials

Revenue TTM USD$326.2 million
Operating margin TTM 19.53%
Gross profit TTM USD$412.5 million
Return on assets TTM -3.82%
Return on equity TTM -33.85%
Profit margin -160.13%
Book value $23.281
Market capitalisation USD$895.7 million

TTM: trailing 12 months

Shorting Berkshire Hills Bancorp shares

There are currently 1.3 million Berkshire Hills Bancorp shares held short by investors – that's known as Berkshire Hills Bancorp's "short interest". This figure is 10.4% down from 1.4 million last month.

There are a few different ways that this level of interest in shorting Berkshire Hills Bancorp shares can be evaluated.

Berkshire Hills Bancorp's "short interest ratio" (SIR)

Berkshire Hills Bancorp's "short interest ratio" (SIR) is the quantity of Berkshire Hills Bancorp shares currently shorted divided by the average quantity of Berkshire Hills Bancorp shares traded daily (recently around 320206.71641791). Berkshire Hills Bancorp's SIR currently stands at 4.02. In other words for every 100,000 Berkshire Hills Bancorp shares traded daily on the market, roughly 4020 shares are currently held short.

However Berkshire Hills Bancorp's short interest can also be evaluated against the total number of Berkshire Hills Bancorp shares, or, against the total number of tradable Berkshire Hills Bancorp shares (the shares that aren't held by "insiders" or major long-term shareholders – also known as the "float"). In this case Berkshire Hills Bancorp's short interest could be expressed as 0.03% of the outstanding shares (for every 100,000 Berkshire Hills Bancorp shares in existence, roughly 30 shares are currently held short) or 0.0338% of the tradable shares (for every 100,000 tradable Berkshire Hills Bancorp shares, roughly 34 shares are currently held short).

Such a low SIR usually points to an optimistic outlook for the share price, with fewer people currently willing to bet against Berkshire Hills Bancorp.

Find out more about how you can short Berkshire Hills Bancorp stock.

Berkshire Hills Bancorp share dividends

70%

Dividend payout ratio: 70.4% of net profits

Recently Berkshire Hills Bancorp has paid out, on average, around 70.4% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 2.72% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), Berkshire Hills Bancorp shareholders could enjoy a 2.72% return on their shares, in the form of dividend payments. In Berkshire Hills Bancorp's case, that would currently equate to about $0.48 per share.

Berkshire Hills Bancorp's payout ratio would broadly be considered high, and as such this stock could appeal to those looking to generate an income. Bear in mind however that companies should normally also look to re-invest a decent amount of net profits to ensure future growth.

Berkshire Hills Bancorp's most recent dividend payout was on 29 December 2020. The latest dividend was paid out to all shareholders who bought their shares by 16 December 2020 (the "ex-dividend date").

Berkshire Hills Bancorp share price volatility

Over the last 12 months, Berkshire Hills Bancorp's shares have ranged in value from as little as $8.4946 up to $31.466. A popular way to gauge a stock's volatility is its "beta".

BHLB.US volatility(beta: 1.21)Avg. volatility(beta: 1.00)LowHigh

Beta is a measure of a share's volatility in relation to the market. The market (NYSE average) beta is 1, while Berkshire Hills Bancorp's is 1.2136. This would suggest that Berkshire Hills Bancorp's shares are a little bit more volatile than the average for this exchange and represent, relatively-speaking, a slightly higher risk (but potentially also market-beating returns).

Berkshire Hills Bancorp overview

Berkshire Hills Bancorp, Inc. operates as a bank holding company for Berkshire Bank that provides various banking products and services. It offers various deposit accounts, including demand deposit, NOW, regular savings, money market savings, time certificates of deposit, and retirement deposit accounts; and loans, such as commercial real estate, commercial and industrial, consumer, and residential mortgage loans. The company also provides wealth management services comprising investment management, trust administration, and financial planning; and investment products, financial planning, and brokerage services. In addition, it offers electronic banking, commercial cash management, online banking, and mobile banking services; and debit cards and other electronic fee producing payment services to transaction account customers. Further, the company, through its subsidiary, Berkshire Insurance Group, Inc., provides personal and commercial property, and casualty insurance; employee benefits insurance; and life, health, and financial services insurance products. It serves personal, commercial, not- profit, and municipal deposit customers. As of December 31, 2019, the company operated 130 full-service branches in Massachusetts, New York, Connecticut, Vermont, Central New Jersey, and Eastern Pennsylvania. Berkshire Hills Bancorp, Inc. was founded in 1846 and is headquartered in Boston, Massachusetts.

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