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BankUnited, Inc is a banks—regional business based in the US. BankUnited shares (BKU) are listed on the NYSE and all prices are listed in US Dollars. BankUnited employs 1,493 staff and has a trailing 12-month revenue of around USD$727 million.
Since the stock market crash in March caused by coronavirus, BankUnited's share price has had significant negative movement.
Its last market close was USD$24.1, which is 26.66% down on its pre-crash value of USD$32.86 and 66.21% up on the lowest point reached during the March crash when the shares fell as low as USD$14.5.
If you had bought USD$1,000 worth of BankUnited shares at the start of February 2020, those shares would have been worth USD$469.37 at the bottom of the March crash, and if you held on to them, then as of the last market close they'd be worth USD$723.72.
|Latest market close||USD$24.1|
|52-week range||USD$13.47 - USD$37.25|
|50-day moving average||USD$23.1703|
|200-day moving average||USD$20.3498|
|Wall St. target price||USD$25.6|
|Dividend yield||USD$0.92 (3.77%)|
|Earnings per share (TTM)||USD$2.165|
The value of any investment can go up or down depending on news, trends and market conditions. We are not investment advisers, so do your own due diligence to understand the risks before you invest.
The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.
This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.
|1 week (2020-10-13)||0.04%|
|1 month (2020-09-18)||4.15%|
|3 months (2020-07-20)||38.59%|
|6 months (2020-04-20)||26.51%|
|1 year (2019-10-18)||-28.59%|
|2 years (2018-10-19)||-25.66%|
|3 years (2017-10-20)||-31.26%|
|5 years (2015-10-20)||-35.66%|
Valuing BankUnited stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of BankUnited's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.
BankUnited's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 11x. In other words, BankUnited shares trade at around 11x recent earnings.
That's relatively low compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.
BankUnited's "price/earnings-to-growth ratio" can be calculated by dividing its P/E ratio by its growth – to give 1.05. A low ratio can be interpreted as meaning the shares offer better value, while a higher ratio can be interpreted as meaning the shares offer worse value.
The PEG ratio provides a broader view than just the P/E ratio, as it gives more insight into BankUnited's future profitability. By accounting for growth, it could also help you if you're comparing the share prices of multiple high-growth companies.
|Revenue TTM||USD$727 million|
|Operating margin TTM||40.59%|
|Gross profit TTM||USD$891.1 million|
|Return on assets TTM||0.62%|
|Return on equity TTM||7.51%|
|Market capitalisation||USD$2.2 billion|
TTM: trailing 12 months
There are currently 2.6 million BankUnited shares held short by investors – that's known as BankUnited's "short interest". This figure is 26.7% down from 3.6 million last month.
There are a few different ways that this level of interest in shorting BankUnited shares can be evaluated.
BankUnited's "short interest ratio" (SIR) is the quantity of BankUnited shares currently shorted divided by the average quantity of BankUnited shares traded daily (recently around 1.9 million). BankUnited's SIR currently stands at 1.4. In other words for every 100,000 BankUnited shares traded daily on the market, roughly 1400 shares are currently held short.
However BankUnited's short interest can also be evaluated against the total number of BankUnited shares, or, against the total number of tradable BankUnited shares (the shares that aren't held by "insiders" or major long-term shareholders – also known as the "float"). In this case BankUnited's short interest could be expressed as 0.03% of the outstanding shares (for every 100,000 BankUnited shares in existence, roughly 30 shares are currently held short) or 0.0288% of the tradable shares (for every 100,000 tradable BankUnited shares, roughly 29 shares are currently held short).
Such a low SIR usually points to an optimistic outlook for the share price, with fewer people currently willing to bet against BankUnited.
Find out more about how you can short BankUnited stock.
Dividend payout ratio: 41.86% of net profits
Recently BankUnited has paid out, on average, around 41.86% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 3.77% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), BankUnited shareholders could enjoy a 3.77% return on their shares, in the form of dividend payments. In BankUnited's case, that would currently equate to about $0.92 per share.
While BankUnited's payout ratio might seem fairly standard, it's worth remembering that BankUnited may be investing much of the rest of its net profits in future growth.
BankUnited's most recent dividend payout was on 30 October 2020. The latest dividend was paid out to all shareholders who bought their shares by 14 October 2020 (the "ex-dividend date").
Over the last 12 months, BankUnited's shares have ranged in value from as little as $13.47 up to $37.25. A popular way to gauge a stock's volatility is its "beta".
Beta is a measure of a share's volatility in relation to the market. The market (NYSE average) beta is 1, while BankUnited's is 1.3767. This would suggest that BankUnited's shares are more volatile than the average for this exchange and represent, relatively-speaking, a higher risk (but potentially also market-beating returns).
BankUnited, Inc. operates as the bank holding company for BankUnited, a national banking association that provides a range of banking services to small and medium sized businesses, and individual and corporate customers in the United States. The company offers deposit products, such as checking, money market deposit, and savings accounts; certificates of deposit; and treasury and cash management services. Its loans portfolio includes commercial loans, including equipment loans, secured and unsecured lines of credit, formula-based loans, owner-occupied commercial real estate term loans and lines of credit, mortgage warehouse lines, letters of credit, SBA product offerings, trade finance, and business acquisition finance credit facilities; commercial real estate loans; residential mortgages; and other consumer loans. The company also offers ATMs, as well as online, mobile, and telephone banking services. As of December 31, 2019, it operated through a network of 74 branches located in 14 Florida counties; and 5 banking centers in the New York metropolitan area. The company was formerly known as BU Financial Corporation. BankUnited, Inc. was founded in 2009 and is headquartered in Miami Lakes, Florida.
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