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How to buy BankUnited stock | 24.1

Own BankUnited stock in just a few minutes.

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BankUnited, Inc is a banks—regional business based in the US. BankUnited shares (BKU) are listed on the NYSE and all prices are listed in US Dollars. BankUnited employs 1,493 staff and has a trailing 12-month revenue of around USD$727 million.

How to buy shares in BankUnited

  1. Compare share trading platforms. If you're a beginner, look for a platform with low commissions, expert ratings and investment tools to track your portfolio. Narrow down top brands with our comparison table.
  2. Open and fund your brokerage account. Complete an application with your personal and financial details, like your ID and bank information. Fund your account with a bank transfer, credit card or debit card.
  3. Search for BankUnited Find the stock by name or ticker symbol: BKU. Research its history to confirm it's a solid investment against your financial goals.
  4. Purchase now or later. Buy today with a market order or use a limit order to delay your purchase until BankUnited reaches your desired price. To spread out your purchase, look into dollar-cost averaging, which smooths out buying at consistent intervals and amounts.
  5. Decide on how many to buy. At last close price of USD$24.1, weigh your budget against a diversified portfolio that can minimize risk through the market's ups and downs. You may be able to buy a fractional share of BankUnited, depending on your broker.
  6. Check in on your investment. Congratulations, you own a part of BankUnited. Optimize your portfolio by tracking how your stock — and even the business — performs with an eye on the long term. You may be eligible for dividends and shareholder voting rights on directors and management that can affect your stock.

How has coronavirus impacted BankUnited's share price?

Since the stock market crash in March caused by coronavirus, BankUnited's share price has had significant negative movement.

Its last market close was USD$24.1, which is 26.66% down on its pre-crash value of USD$32.86 and 66.21% up on the lowest point reached during the March crash when the shares fell as low as USD$14.5.

If you had bought USD$1,000 worth of BankUnited shares at the start of February 2020, those shares would have been worth USD$469.37 at the bottom of the March crash, and if you held on to them, then as of the last market close they'd be worth USD$723.72.

BankUnited share price

Use our graph to track the performance of BKU stocks over time.

BankUnited shares at a glance

Information last updated 2020-10-19.
Latest market closeUSD$24.1
52-week rangeUSD$13.47 - USD$37.25
50-day moving average USD$23.1703
200-day moving average USD$20.3498
Wall St. target priceUSD$25.6
PE ratio 11.3628
Dividend yield USD$0.92 (3.77%)
Earnings per share (TTM) USD$2.165

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The value of any investment can go up or down depending on news, trends and market conditions. We are not investment advisers, so do your own due diligence to understand the risks before you invest.

Is it a good time to buy BankUnited stock?

The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.

This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.

BankUnited price performance over time

Historical closes compared with the close of $24.1 from 2020-10-19

1 week (2020-10-13) 0.04%
1 month (2020-09-18) 4.15%
3 months (2020-07-20) 38.59%
6 months (2020-04-20) 26.51%
1 year (2019-10-18) -28.59%
2 years (2018-10-19) -25.66%
3 years (2017-10-20) -31.26%
5 years (2015-10-20) -35.66%

Is BankUnited under- or over-valued?

Valuing BankUnited stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of BankUnited's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.

BankUnited's P/E ratio

BankUnited's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 11x. In other words, BankUnited shares trade at around 11x recent earnings.

That's relatively low compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.

BankUnited's PEG ratio

BankUnited's "price/earnings-to-growth ratio" can be calculated by dividing its P/E ratio by its growth – to give 1.05. A low ratio can be interpreted as meaning the shares offer better value, while a higher ratio can be interpreted as meaning the shares offer worse value.

The PEG ratio provides a broader view than just the P/E ratio, as it gives more insight into BankUnited's future profitability. By accounting for growth, it could also help you if you're comparing the share prices of multiple high-growth companies.

BankUnited financials

Revenue TTM USD$727 million
Operating margin TTM 40.59%
Gross profit TTM USD$891.1 million
Return on assets TTM 0.62%
Return on equity TTM 7.51%
Profit margin 29.06%
Book value $29.81
Market capitalisation USD$2.2 billion

TTM: trailing 12 months

Shorting BankUnited shares

There are currently 2.6 million BankUnited shares held short by investors – that's known as BankUnited's "short interest". This figure is 26.7% down from 3.6 million last month.

There are a few different ways that this level of interest in shorting BankUnited shares can be evaluated.

BankUnited's "short interest ratio" (SIR)

BankUnited's "short interest ratio" (SIR) is the quantity of BankUnited shares currently shorted divided by the average quantity of BankUnited shares traded daily (recently around 1.9 million). BankUnited's SIR currently stands at 1.4. In other words for every 100,000 BankUnited shares traded daily on the market, roughly 1400 shares are currently held short.

However BankUnited's short interest can also be evaluated against the total number of BankUnited shares, or, against the total number of tradable BankUnited shares (the shares that aren't held by "insiders" or major long-term shareholders – also known as the "float"). In this case BankUnited's short interest could be expressed as 0.03% of the outstanding shares (for every 100,000 BankUnited shares in existence, roughly 30 shares are currently held short) or 0.0288% of the tradable shares (for every 100,000 tradable BankUnited shares, roughly 29 shares are currently held short).

Such a low SIR usually points to an optimistic outlook for the share price, with fewer people currently willing to bet against BankUnited.

Find out more about how you can short BankUnited stock.

BankUnited share dividends

42%

Dividend payout ratio: 41.86% of net profits

Recently BankUnited has paid out, on average, around 41.86% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 3.77% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), BankUnited shareholders could enjoy a 3.77% return on their shares, in the form of dividend payments. In BankUnited's case, that would currently equate to about $0.92 per share.

While BankUnited's payout ratio might seem fairly standard, it's worth remembering that BankUnited may be investing much of the rest of its net profits in future growth.

BankUnited's most recent dividend payout was on 30 October 2020. The latest dividend was paid out to all shareholders who bought their shares by 14 October 2020 (the "ex-dividend date").

BankUnited share price volatility

Over the last 12 months, BankUnited's shares have ranged in value from as little as $13.47 up to $37.25. A popular way to gauge a stock's volatility is its "beta".

BKU.US volatility(beta: 1.38)Avg. volatility(beta: 1.00)LowHigh

Beta is a measure of a share's volatility in relation to the market. The market (NYSE average) beta is 1, while BankUnited's is 1.3767. This would suggest that BankUnited's shares are more volatile than the average for this exchange and represent, relatively-speaking, a higher risk (but potentially also market-beating returns).

BankUnited overview

BankUnited, Inc. operates as the bank holding company for BankUnited, a national banking association that provides a range of banking services to small and medium sized businesses, and individual and corporate customers in the United States. The company offers deposit products, such as checking, money market deposit, and savings accounts; certificates of deposit; and treasury and cash management services. Its loans portfolio includes commercial loans, including equipment loans, secured and unsecured lines of credit, formula-based loans, owner-occupied commercial real estate term loans and lines of credit, mortgage warehouse lines, letters of credit, SBA product offerings, trade finance, and business acquisition finance credit facilities; commercial real estate loans; residential mortgages; and other consumer loans. The company also offers ATMs, as well as online, mobile, and telephone banking services. As of December 31, 2019, it operated through a network of 74 branches located in 14 Florida counties; and 5 banking centers in the New York metropolitan area. The company was formerly known as BU Financial Corporation. BankUnited, Inc. was founded in 2009 and is headquartered in Miami Lakes, Florida.

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