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How to buy BankFinancial Corporation stock
Own BankFinancial Corporation stock in just a few minutes.
Fact checked
BankFinancial Corporation is a banks-regional business based in the US. BankFinancial Corporation shares (BFIN) are listed on the NASDAQ and all prices are listed in US Dollars. BankFinancial Corporation employs 188 staff and has a trailing 12-month revenue of around USD$51.2 million.
How to buy shares in BankFinancial Corporation
- Compare share trading platforms. If you're a beginner, look for a platform with low commissions, expert ratings and investment tools to track your portfolio. Narrow down top brands with our comparison table.
- Open and fund your brokerage account. Complete an application with your personal and financial details, like your ID and bank information. Fund your account with a bank transfer, credit card or debit card.
- Search for BankFinancial Corporation. Find the stock by name or ticker symbol: BFIN. Research its history to confirm it's a solid investment against your financial goals.
- Purchase now or later. Buy today with a market order or use a limit order to delay your purchase until BankFinancial Corporation reaches your desired price. To spread out your purchase, look into dollar-cost averaging, which smooths out buying at consistent intervals and amounts.
- Decide on how many to buy. Weigh your budget against a diversified portfolio that can minimize risk through the market's ups and downs. You may be able to buy a fractional share of BankFinancial Corporation, depending on your broker.
- Check in on your investment. Congratulations, you own a part of BankFinancial Corporation. Optimize your portfolio by tracking how your stock — and even the business — performs with an eye on the long term. You may be eligible for dividends and shareholder voting rights on directors and management that can affect your stock.
What's in this guide?
- BFIN shares summary
- Compare share dealing platforms
- Is BFIN stock a buy or sell?
- Stock performance over time
- Can I short BFIN shares?
- Are BFIN shares over-valued?
- BankFinancial Corporation's financials
- How volatile are BFIN shares?
- Does BankFinancial Corporation pay a dividend?
- Other common questions
BankFinancial Corporation share price
Use our graph to track the performance of BFIN stocks over time.BankFinancial Corporation shares at a glance
Information last updated 2021-03-03.
| 52-week range | USD$6.0286 - USD$10.3733 |
|---|---|
| 50-day moving average | USD$9.2812 |
| 200-day moving average | USD$8.2545 |
| Wall St. target price | USD$9.75 |
| PE ratio | 16.9672 |
| Dividend yield | USD$0.4 (4.02%) |
| Earnings per share (TTM) | USD$0.61 |
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The value of any investment can go up or down depending on news, trends and market conditions. We are not investment advisers, so do your own due diligence to understand the risks before you invest.
Is it a good time to buy BankFinancial Corporation stock?
The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.
This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.
Is BankFinancial Corporation under- or over-valued?
Valuing BankFinancial Corporation stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of BankFinancial Corporation's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.
BankFinancial Corporation's P/E ratio
BankFinancial Corporation's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 17x. In other words, BankFinancial Corporation shares trade at around 17x recent earnings.
That's relatively low compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.
BankFinancial Corporation's PEG ratio
BankFinancial Corporation's "price/earnings-to-growth ratio" can be calculated by dividing its P/E ratio by its growth – to give 3.4. A low ratio can be interpreted as meaning the shares offer better value, while a higher ratio can be interpreted as meaning the shares offer worse value.
The PEG ratio provides a broader view than just the P/E ratio, as it gives more insight into BankFinancial Corporation's future profitability. By accounting for growth, it could also help you if you're comparing the share prices of multiple high-growth companies.
BankFinancial Corporation financials
| Revenue TTM | USD$51.2 million |
|---|---|
| Operating margin TTM | 25.7% |
| Gross profit TTM | USD$51.2 million |
| Return on assets TTM | 0.59% |
| Return on equity TTM | 5.28% |
| Profit margin | 17.9% |
| Book value | $11.708 |
| Market capitalisation | USD$152.5 million |
TTM: trailing 12 months
Shorting BankFinancial Corporation shares
There are currently 169,973 BankFinancial Corporation shares held short by investors – that's known as BankFinancial Corporation's "short interest". This figure is 12.1% down from 193,296 last month.
There are a few different ways that this level of interest in shorting BankFinancial Corporation shares can be evaluated.
BankFinancial Corporation's "short interest ratio" (SIR)
BankFinancial Corporation's "short interest ratio" (SIR) is the quantity of BankFinancial Corporation shares currently shorted divided by the average quantity of BankFinancial Corporation shares traded daily (recently around 41355.96107056). BankFinancial Corporation's SIR currently stands at 4.11. In other words for every 100,000 BankFinancial Corporation shares traded daily on the market, roughly 4110 shares are currently held short.
However BankFinancial Corporation's short interest can also be evaluated against the total number of BankFinancial Corporation shares, or, against the total number of tradable BankFinancial Corporation shares (the shares that aren't held by "insiders" or major long-term shareholders – also known as the "float"). In this case BankFinancial Corporation's short interest could be expressed as 0.01% of the outstanding shares (for every 100,000 BankFinancial Corporation shares in existence, roughly 10 shares are currently held short) or 0.0122% of the tradable shares (for every 100,000 tradable BankFinancial Corporation shares, roughly 12 shares are currently held short).
Such a low SIR usually points to an optimistic outlook for the share price, with fewer people currently willing to bet against BankFinancial Corporation.
Find out more about how you can short BankFinancial Corporation stock.
BankFinancial Corporation share dividends
Dividend payout ratio: 59.03% of net profits
Recently BankFinancial Corporation has paid out, on average, around 59.03% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 4.16% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), BankFinancial Corporation shareholders could enjoy a 4.16% return on their shares, in the form of dividend payments. In BankFinancial Corporation's case, that would currently equate to about $0.4 per share.
BankFinancial Corporation's payout ratio would broadly be considered high, and as such this stock could appeal to those looking to generate an income. Bear in mind however that companies should normally also look to re-invest a decent amount of net profits to ensure future growth.
BankFinancial Corporation's most recent dividend payout was on 26 February 2021. The latest dividend was paid out to all shareholders who bought their shares by 9 February 2021 (the "ex-dividend date").
BankFinancial Corporation share price volatility
Over the last 12 months, BankFinancial Corporation's shares have ranged in value from as little as $6.0286 up to $10.3733. A popular way to gauge a stock's volatility is its "beta".
Beta is a measure of a share's volatility in relation to the market. The market (NASDAQ average) beta is 1, while BankFinancial Corporation's is 0.5923. This would suggest that BankFinancial Corporation's shares are less volatile than average (for this exchange).
BankFinancial Corporation overview
BankFinancial Corporation operates as the bank holding company for BankFinancial, National Association that provides various commercial, family, and personal banking products and services in Illinois. The company accepts various deposit products, including savings, NOW, checking, money market, IRA, and other retirement accounts, as well as certificates of deposit. Its loan products include multi-family and nonresidential real estate, construction and land, and commercial loans, as well as commercial leases; one-to-four family residential mortgage loans, including home equity loans and lines of credit; and consumer loans. The company also provides various financial products and services, such as cash management, fund transfer, bill payment, other online and mobile banking transactions, automated teller machines, safe deposit boxes, trust, wealth management, and general insurance agency. In addition, it offers financial planning services; and sells property and casualty, and other insurance products on an agency basis. As of April 21, 2020, the company operated 19 full-service banking offices located in Cook, DuPage, Lake, and Will Counties, Illinois. BankFinancial Corporation was founded in 1924 and is headquartered in Burr Ridge, Illinois.
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