How to buy Bank OZK stock - 06 March

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How to buy Bank OZK stock

Own Bank OZK stock in just a few minutes.

Fact checked

Bank OZK is a banks-regional business based in the US. Bank OZK shares (OZK) are listed on the NASDAQ and all prices are listed in US Dollars.

How to buy shares in Bank OZK

  1. Compare share trading platforms. If you're a beginner, look for a platform with low commissions, expert ratings and investment tools to track your portfolio. Narrow down top brands with our comparison table.
  2. Open and fund your brokerage account. Complete an application with your personal and financial details, like your ID and bank information. Fund your account with a bank transfer, credit card or debit card.
  3. Search for Bank OZK. Find the stock by name or ticker symbol: OZK. Research its history to confirm it's a solid investment against your financial goals.
  4. Purchase now or later. Buy today with a market order or use a limit order to delay your purchase until Bank OZK reaches your desired price. To spread out your purchase, look into dollar-cost averaging, which smooths out buying at consistent intervals and amounts.
  5. Decide on how many to buy. Weigh your budget against a diversified portfolio that can minimize risk through the market's ups and downs. You may be able to buy a fractional share of Bank OZK, depending on your broker.
  6. Check in on your investment. Congratulations, you own a part of Bank OZK. Optimize your portfolio by tracking how your stock — and even the business — performs with an eye on the long term. You may be eligible for dividends and shareholder voting rights on directors and management that can affect your stock.

Bank OZK share price

Use our graph to track the performance of OZK stocks over time.

Bank OZK shares at a glance

Information last updated 2021-03-03.
52-week rangeUSD$13.5391 - USD$43.67
50-day moving average USD$38.197
200-day moving average USD$28.991
Wall St. target priceUSD$40.1
PE ratio 17.8628
Dividend yield USD$1.077 (2.56%)
Earnings per share (TTM) USD$2.26

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The value of any investment can go up or down depending on news, trends and market conditions. We are not investment advisers, so do your own due diligence to understand the risks before you invest.

Is it a good time to buy Bank OZK stock?

The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.

This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.

Is Bank OZK under- or over-valued?

Valuing Bank OZK stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of Bank OZK's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.

Bank OZK's P/E ratio

Bank OZK's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 18x. In other words, Bank OZK shares trade at around 18x recent earnings.

That's relatively low compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.

Bank OZK financials

Revenue TTM USD$789 million
Operating margin TTM 47.6%
Gross profit TTM USD$789 million
Return on assets TTM 1.15%
Return on equity TTM 6.93%
Profit margin 37%
Book value $33.029
Market capitalisation USD$5.2 billion

TTM: trailing 12 months

Shorting Bank OZK shares

There are currently 4.8 million Bank OZK shares held short by investors – that's known as Bank OZK's "short interest". This figure is 22% down from 6.1 million last month.

There are a few different ways that this level of interest in shorting Bank OZK shares can be evaluated.

Bank OZK's "short interest ratio" (SIR)

Bank OZK's "short interest ratio" (SIR) is the quantity of Bank OZK shares currently shorted divided by the average quantity of Bank OZK shares traded daily (recently around 1.1 million). Bank OZK's SIR currently stands at 4.25. In other words for every 100,000 Bank OZK shares traded daily on the market, roughly 4250 shares are currently held short.

However Bank OZK's short interest can also be evaluated against the total number of Bank OZK shares, or, against the total number of tradable Bank OZK shares (the shares that aren't held by "insiders" or major long-term shareholders – also known as the "float"). In this case Bank OZK's short interest could be expressed as 0.04% of the outstanding shares (for every 100,000 Bank OZK shares in existence, roughly 40 shares are currently held short) or 0.0394% of the tradable shares (for every 100,000 tradable Bank OZK shares, roughly 39 shares are currently held short).

Such a low SIR usually points to an optimistic outlook for the share price, with fewer people currently willing to bet against Bank OZK.

Find out more about how you can short Bank OZK stock.

Bank OZK share dividends

49%

Dividend payout ratio: 48.67% of net profits

Recently Bank OZK has paid out, on average, around 48.67% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 2.6% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), Bank OZK shareholders could enjoy a 2.6% return on their shares, in the form of dividend payments. In Bank OZK's case, that would currently equate to about $1.077 per share.

While Bank OZK's payout ratio might seem fairly standard, it's worth remembering that Bank OZK may be investing much of the rest of its net profits in future growth.

Bank OZK's most recent dividend payout was on 22 January 2021. The latest dividend was paid out to all shareholders who bought their shares by 14 January 2021 (the "ex-dividend date").

Have Bank OZK's shares ever split?

Bank OZK's shares were split on a 2:1 basis on 24 June 2014. So if you had owned 1 share the day before before the split, the next day you'd have owned 2 shares. This wouldn't directly have changed the overall worth of your Bank OZK shares – just the quantity. However, indirectly, the new 50% lower share price could have impacted the market appetite for Bank OZK shares which in turn could have impacted Bank OZK's share price.

Bank OZK share price volatility

Over the last 12 months, Bank OZK's shares have ranged in value from as little as $13.5391 up to $43.67. A popular way to gauge a stock's volatility is its "beta".

OZK.US volatility(beta: 1.82)Avg. volatility(beta: 1.00)LowHigh

Beta is a measure of a share's volatility in relation to the market. The market (NASDAQ average) beta is 1, while Bank OZK's is 1.8234. This would suggest that Bank OZK's shares are more volatile than the average for this exchange and represent, relatively-speaking, a higher risk (but potentially also market-beating returns).

Bank OZK overview

Bank OZK provides various retail and commercial banking services. The company accepts various deposit products, including non-interest bearing checking, interest bearing transaction, business sweep, savings, money market, individual retirement, and other accounts, as well as time deposits. It also offers real estate, consumer and small business, indirect consumer RV and marine, commercial and industrial, government guaranteed, agricultural, homebuilder, and affordable housing loans; business aviation and subscription financing services; and mortgage and other lending products. The company also provides trust and wealth services, such as personal trusts, custodial accounts, investment management accounts, retirement accounts, and corporate trust services. In addition, it offers automated clearing house, wire transfer, transaction reporting, wholesale lockbox, remote deposit capture, automated credit line transfer, reconciliation, positive pay, and merchant and commercial card services, as well as zero balance and investment sweep accounts. Further, the company is involved in the provision of real estate appraisals; ATMs; telephone, online, and mobile banking services; debit and credit cards; safe deposit boxes; and other products and services, as well as processes merchant debit and credit card transactions. As of June 30, 2020, it operated approximately 250 offices in Arkansas, Georgia, Florida, North Carolina, Texas, Alabama, South Carolina, California, New York, and Mississippi. The company was formerly known as Bank of the Ozarks and changed its name to Bank OZK in July 2018. Bank OZK was founded in 1903 and is headquartered in Little Rock, Arkansas.

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