Finder may earn compensation from partners, but editorial opinions are our own. Advertiser Disclosure

How to buy Bank of the James Financial Group stock | $15

Learn how to easily invest in Bank of the James Financial Group stock.

Bank of the James Financial Group Inc is a banks-regional business based in the US. Bank of the James Financial Group shares (BOTJ) are listed on the NASDAQ and all prices are listed in US Dollars. Bank of the James Financial Group employs 141 staff and has a trailing 12-month revenue of around 0.00.

How to buy shares in Bank of the James Financial Group

  1. Compare share trading platforms.Use our comparison table to help you find a platform that fits you.
  2. Open your brokerage account. Complete an application with your details.
  3. Confirm your payment details. Fund your account.
  4. Research the stock. Find the stock by name or ticker symbol – BOTJ – and research it before deciding if it's a good investment for you.
  5. Purchase now or later. Buy your desired number of shares with a market order or use a limit order to delay your purchase until the stock reaches a desired price.
  6. Check in on your investment. Optimize your portfolio by tracking your stock.

Bank of the James Financial Group stock price (NASDAQ: BOTJ)

Use our graph to track the performance of BOTJ stocks over time.

Bank of the James Financial Group shares at a glance

Information last updated 2021-10-18.
Latest market close$15.00
52-week range$8.80 - $18.70
50-day moving average $14.38
200-day moving average $14.96
Wall St. target priceN/A
PE ratio 9.9728
Dividend yield $0.261 (1.79%)
Earnings per share (TTM) $1.47

Buy Bank of the James Financial Group shares from these brokerages

Compare special offers, low fees and a wide range of types of investments among top trading platforms.
Name Product Asset types Option trade fee Annual fee Signup bonus
Robinhood
Robinhood
Stocks, Options, ETFs, Cryptocurrency
$0
0%
Free stock (chosen randomly with a value anywhere between $2.50 and $200)
Sign up using the "go to site" link
Make unlimited commission-free trades in stocks, funds, and options with Robinhood Financial.
J.P. Morgan Self-Directed Investing
Stocks, Bonds, Options, Mutual funds, ETFs
$0 + $0.65/contract
0%
N/A
INVESTMENT AND INSURANCE PRODUCTS ARE: NOT A DEPOSIT • NOT FDIC INSURED • NO BANK GUARANTEE • MAY LOSE VALUE
Vanguard Personal Advisor
Stocks, Options, Mutual funds, ETFs
N/A
$20 per year
N/A
Financial advice powered by relationships, not commissions.
TradeStation
Stocks, Bonds, Options, Mutual funds, ETFs, Cryptocurrency
$0 + $0.50/contract
$0 per month
$50
Deposit qualifying assets of $5,000+
A platform built for all kinds of traders and all styles of trading
Sofi Invest
Stocks, ETFs, Cryptocurrency
N/A
0%
Get one free stock worth up to $1,000
Open an account
A free way to invest in stocks, ETFs and crypto.
Moomoo
Stocks
$0
$0 per year
Get a free stock valued up to $350
Open your Futu brokerage account via Moomoo
Trade stocks on the US, Hong Kong, Shanghai and Shenzhen markets.
loading

Compare up to 4 providers

*Signup bonus information updated weekly.

The value of any investment can go up or down depending on news, trends and market conditions. We are not investment advisers, so do your own due diligence to understand the risks before you invest.

Is it a good time to buy Bank of the James Financial Group stock?

The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.

This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.

Bank of the James Financial Group price performance over time

Historical closes compared with the close of $15 from 2021-10-21

1 week (2021-10-15) 2.18%
1 month (2021-09-23) 3.88%
3 months (2021-07-23) -9.64%
6 months (2021-04-23) 3.82%
1 year (2020-10-23) 46.98%
2 years (2019-10-23) 3.23%
3 years (2018-10-23) 15.15
5 years (2016-10-21) 20.79%

Is Bank of the James Financial Group under- or over-valued?

Valuing Bank of the James Financial Group stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of Bank of the James Financial Group's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.

Bank of the James Financial Group's P/E ratio

Bank of the James Financial Group's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 10x. In other words, Bank of the James Financial Group shares trade at around 10x recent earnings.

That's relatively low compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.

Bank of the James Financial Group financials

Revenue TTM $37.1 million
Operating margin TTM 27.8%
Gross profit TTM $33.6 million
Return on assets TTM 0.81%
Return on equity TTM 10.58%
Profit margin 18.89%
Book value $14.36
Market capitalisation $69.6 million

TTM: trailing 12 months

Shorting Bank of the James Financial Group shares

There are currently 2,396 Bank of the James Financial Group shares held short by investors – that's known as Bank of the James Financial Group's "short interest". This figure is 18% down from 2,922 last month.

There are a few different ways that this level of interest in shorting Bank of the James Financial Group shares can be evaluated.

Bank of the James Financial Group's "short interest ratio" (SIR)

Bank of the James Financial Group's "short interest ratio" (SIR) is the quantity of Bank of the James Financial Group shares currently shorted divided by the average quantity of Bank of the James Financial Group shares traded daily (recently around 4607.6923076923). Bank of the James Financial Group's SIR currently stands at 0.52. In other words for every 100,000 Bank of the James Financial Group shares traded daily on the market, roughly 520 shares are currently held short.

However Bank of the James Financial Group's short interest can also be evaluated against the total number of Bank of the James Financial Group shares, or, against the total number of tradable Bank of the James Financial Group shares (the shares that aren't held by "insiders" or major long-term shareholders – also known as the "float"). In this case Bank of the James Financial Group's short interest could be expressed as 0% of the outstanding shares (for every 100,000 Bank of the James Financial Group shares in existence, roughly 0 shares are currently held short) or 0.0006% of the tradable shares (for every 100,000 tradable Bank of the James Financial Group shares, roughly 1 shares are currently held short).

Such a low SIR usually points to an optimistic outlook for the share price, with fewer people currently willing to bet against Bank of the James Financial Group.

Find out more about how you can short Bank of the James Financial Group stock.

Bank of the James Financial Group share dividends

16%

Dividend payout ratio: 16.42% of net profits

Recently Bank of the James Financial Group has paid out, on average, around 16.42% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 1.91% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), Bank of the James Financial Group shareholders could enjoy a 1.91% return on their shares, in the form of dividend payments. In Bank of the James Financial Group's case, that would currently equate to about $0.261 per share.

While Bank of the James Financial Group's payout ratio might seem low, this can signify that Bank of the James Financial Group is investing more in its future growth.

Bank of the James Financial Group's most recent dividend payout was on 16 September 2021. The latest dividend was paid out to all shareholders who bought their shares by 1 September 2021 (the "ex-dividend date").

Have Bank of the James Financial Group's shares ever split?

Bank of the James Financial Group's shares were split on a 11:10 basis on 23 June 2021. So if you had owned 10 shares the day before before the split, the next day you'd have owned 11 shares. This wouldn't directly have changed the overall worth of your Bank of the James Financial Group shares – just the quantity. However, indirectly, the new 9.1% lower share price could have impacted the market appetite for Bank of the James Financial Group shares which in turn could have impacted Bank of the James Financial Group's share price.

Bank of the James Financial Group share price volatility

Over the last 12 months, Bank of the James Financial Group's shares have ranged in value from as little as $8.7964 up to $18.6971. A popular way to gauge a stock's volatility is its "beta".

BOTJ.US volatility(beta: 1.14)Avg. volatility(beta: 1.00)LowHigh

Beta is a measure of a share's volatility in relation to the market. The market (NASDAQ average) beta is 1, while Bank of the James Financial Group's is 1.137. This would suggest that Bank of the James Financial Group's shares are a little bit more volatile than the average for this exchange and represent, relatively-speaking, a slightly higher risk (but potentially also market-beating returns).

Bank of the James Financial Group overview

Bank of the James Financial Group, Inc. operates as the mpany for Bank of the James that provides general retail and commercial banking services to individuals, businesses, associations and organizations, and governmental authorities in Virginia, the Unites States. It offers checking, savings, individual retirement, and health care saving accounts, as well as other time deposits, including money market accounts and certificates of deposit. The company also offers loans to small- and medium-sized businesses for the purchases of equipment, facilities upgrades, inventory acquisition, and various working capital purposes; commercial and residential construction and development loans; commercial real estate mortgage loans; residential mortgage loans; and secured and unsecured consumer loans, such as lines of credit and overdraft lines of credit, as well as personal, automobile, installment, demand, and home equity loans for personal, family, or household purposes. In addition, it provides other banking services, including safe deposit boxes, traveler's checks, direct deposit of payroll and social security checks, automatic drafts for various accounts, treasury management, and credit card merchant services. Further, the company offers securities brokerage and investment services; and telephone and Internet banking services comprising online bill pay, as well as acts as an agent for insurance and annuity products. As of March 29, 2021, it operated through a network of 16 full-service offices, 2 limited service offices, and 1 residential mortgage loan production office.

Frequently asked questions

What percentage of Bank of the James Financial Group is owned by insiders or institutions?
Currently 13.029% of Bank of the James Financial Group shares are held by insiders and 30.456% by institutions.
How many people work for Bank of the James Financial Group?
Latest data suggests 141 work at Bank of the James Financial Group.
When does the fiscal year end for Bank of the James Financial Group?
Bank of the James Financial Group's fiscal year ends in December.
Where is Bank of the James Financial Group based?
Bank of the James Financial Group's address is: 828 Main Street, Lynchburg, VA, United States, 24504
What is Bank of the James Financial Group's ISIN number?
Bank of the James Financial Group's international securities identification number is: US4702991088
What is Bank of the James Financial Group's CUSIP number?
Bank of the James Financial Group's Committee on Uniform Securities Identification Procedures number is: 470299108

More guides on Finder

Ask an Expert

You are about to post a question on finder.com:

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • finder.com is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder.com provides guides and information on a range of products and services. Because our content is not financial advice, we suggest talking with a professional before you make any decision.

By submitting your comment or question, you agree to our Privacy and Cookies Policy and finder.com Terms of Use.

Questions and responses on finder.com are not provided, paid for or otherwise endorsed by any bank or brand. These banks and brands are not responsible for ensuring that comments are answered or accurate.
Go to site