How to buy Bank of Commerce stock | $14.75

Bank of Commerce Holdings is a banks-regional business based in the US. Bank of Commerce shares (BOCH) are listed on the NASDAQ and all prices are listed in US Dollars. Bank of Commerce employs 206 staff and has a trailing 12-month revenue of around 0.00.

Bank of Commerce stock price (NASDAQ: BOCH)

Use our graph to track the performance of BOCH stocks over time.

Bank of Commerce shares at a glance

• Key figures

Information last updated 2021-07-30.

Latest market close	$14.75
52-week range	$6.38 - $15.32
50-day moving average	$13.99
200-day moving average	$12.72
Wall St. target price	$14.93
PE ratio	12.4954
Dividend yield	$0.23 (1.72%)
Earnings per share (TTM)	$1.09

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Is it a good time to buy Bank of Commerce stock?

The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.

Technical Analysis of Bank of Commerce Holdings by TradingView

This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.

Bank of Commerce price performance over time

Historical closes compared with the close of $14.75 from 2021-05-28

1 week (2021-07-22)	N/A
1 month (2021-07-02)	1.30%
3 months (2021-04-30)	14.25%
6 months (2021-01-29)	N/A

1 year (2020-07-29)	N/A
2 years (2019-07-29)	N/A
3 years (2018-07-29)	N/A
5 years (2016-07-29)	N/A

Is Bank of Commerce under- or over-valued?

Valuing Bank of Commerce stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of Bank of Commerce's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.

Bank of Commerce's P/E ratio

Bank of Commerce's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 12x. In other words, Bank of Commerce shares trade at around 12x recent earnings.

That's relatively low compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.

Bank of Commerce's PEG ratio

Bank of Commerce's "price/earnings-to-growth ratio" can be calculated by dividing its P/E ratio by its growth – to give 2.57. A low ratio can be interpreted as meaning the shares offer better value, while a higher ratio can be interpreted as meaning the shares offer worse value.

The PEG ratio provides a broader view than just the P/E ratio, as it gives more insight into Bank of Commerce's future profitability. By accounting for growth, it could also help you if you're comparing the share prices of multiple high-growth companies.

Bank of Commerce financials

Revenue TTM	$60.2 million
Operating margin TTM	43.83%
Gross profit TTM	$54.3 million
Return on assets TTM	1.02%
Return on equity TTM	10.5%
Profit margin	30.64%
Book value	$10.87
Market capitalisation	$231 million

TTM: trailing 12 months

Shorting Bank of Commerce shares

There are currently 103,676 Bank of Commerce shares held short by investors – that's known as Bank of Commerce's "short interest". This figure is 94.1% up from 53,425 last month.

There are a few different ways that this level of interest in shorting Bank of Commerce shares can be evaluated.

Bank of Commerce's "short interest ratio" (SIR)

Bank of Commerce's "short interest ratio" (SIR) is the quantity of Bank of Commerce shares currently shorted divided by the average quantity of Bank of Commerce shares traded daily (recently around 323987.5). Bank of Commerce's SIR currently stands at 0.32. In other words for every 100,000 Bank of Commerce shares traded daily on the market, roughly 320 shares are currently held short.

However Bank of Commerce's short interest can also be evaluated against the total number of Bank of Commerce shares, or, against the total number of tradable Bank of Commerce shares (the shares that aren't held by "insiders" or major long-term shareholders – also known as the "float"). In this case Bank of Commerce's short interest could be expressed as 0.01% of the outstanding shares (for every 100,000 Bank of Commerce shares in existence, roughly 10 shares are currently held short) or 0.007% of the tradable shares (for every 100,000 tradable Bank of Commerce shares, roughly 7 shares are currently held short).

Such a low SIR usually points to an optimistic outlook for the share price, with fewer people currently willing to bet against Bank of Commerce.

Find out more about how you can short Bank of Commerce stock.

Bank of Commerce share dividends

Dividend payout ratio: 20.91% of net profits

Recently Bank of Commerce has paid out, on average, around 20.91% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 1.78% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), Bank of Commerce shareholders could enjoy a 1.78% return on their shares, in the form of dividend payments. In Bank of Commerce's case, that would currently equate to about $0.23 per share.

While Bank of Commerce's payout ratio might seem low, this can signify that Bank of Commerce is investing more in its future growth.

Bank of Commerce's most recent dividend payout was on 8 July 2021. The latest dividend was paid out to all shareholders who bought their shares by 27 June 2021 (the "ex-dividend date").

Have Bank of Commerce's shares ever split?

Bank of Commerce's shares were split on a 3:1 basis on 16 August 2004. So if you had owned 1 share the day before before the split, the next day you'd have owned 3 shares. This wouldn't directly have changed the overall worth of your Bank of Commerce shares – just the quantity. However, indirectly, the new 66.7% lower share price could have impacted the market appetite for Bank of Commerce shares which in turn could have impacted Bank of Commerce's share price.

Bank of Commerce share price volatility

Over the last 12 months, Bank of Commerce's shares have ranged in value from as little as $6.3769 up to $15.3188. A popular way to gauge a stock's volatility is its "beta".

Beta is a measure of a share's volatility in relation to the market. The market (NASDAQ average) beta is 1, while Bank of Commerce's is 0.6975. This would suggest that Bank of Commerce's shares are less volatile than average (for this exchange).

Bank of Commerce overview

Bank of Commerce Holdings operates as the bank holding company for Merchants Bank of Commerce, a chartered commercial bank that provides a range of financial services and products for small to medium-sized businesses, and retail customers. The company accepts various deposit products, such as checking, interest-bearing checking, money market, and savings accounts, as well as certificates of deposit. Its loan products include commercial, commercial real estate, residential real estate, consumer, construction, term, and small business administration loans. In addition, the company provides sweep arrangements, safe deposit boxes, collection, electronic banking, payroll processing, and ATM and point of sale services. Further, it accepts collateral for loans, real estate, listed and unlisted securities, savings and time deposits, automobiles, machinery and equipment, and other general business assets, such as accounts receivable and inventory. The company serves customers through ten full-service offices, one limited service office, and a loan production office in northern California. Bank of Commerce Holdings is headquartered in Sacramento, California.

Frequently asked questions

What percentage of Bank of Commerce is owned by insiders or institutions?
Currently 7.019% of Bank of Commerce shares are held by insiders and 62.82% by institutions. How many people work for Bank of Commerce?
Latest data suggests 206 work at Bank of Commerce. When does the fiscal year end for Bank of Commerce?
Bank of Commerce's fiscal year ends in December. Where is Bank of Commerce based?
Bank of Commerce's address is: 555 Capitol Mall, Sacramento, CA, United States, 95814 What is Bank of Commerce's ISIN number?
Bank of Commerce's international securities identification number is: US06424J1034 What is Bank of Commerce's CUSIP number?
Bank of Commerce's Committee on Uniform Securities Identification Procedures number is: 06424J103