How to buy Bank of Commerce stock

Bank of Commerce Holdings is a banks-regional business based in the US. Bank of Commerce shares (BOCH) are listed on the NASDAQ and all prices are listed in US Dollars. Bank of Commerce employs 211 staff and has a trailing 12-month revenue of around USD$53 million.

How to buy shares in Bank of Commerce

1. Compare share trading platforms. If you're a beginner, look for a platform with low commissions, expert ratings and investment tools to track your portfolio. Narrow down top brands with our comparison table.
2. Open and fund your brokerage account. Complete an application with your personal and financial details, like your ID and bank information. Fund your account with a bank transfer, credit card or debit card.
3. Search for Bank of Commerce. Find the stock by name or ticker symbol: BOCH. Research its history to confirm it's a solid investment against your financial goals.
4. Purchase now or later. Buy today with a market order or use a limit order to delay your purchase until Bank of Commerce reaches your desired price. To spread out your purchase, look into dollar-cost averaging, which smooths out buying at consistent intervals and amounts.
5. Decide on how many to buy. Weigh your budget against a diversified portfolio that can minimize risk through the market's ups and downs. You may be able to buy a fractional share of Bank of Commerce, depending on your broker.
6. Check in on your investment. Congratulations, you own a part of Bank of Commerce. Optimize your portfolio by tracking how your stock — and even the business — performs with an eye on the long term. You may be eligible for dividends and shareholder voting rights on directors and management that can affect your stock.

Bank of Commerce share price

Use our graph to track the performance of BOCH stocks over time.

Bank of Commerce shares at a glance

• Key figures

Information last updated 2020-12-27.

52-week range	USD$5.5986 - USD$11.4307
50-day moving average	USD$9.5694
200-day moving average	USD$7.9826
Wall St. target price	USD$10.25
PE ratio	12.7426
Dividend yield	USD$0.24 (2.44%)
Earnings per share (TTM)	USD$0.773

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Is it a good time to buy Bank of Commerce stock?

The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.

Technical Analysis of Bank of Commerce Holdings by TradingView

This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.

Is Bank of Commerce under- or over-valued?

Valuing Bank of Commerce stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of Bank of Commerce's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.

Bank of Commerce's P/E ratio

Bank of Commerce's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 13x. In other words, Bank of Commerce shares trade at around 13x recent earnings.

That's relatively low compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.

Bank of Commerce's PEG ratio

Bank of Commerce's "price/earnings-to-growth ratio" can be calculated by dividing its P/E ratio by its growth – to give 2.57. A low ratio can be interpreted as meaning the shares offer better value, while a higher ratio can be interpreted as meaning the shares offer worse value.

The PEG ratio provides a broader view than just the P/E ratio, as it gives more insight into Bank of Commerce's future profitability. By accounting for growth, it could also help you if you're comparing the share prices of multiple high-growth companies.

Bank of Commerce financials

Revenue TTM	USD$53 million
Operating margin TTM	34.67%
Gross profit TTM	USD$57.7 million
Return on assets TTM	0.84%
Return on equity TTM	7.8%
Profit margin	25.39%
Book value	$10.38
Market capitalisation	USD$165.3 million

TTM: trailing 12 months

Shorting Bank of Commerce shares

There are currently 255,386 Bank of Commerce shares held short by investors – that's known as Bank of Commerce's "short interest". This figure is 4.9% down from 268,650 last month.

There are a few different ways that this level of interest in shorting Bank of Commerce shares can be evaluated.

Bank of Commerce's "short interest ratio" (SIR)

Bank of Commerce's "short interest ratio" (SIR) is the quantity of Bank of Commerce shares currently shorted divided by the average quantity of Bank of Commerce shares traded daily (recently around 28033.58946213). Bank of Commerce's SIR currently stands at 9.11. In other words for every 100,000 Bank of Commerce shares traded daily on the market, roughly 9110 shares are currently held short.

However Bank of Commerce's short interest can also be evaluated against the total number of Bank of Commerce shares, or, against the total number of tradable Bank of Commerce shares (the shares that aren't held by "insiders" or major long-term shareholders – also known as the "float"). In this case Bank of Commerce's short interest could be expressed as 0.02% of the outstanding shares (for every 100,000 Bank of Commerce shares in existence, roughly 20 shares are currently held short) or 0.0161% of the tradable shares (for every 100,000 tradable Bank of Commerce shares, roughly 16 shares are currently held short).

A SIR below 10% would generally be considered to indicate a fairly optimistic outlook for the share price, with fewer people currently willing to bet against Bank of Commerce.

Find out more about how you can short Bank of Commerce stock.

Bank of Commerce share dividends

Dividend payout ratio: 26.92% of net profits

Recently Bank of Commerce has paid out, on average, around 26.92% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 2.44% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), Bank of Commerce shareholders could enjoy a 2.44% return on their shares, in the form of dividend payments. In Bank of Commerce's case, that would currently equate to about $0.24 per share.

While Bank of Commerce's payout ratio might seem fairly standard, it's worth remembering that Bank of Commerce may be investing much of the rest of its net profits in future growth.

Bank of Commerce's most recent dividend payout was on 8 January 2021. The latest dividend was paid out to all shareholders who bought their shares by 28 December 2020 (the "ex-dividend date").

Have Bank of Commerce's shares ever split?

Bank of Commerce's shares were split on a 3:1 basis on 17 August 2004. So if you had owned 1 share the day before before the split, the next day you'd have owned 3 shares. This wouldn't directly have changed the overall worth of your Bank of Commerce shares – just the quantity. However, indirectly, the new 66.7% lower share price could have impacted the market appetite for Bank of Commerce shares which in turn could have impacted Bank of Commerce's share price.

Bank of Commerce share price volatility

Over the last 12 months, Bank of Commerce's shares have ranged in value from as little as $5.5986 up to $11.4307. A popular way to gauge a stock's volatility is its "beta".

Beta is a measure of a share's volatility in relation to the market. The market (NASDAQ average) beta is 1, while Bank of Commerce's is 0.7433. This would suggest that Bank of Commerce's shares are less volatile than average (for this exchange).

Bank of Commerce overview

Bank of Commerce Holdings operates as the bank holding company for Merchants Bank of Commerce that provides a range of financial services and products for small to medium-sized businesses, and retail customers in California. The company accepts various deposit products, such as checking, interest bearing checking, money market, and savings accounts, as well as certificates of deposit. Its loan products include commercial loans, commercial real estate loans, residential real estate loans, consumer loans, construction loans, term loans, and small business administration loans. In addition, it provides sweep arrangements, safe deposit boxes, collection, electronic banking, payroll processing, and ATM and point of sale services. The company operates ten full service offices and one limited service office in northern California. Bank of Commerce Holdings is headquartered in Sacramento, California.

Frequently asked questions

• What percentage of Bank of Commerce is owned by insiders or institutions?

  Currently 6.476% of Bank of Commerce shares are held by insiders and 57.093% by institutions.

• How many people work for Bank of Commerce?

  Latest data suggests 211 work at Bank of Commerce.

• When does the fiscal year end for Bank of Commerce?

  Bank of Commerce's fiscal year ends in December.

• Where is Bank of Commerce based?

  Bank of Commerce's address is: 555 Capitol Mall, Sacramento, CA, United States, 95814

• What is Bank of Commerce's ISIN number?

  Bank of Commerce's international securities identification number is: US06424J1034

• What is Bank of Commerce's CUSIP number?

  Bank of Commerce's Committee on Uniform Securities Identification Procedures number is: 06424J103