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Bank of Commerce Holdings is a banks-regional business based in the US. Bank of Commerce shares (BOCH) are listed on the NASDAQ and all prices are listed in US Dollars. Bank of Commerce employs 211 staff and has a trailing 12-month revenue of around USD$53 million.
|52-week range||USD$5.5986 - USD$11.4307|
|50-day moving average||USD$9.5694|
|200-day moving average||USD$7.9826|
|Wall St. target price||USD$10.25|
|Dividend yield||USD$0.24 (2.44%)|
|Earnings per share (TTM)||USD$0.773|
The value of any investment can go up or down depending on news, trends and market conditions. We are not investment advisers, so do your own due diligence to understand the risks before you invest.
The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.
This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.
Valuing Bank of Commerce stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of Bank of Commerce's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.
Bank of Commerce's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 13x. In other words, Bank of Commerce shares trade at around 13x recent earnings.
That's relatively low compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.
Bank of Commerce's "price/earnings-to-growth ratio" can be calculated by dividing its P/E ratio by its growth – to give 2.57. A low ratio can be interpreted as meaning the shares offer better value, while a higher ratio can be interpreted as meaning the shares offer worse value.
The PEG ratio provides a broader view than just the P/E ratio, as it gives more insight into Bank of Commerce's future profitability. By accounting for growth, it could also help you if you're comparing the share prices of multiple high-growth companies.
|Revenue TTM||USD$53 million|
|Operating margin TTM||34.67%|
|Gross profit TTM||USD$57.7 million|
|Return on assets TTM||0.84%|
|Return on equity TTM||7.8%|
|Market capitalisation||USD$165.3 million|
TTM: trailing 12 months
There are currently 255,386 Bank of Commerce shares held short by investors – that's known as Bank of Commerce's "short interest". This figure is 4.9% down from 268,650 last month.
There are a few different ways that this level of interest in shorting Bank of Commerce shares can be evaluated.
Bank of Commerce's "short interest ratio" (SIR) is the quantity of Bank of Commerce shares currently shorted divided by the average quantity of Bank of Commerce shares traded daily (recently around 28033.58946213). Bank of Commerce's SIR currently stands at 9.11. In other words for every 100,000 Bank of Commerce shares traded daily on the market, roughly 9110 shares are currently held short.
However Bank of Commerce's short interest can also be evaluated against the total number of Bank of Commerce shares, or, against the total number of tradable Bank of Commerce shares (the shares that aren't held by "insiders" or major long-term shareholders – also known as the "float"). In this case Bank of Commerce's short interest could be expressed as 0.02% of the outstanding shares (for every 100,000 Bank of Commerce shares in existence, roughly 20 shares are currently held short) or 0.0161% of the tradable shares (for every 100,000 tradable Bank of Commerce shares, roughly 16 shares are currently held short).
A SIR below 10% would generally be considered to indicate a fairly optimistic outlook for the share price, with fewer people currently willing to bet against Bank of Commerce.
Find out more about how you can short Bank of Commerce stock.
Dividend payout ratio: 26.92% of net profits
Recently Bank of Commerce has paid out, on average, around 26.92% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 2.44% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), Bank of Commerce shareholders could enjoy a 2.44% return on their shares, in the form of dividend payments. In Bank of Commerce's case, that would currently equate to about $0.24 per share.
While Bank of Commerce's payout ratio might seem fairly standard, it's worth remembering that Bank of Commerce may be investing much of the rest of its net profits in future growth.
Bank of Commerce's most recent dividend payout was on 8 January 2021. The latest dividend was paid out to all shareholders who bought their shares by 28 December 2020 (the "ex-dividend date").
Bank of Commerce's shares were split on a 3:1 basis on 17 August 2004. So if you had owned 1 share the day before before the split, the next day you'd have owned 3 shares. This wouldn't directly have changed the overall worth of your Bank of Commerce shares – just the quantity. However, indirectly, the new 66.7% lower share price could have impacted the market appetite for Bank of Commerce shares which in turn could have impacted Bank of Commerce's share price.
Over the last 12 months, Bank of Commerce's shares have ranged in value from as little as $5.5986 up to $11.4307. A popular way to gauge a stock's volatility is its "beta".
Beta is a measure of a share's volatility in relation to the market. The market (NASDAQ average) beta is 1, while Bank of Commerce's is 0.7433. This would suggest that Bank of Commerce's shares are less volatile than average (for this exchange).
Bank of Commerce Holdings operates as the bank holding company for Merchants Bank of Commerce that provides a range of financial services and products for small to medium-sized businesses, and retail customers in California. The company accepts various deposit products, such as checking, interest bearing checking, money market, and savings accounts, as well as certificates of deposit. Its loan products include commercial loans, commercial real estate loans, residential real estate loans, consumer loans, construction loans, term loans, and small business administration loans. In addition, it provides sweep arrangements, safe deposit boxes, collection, electronic banking, payroll processing, and ATM and point of sale services. The company operates ten full service offices and one limited service office in northern California. Bank of Commerce Holdings is headquartered in Sacramento, California.
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