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Assurant, Inc is an insurance-specialty business based in the US. Assurant shares (AIZ) are listed on the NYSE and all prices are listed in US Dollars. Assurant employs 13,600 staff and has a trailing 12-month revenue of around 0.00.
|52-week range||$82.09 - $163.24|
|50-day moving average||$149.64|
|200-day moving average||$136.44|
|Wall St. target price||$168.75|
|Dividend yield||$2.58 (1.59%)|
|Earnings per share (TTM)||$7.18|
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This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.
Valuing Assurant stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of Assurant's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.
Assurant's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 22x. In other words, Assurant shares trade at around 22x recent earnings.
That's relatively low compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.
Assurant's "price/earnings-to-growth ratio" can be calculated by dividing its P/E ratio by its growth – to give 1.46. A low ratio can be interpreted as meaning the shares offer better value, while a higher ratio can be interpreted as meaning the shares offer worse value.
The PEG ratio provides a broader view than just the P/E ratio, as it gives more insight into Assurant's future profitability. By accounting for growth, it could also help you if you're comparing the share prices of multiple high-growth companies.
Assurant's EBITDA (earnings before interest, taxes, depreciation and amortisation) is $1 billion.
The EBITDA is a measure of a Assurant's overall financial performance and is widely used to measure a its profitability.
|Revenue TTM||$10.1 billion|
|Operating margin TTM||8.74%|
|Gross profit TTM||$1 billion|
|Return on assets TTM||1.25%|
|Return on equity TTM||7.9%|
|Market capitalisation||$9.7 billion|
TTM: trailing 12 months
There are currently 806,203 Assurant shares held short by investors – that's known as Assurant's "short interest". This figure is 34% down from 1.2 million last month.
There are a few different ways that this level of interest in shorting Assurant shares can be evaluated.
Assurant's "short interest ratio" (SIR) is the quantity of Assurant shares currently shorted divided by the average quantity of Assurant shares traded daily (recently around 428831.38297872). Assurant's SIR currently stands at 1.88. In other words for every 100,000 Assurant shares traded daily on the market, roughly 1880 shares are currently held short.
However Assurant's short interest can also be evaluated against the total number of Assurant shares, or, against the total number of tradable Assurant shares (the shares that aren't held by "insiders" or major long-term shareholders – also known as the "float"). In this case Assurant's short interest could be expressed as 0.01% of the outstanding shares (for every 100,000 Assurant shares in existence, roughly 10 shares are currently held short) or 0.015% of the tradable shares (for every 100,000 tradable Assurant shares, roughly 15 shares are currently held short).
Such a low SIR usually points to an optimistic outlook for the share price, with fewer people currently willing to bet against Assurant.
Find out more about how you can short Assurant stock.
Environmental, social and governance (known as ESG) criteria are a set of three factors used to measure the sustainability and social impact of companies like Assurant.
When it comes to ESG scores, lower is better, and lower scores are generally associated with lower risk for would-be investors.
Total ESG risk: 31.65
Socially conscious investors use ESG scores to screen how an investment aligns with their worldview, and Assurant's overall score of 31.65 (as at 12/31/2018) is nothing to write home about – landing it in it in the 47th percentile of companies rated in the same sector.
ESG scores are increasingly used to estimate the level of risk a company like Assurant is exposed to within the areas of "environmental" (carbon footprint, resource use etc.), "social" (health and safety, human rights etc.), and "governance" (anti-corruption, tax transparency etc.).
Environmental score: 7.26/100
Assurant's environmental score of 7.26 puts it squarely in the 9th percentile of companies rated in the same sector. This could suggest that Assurant is a leader in its sector terms of its environmental impact, and exposed to a lower level of risk.
Social score: 17.15/100
Assurant's social score of 17.15 puts it squarely in the 9th percentile of companies rated in the same sector. This could suggest that Assurant is a leader in its sector when it comes to taking good care of its workforce and the communities it impacts.
Governance score: 19.75/100
Assurant's governance score puts it squarely in the 9th percentile of companies rated in the same sector. That could suggest that Assurant is a leader in its sector when it comes to responsible management and strategy, and exposed to a lower level of risk.
Controversy score: 3/5
ESG scores also evaluate any incidences of controversy that a company has been involved in. Assurant scored a 3 out of 5 for controversy – a middle-of-the-table result reflecting that Assurant hasn't always managed to keep its nose clean.
|Total ESG score||31.65|
|Total ESG percentile||46.54|
|Environmental score percentile||9|
|Social score percentile||9|
|Governance score percentile||9|
|Level of controversy||3|
Dividend payout ratio: 30.53% of net profits
Recently Assurant has paid out, on average, around 30.53% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 1.64% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), Assurant shareholders could enjoy a 1.64% return on their shares, in the form of dividend payments. In Assurant's case, that would currently equate to about $2.58 per share.
While Assurant's payout ratio might seem fairly standard, it's worth remembering that Assurant may be investing much of the rest of its net profits in future growth.
Assurant's most recent dividend payout was on 14 March 2021. The latest dividend was paid out to all shareholders who bought their shares by 18 February 2021 (the "ex-dividend date").
Over the last 12 months, Assurant's shares have ranged in value from as little as $82.0949 up to $163.24. A popular way to gauge a stock's volatility is its "beta".
Beta is a measure of a share's volatility in relation to the market. The market (NYSE average) beta is 1, while Assurant's is 0.639. This would suggest that Assurant's shares are less volatile than average (for this exchange).
Assurant, Inc. , together with its subsidiaries, provides lifestyle and housing solutions that support, protect, and connect consumer purchases in North America, Latin America, Europe, and the Asia Pacific. The company operates through three segments: Global Lifestyle, Global Housing, and Global Preneed. The Global Lifestyle segment offers mobile device solutions, and extended service products and related services for mobile devices, consumer electronics, and appliances; vehicle protection and related services; and credit protection and other insurance products. The Global Housing segment provides lender-placed homeowners insurance, manufactured housing, and flood insurance; and renters insurance and related products, as well as voluntary manufactured housing insurance, voluntary homeowners insurance, and other specialty products. The Global Preneed segment offers pre-funded funeral insurance, final need insurance, and related services. The company was formerly known as Fortis, Inc.
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