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Alerus Financial Corporation is a banks-regional business based in the US. Alerus Financial Corporation shares (ALRS) are listed on the NASDAQ and all prices are listed in US Dollars. Alerus Financial Corporation employs 794 staff and has a trailing 12-month revenue of around 0.00.
|52-week range||$15.35 - $33.95|
|50-day moving average||$31.00|
|200-day moving average||$27.41|
|Wall St. target price||$32.00|
|Dividend yield||$0.6 (2.05%)|
|Earnings per share (TTM)||$3.08|
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This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.
Valuing Alerus Financial Corporation stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of Alerus Financial Corporation's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.
Alerus Financial Corporation's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 9x. In other words, Alerus Financial Corporation shares trade at around 9x recent earnings.
That's relatively low compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.
|Revenue TTM||$241.7 million|
|Operating margin TTM||31.33%|
|Gross profit TTM||$222.3 million|
|Return on assets TTM||1.93%|
|Return on equity TTM||17.51%|
|Market capitalisation||$499.1 million|
TTM: trailing 12 months
There are currently 166,830 Alerus Financial Corporation shares held short by investors – that's known as Alerus Financial Corporation's "short interest". This figure is 15.5% down from 197,482 last month.
There are a few different ways that this level of interest in shorting Alerus Financial Corporation shares can be evaluated.
Alerus Financial Corporation's "short interest ratio" (SIR) is the quantity of Alerus Financial Corporation shares currently shorted divided by the average quantity of Alerus Financial Corporation shares traded daily (recently around 46341.666666667). Alerus Financial Corporation's SIR currently stands at 3.6. In other words for every 100,000 Alerus Financial Corporation shares traded daily on the market, roughly 3600 shares are currently held short.
However Alerus Financial Corporation's short interest can also be evaluated against the total number of Alerus Financial Corporation shares, or, against the total number of tradable Alerus Financial Corporation shares (the shares that aren't held by "insiders" or major long-term shareholders – also known as the "float"). In this case Alerus Financial Corporation's short interest could be expressed as 0.01% of the outstanding shares (for every 100,000 Alerus Financial Corporation shares in existence, roughly 10 shares are currently held short) or 0.0111% of the tradable shares (for every 100,000 tradable Alerus Financial Corporation shares, roughly 11 shares are currently held short).
Such a low SIR usually points to an optimistic outlook for the share price, with fewer people currently willing to bet against Alerus Financial Corporation.
Find out more about how you can short Alerus Financial Corporation stock.
Dividend payout ratio: 17.8% of net profits
Recently Alerus Financial Corporation has paid out, on average, around 17.8% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 2.05% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), Alerus Financial Corporation shareholders could enjoy a 2.05% return on their shares, in the form of dividend payments. In Alerus Financial Corporation's case, that would currently equate to about $0.6 per share.
While Alerus Financial Corporation's payout ratio might seem low, this can signify that Alerus Financial Corporation is investing more in its future growth.
Alerus Financial Corporation's most recent dividend payout was on 8 April 2021. The latest dividend was paid out to all shareholders who bought their shares by 17 March 2021 (the "ex-dividend date").
Alerus Financial Corporation's shares were split on a 3:1 basis on 14 September 2014. So if you had owned 1 share the day before before the split, the next day you'd have owned 3 shares. This wouldn't directly have changed the overall worth of your Alerus Financial Corporation shares – just the quantity. However, indirectly, the new 66.7% lower share price could have impacted the market appetite for Alerus Financial Corporation shares which in turn could have impacted Alerus Financial Corporation's share price.
Over the last 12 months, Alerus Financial Corporation's shares have ranged in value from as little as $15.3494 up to $33.95. A popular way to gauge a stock's volatility is its "beta".
Beta is a measure of a share's volatility in relation to the market. The market (NASDAQ average) beta is 1, while Alerus Financial Corporation's is 0.8367. This would suggest that Alerus Financial Corporation's shares are less volatile than average (for this exchange).
Alerus Financial Corporation, through its subsidiary, Alerus Financial, National Association, provides various financial services to businesses and consumers. The company operates through four segments: Banking, Retirement and Benefit Services, Wealth Management, and Mortgage. It offers various deposit products, including demand deposits, checking accounts, interest-bearing transaction accounts, money market accounts, time and savings deposits, and certificates of deposit; and treasury management products, including electronic receivables management, remote deposit capture, cash vault services, merchant services, and other cash management services. The company also provides commercial loans, business term loans, lines of credit, and commercial real estate loans, as well as construction and land development loans; consumer lending products, including residential first mortgage loans; installment loans and lines of credit; and second mortgage loans. In addition, it offers retirement plan administration and investment advisory services, employee stock ownership plan, fiduciary services, payroll, health savings accounts, and other benefit services, as well as individual retirement accounts; and financial planning, investment management, personal and corporate trust, estate administration, and custody services. Further, the company provides debit and credit cards, online banking, mobile banking/wallet, payment, private banking, payroll accounts, flex spending accounts, administration, and government health insurance program services. It offers banking services through fourteen offices in North Dakota, Minnesota, and Arizona; and retirement and benefit plans in 50 states through offices located in Michigan, Minnesota, and Colorado.
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