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How to buy American International Group stock | 30.09

Own American International Group stock in just a few minutes.

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American International Group, Inc is an insurance—diversified business based in the US. American International Group shares (AIG) are listed on the NYSE and all prices are listed in US Dollars. American International Group employs 46,000 staff and has a trailing 12-month revenue of around USD$48.6 billion.

How to buy shares in American International Group

  1. Compare share trading platforms. If you're a beginner, look for a platform with low commissions, expert ratings and investment tools to track your portfolio. Narrow down top brands with our comparison table.
  2. Open and fund your brokerage account. Complete an application with your personal and financial details, like your ID and bank information. Fund your account with a bank transfer, credit card or debit card.
  3. Search for American International Group. Find the stock by name or ticker symbol: AIG. Research its history to confirm it's a solid investment against your financial goals.
  4. Purchase now or later. Buy today with a market order or use a limit order to delay your purchase until American International Group reaches your desired price. To spread out your purchase, look into dollar-cost averaging, which smooths out buying at consistent intervals and amounts.
  5. Decide on how many to buy. At last close price of USD$30.09, weigh your budget against a diversified portfolio that can minimize risk through the market's ups and downs. You may be able to buy a fractional share of American International Group, depending on your broker.
  6. Check in on your investment. Congratulations, you own a part of American International Group. Optimize your portfolio by tracking how your stock — and even the business — performs with an eye on the long term. You may be eligible for dividends and shareholder voting rights on directors and management that can affect your stock.

How has coronavirus impacted American International Group's share price?

Since the stock market crash in March caused by coronavirus, American International Group's share price has had significant negative movement.

Its last market close was USD$30.09, which is 38.09% down on its pre-crash value of USD$48.6 and 87.24% up on the lowest point reached during the March crash when the shares fell as low as USD$16.07.

If you had bought USD$1,000 worth of American International Group shares at the start of February 2020, those shares would have been worth USD$377.32 at the bottom of the March crash, and if you held on to them, then as of the last market close they'd be worth USD$588.26.

American International Group share price

Use our graph to track the performance of AIG stocks over time.

American International Group shares at a glance

Information last updated 2020-10-20.
Latest market close USD$30.09
52-week range USD$16.07 - USD$56.42
50-day moving average USD$28.7849
200-day moving average USD$29.1062
Wall St. target price USD$36.5
PE ratio 6.0407
Dividend yield USD$1.28 (4.23%)
Earnings per share (TTM) USD$4.958

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The value of any investment can go up or down depending on news, trends and market conditions. We are not investment advisers, so do your own due diligence to understand the risks before you invest.

Is it a good time to buy American International Group stock?

The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.

This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.

American International Group price performance over time

Historical closes compared with the close of $30.09 from 2020-10-19

1 week (2020-11-20) -22.07%
1 month (2020-10-27) -3.43%
3 months (2020-08-27) 1.38%
6 months (2020-05-27) -4.51%
1 year (2019-11-27) -43.11%
2 years (2018-11-27) -30.72%
3 years (2017-11-27) -48.79%
5 years (2015-11-27) -52.75%

Is American International Group under- or over-valued?

Valuing American International Group stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of American International Group's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.

American International Group's P/E ratio

American International Group's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 6x. In other words, American International Group shares trade at around 6x recent earnings.

That's relatively low compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.

American International Group's PEG ratio

American International Group's "price/earnings-to-growth ratio" can be calculated by dividing its P/E ratio by its growth – to give 0.36. A low ratio can be interpreted as meaning the shares offer better value, while a higher ratio can be interpreted as meaning the shares offer worse value.

The PEG ratio provides a broader view than just the P/E ratio, as it gives more insight into American International Group's future profitability. By accounting for growth, it could also help you if you're comparing the share prices of multiple high-growth companies.

American International Group's EBITDA

American International Group's EBITDA (earnings before interest, taxes, depreciation and amortisation) is USD$10.6 billion.

The EBITDA is a measure of a American International Group's overall financial performance and is widely used to measure a its profitability.

American International Group financials

Revenue TTM USD$48.6 billion
Operating margin TTM 11.78%
Gross profit TTM USD$15.4 billion
Return on assets TTM 0.65%
Return on equity TTM -6.7%
Profit margin -9.45%
Book value $71.682
Market capitalisation USD$26.6 billion

TTM: trailing 12 months

Shorting American International Group shares

There are currently 16.9 million American International Group shares held short by investors – that's known as American International Group's "short interest". This figure is 34.6% up from 12.6 million last month.

There are a few different ways that this level of interest in shorting American International Group shares can be evaluated.

American International Group's "short interest ratio" (SIR)

American International Group's "short interest ratio" (SIR) is the quantity of American International Group shares currently shorted divided by the average quantity of American International Group shares traded daily (recently around 7.6 million). American International Group's SIR currently stands at 2.22. In other words for every 100,000 American International Group shares traded daily on the market, roughly 2220 shares are currently held short.

However American International Group's short interest can also be evaluated against the total number of American International Group shares, or, against the total number of tradable American International Group shares (the shares that aren't held by "insiders" or major long-term shareholders – also known as the "float"). In this case American International Group's short interest could be expressed as 0.02% of the outstanding shares (for every 100,000 American International Group shares in existence, roughly 20 shares are currently held short) or 0.0197% of the tradable shares (for every 100,000 tradable American International Group shares, roughly 20 shares are currently held short).

Such a low SIR usually points to an optimistic outlook for the share price, with fewer people currently willing to bet against American International Group.

Find out more about how you can short American International Group stock.

American International Group's environmental, social and governance track record

Environmental, social and governance (known as ESG) criteria are a set of three factors used to measure the sustainability and social impact of companies like American International Group.

When it comes to ESG scores, lower is better, and lower scores are generally associated with lower risk for would-be investors.

American International Group's total ESG risk score

Total ESG risk: 33.68

Socially conscious investors use ESG scores to screen how an investment aligns with their worldview, and American International Group's overall score of 33.68 (as at 10/01/2020) is pretty weak – landing it in it in the 66th percentile of companies rated in the same sector.

ESG scores are increasingly used to estimate the level of risk a company like American International Group is exposed to within the areas of "environmental" (carbon footprint, resource use etc.), "social" (health and safety, human rights etc.), and "governance" (anti-corruption, tax transparency etc.).

American International Group's environmental score

Environmental score: 4.49/100

American International Group's environmental score of 4.49 puts it squarely in the 7th percentile of companies rated in the same sector. This could suggest that American International Group is a leader in its sector terms of its environmental impact, and exposed to a lower level of risk.

American International Group's social score

Social score: 17.56/100

American International Group's social score of 17.56 puts it squarely in the 7th percentile of companies rated in the same sector. This could suggest that American International Group is a leader in its sector when it comes to taking good care of its workforce and the communities it impacts.

American International Group's governance score

Governance score: 20.63/100

American International Group's governance score puts it squarely in the 7th percentile of companies rated in the same sector. That could suggest that American International Group is a leader in its sector when it comes to responsible management and strategy, and exposed to a lower level of risk.

American International Group's controversy score

Controversy score: 2/5

ESG scores also evaluate any incidences of controversy that a company has been involved in. American International Group scored a 2 out of 5 for controversy – the second-highest score possible, reflecting that American International Group has, for the most part, managed to keep its nose clean.

Environmental, social, and governance (ESG) summary

American International Group, Inc was last rated for ESG on: 2020-10-01.

Total ESG score 33.68
Total ESG percentile 65.52
Environmental score 4.49
Environmental score percentile 7
Social score 17.56
Social score percentile 7
Governance score 20.63
Governance score percentile 7
Level of controversy 2

American International Group share dividends

54%

Dividend payout ratio: 54.24% of net profits

Recently American International Group has paid out, on average, around 54.24% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 4.23% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), American International Group shareholders could enjoy a 4.23% return on their shares, in the form of dividend payments. In American International Group's case, that would currently equate to about $1.28 per share.

American International Group's payout ratio would broadly be considered high, and as such this stock could appeal to those looking to generate an income. Bear in mind however that companies should normally also look to re-invest a decent amount of net profits to ensure future growth.

American International Group's most recent dividend payout was on 30 September 2020. The latest dividend was paid out to all shareholders who bought their shares by 16 September 2020 (the "ex-dividend date").

Have American International Group's shares ever split?

American International Group's shares were split on a 1:20 basis on 1 July 2009. So if you had owned 20 shares the day before before the split, the next day you'd have owned 1 share. This wouldn't directly have changed the overall worth of your American International Group shares – just the quantity. However, indirectly, the new 1900% higher share price could have impacted the market appetite for American International Group shares which in turn could have impacted American International Group's share price.

American International Group share price volatility

Over the last 12 months, American International Group's shares have ranged in value from as little as $16.07 up to $56.42. A popular way to gauge a stock's volatility is its "beta".

AIG.US volatility(beta: 1.38)Avg. volatility(beta: 1.00)LowHigh

Beta is a measure of a share's volatility in relation to the market. The market (NYSE average) beta is 1, while American International Group's is 1.3773. This would suggest that American International Group's shares are more volatile than the average for this exchange and represent, relatively-speaking, a higher risk (but potentially also market-beating returns).

American International Group overview

American International Group, Inc. provides insurance products for commercial, institutional, and individual customers in North America and internationally. The company's General Insurance segment offers general liability, environmental, commercial automobile liability, workers' compensation, excess casualty, and crisis management insurance products, as well as various risk-sharing and other customized structured programs; commercial, industrial, and energy-related property insurance; and aerospace, political risk, trade credit, portfolio solutions, surety, crop, and marine insurance. It also provides professional liability insurance products for a range of businesses and risks, including directors and officer's liability, mergers and acquisitions, fidelity, employment practices, fiduciary liability, cyber risk, kidnap and ransom, and errors and omissions insurance. In addition, this segment offers personal auto and property insurance, voluntary and sponsor-paid personal accident, and supplemental health products; extended warranty insurance products; and travel insurance products. Its Life and Retirement segment offers variable annuities, fixed index and fixed annuities, and retail mutual funds; group mutual funds, individual annuity and investment products, and financial planning and advisory services; and term life and universal life insurance. This segment also provides stable value wrap products, and structured settlement and pension risk transfer annuities; and corporate- and bank-owned life insurance and guaranteed investment contracts. This segment sells its products through independent marketing organizations, independent insurance agents, financial advisors, direct marketing, banks, wirehouses, and broker-dealers. The company's Legacy Portfolio segment offers legacy insurance products. American International Group, Inc. was founded in 1919 and is headquartered in New York, New York.

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