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How to buy Aflac stock

Learn how to easily invest in Aflac stock.

Aflac is an insurance-life business based in the US. Aflac shares (AFL) are listed on the NYSE and all prices are listed in US Dollars. Aflac employs 12,447 staff and has a trailing 12-month revenue of around $20.9 billion.

How to buy Aflac stock

  1. Choose a stock trading platform. Use our comparison table or choose from our Top Picks below.
  2. Open an account. Provide your personal information and sign up.
  3. Fund your account. Deposit funds unto your account by linking your banking information or transfer funds from another trading account.
  4. Search for the stock name – AFL. Search for the stock by name or ticker symbol.
  5. Buy the stock. Place your order. It's that simple.

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Aflac stock price (NYSE: AFL)

Use our graph to track the performance of AFL stocks over time.

Aflac shares at a glance

Information last updated 2023-02-07.
Latest market close$69.95
52-week range$51.43 - $74.02
50-day moving average $71.47
200-day moving average $62.62
Wall St. target price$71.67
PE ratio 8.945
Dividend yield $1.53 (2.29%)
Earnings per share (TTM) $7.82

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Is it a good time to buy Aflac stock?

The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.

This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.

Aflac price performance over time

Historical closes compared with the close of $69.95 from 2023-02-07

1 week (2023-01-30) -4.23%
1 month (2023-01-05) N/A
3 months (2022-11-09) 3.60%
6 months (2022-08-05) 17.70%
1 year (2022-02-09) 5.92%
2 years (2021-02-09) 54.09%
3 years (2020-02-07) 39.19%
5 years (2018-02-09) 86.29%

Is Aflac stock undervalued or overvalued?

Valuing Aflac stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of Aflac's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.

Aflac's P/E ratio

Aflac's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 9x. In other words, Aflac shares trade at around 9x recent earnings.

That's relatively low compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.

Aflac's PEG ratio

Aflac's "price/earnings-to-growth ratio" can be calculated by dividing its P/E ratio by its growth – to give 0.93. A low ratio can be interpreted as meaning the shares offer better value, while a higher ratio can be interpreted as meaning the shares offer worse value.

The PEG ratio provides a broader view than just the P/E ratio, as it gives more insight into Aflac's future profitability. By accounting for growth, it could also help you if you're comparing the share prices of multiple high-growth companies.

Aflac's EBITDA

Aflac's EBITDA (earnings before interest, taxes, depreciation and amortisation) is $5.6 billion.

The EBITDA is a measure of a Aflac's overall financial performance and is widely used to measure a its profitability.

Aflac financials

Revenue TTM $20.9 billion
Operating margin TTM 26.47%
Gross profit TTM $9.1 billion
Return on assets TTM 2.4%
Return on equity TTM 17.52%
Profit margin 24.15%
Book value $38.71
Market capitalisation $44.2 billion

TTM: trailing 12 months

Aflac share dividends


Dividend payout ratio: 29.83% of net profits

Recently Aflac has paid out, on average, around 29.83% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 2.29% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), Aflac shareholders could enjoy a 2.29% return on their shares, in the form of dividend payments. In Aflac's case, that would currently equate to about $1.53 per share.

While Aflac's payout ratio might seem fairly standard, it's worth remembering that Aflac may be investing much of the rest of its net profits in future growth.

Aflac's most recent dividend payout was on 28 February 2023. The latest dividend was paid out to all shareholders who bought their shares by 13 February 2023 (the "ex-dividend date").

Have Aflac's shares ever split?

Aflac's shares were split on a 2:1 basis on 18 March 2018. So if you had owned 1 share the day before before the split, the next day you'd have owned 2 shares. This wouldn't directly have changed the overall worth of your Aflac shares – just the quantity. However, indirectly, the new 50% lower share price could have impacted the market appetite for Aflac shares which in turn could have impacted Aflac's share price.

Aflac share price volatility

Over the last 12 months, Aflac's shares have ranged in value from as little as $51.4342 up to $74.02. A popular way to gauge a stock's volatility is its "beta".

AFL.US volatility(beta: 0.93)Avg. volatility(beta: 1.00)LowHigh

Beta is a measure of a share's volatility in relation to the market. The market (NYSE average) beta is 1, while Aflac's is 0.9299. This would suggest that Aflac's shares are less volatile than average (for this exchange).

Aflac overview

Aflac Incorporated, through its subsidiaries, provides supplemental health and life insurance products. It operates through two segments, Aflac Japan and Aflac U. S. The Aflac Japan segment offers cancer, medical, nursing care income support, GIFT, and whole and term life insurance products, as well as WAYS and child endowment plans under saving type insurance products in Japan. The Aflac U. S. segment provides cancer, accident, short-term disability, critical illness, hospital indemnity, dental, vision, long-term care and disability, and term and whole life insurance products in the United States.

Frequently asked questions

What percentage of Aflac is owned by insiders or institutions?
Currently 9.372% of Aflac shares are held by insiders and 60.456% by institutions.
How many people work for Aflac?
Latest data suggests 12,447 work at Aflac.
When does the fiscal year end for Aflac?
Aflac's fiscal year ends in December.
Where is Aflac based?
Aflac's address is: 1932 Wynnton Road, Columbus, GA, United States, 31999

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