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How to buy 360 DigiTech stock | $11.36

Own 360 DigiTech stock in just a few minutes.

Fact checked

360 DigiTech, Inc is a credit services business based in the US. 360 DigiTech shares (QFIN) are listed on the NASDAQ and all prices are listed in US Dollars. 360 DigiTech employs 1,891 staff and has a market cap (total outstanding shares value) of USD$1.7 billion.

How to buy shares in 360 DigiTech

  1. Compare share trading platforms. If you're a beginner, look for a platform with low commissions, expert ratings and investment tools to track your portfolio. Narrow down top brands with our comparison table.
  2. Open and fund your brokerage account. Complete an application with your personal and financial details, like your ID and bank information. Fund your account with a bank transfer, credit card or debit card.
  3. Search for 360 DigiTech. Find the stock by name or ticker symbol: QFIN. Research its history to confirm it's a solid investment against your financial goals.
  4. Purchase now or later. Buy today with a market order or use a limit order to delay your purchase until 360 DigiTech reaches your desired price. To spread out your purchase, look into dollar-cost averaging, which smooths out buying at consistent intervals and amounts.
  5. Decide on how many to buy. At last close price of USD$11.36, weigh your budget against a diversified portfolio that can minimize risk through the market's ups and downs. You may be able to buy a fractional share of 360 DigiTech, depending on your broker.
  6. Check in on your investment. Congratulations, you own a part of 360 DigiTech. Optimize your portfolio by tracking how your stock — and even the business — performs with an eye on the long term. You may be eligible for dividends and shareholder voting rights on directors and management that can affect your stock.

360 DigiTech share price

Use our graph to track the performance of QFIN stocks over time.

360 DigiTech shares at a glance

Information last updated 2020-12-31.
Latest market closeUSD$11.36
52-week rangeUSD$6.37 - USD$18.06
50-day moving average USD$11.9947
200-day moving average USD$12.3372
Wall St. target priceUSD$20.47
PE ratio 4.9426
Dividend yield N/A (0%)
Earnings per share (TTM) USD$-5.459

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The value of any investment can go up or down depending on news, trends and market conditions. We are not investment advisers, so do your own due diligence to understand the risks before you invest.

Is it a good time to buy 360 DigiTech stock?

The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.

This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.

360 DigiTech price performance over time

Historical closes compared with the close of $11.36 from 2020-12-18

1 week (2021-01-07) -5.57%
1 month (2020-12-16) -1.30%
3 months (2020-10-16) -5.49%
6 months (2020-07-16) -24.52%
1 year (2020-01-16) 25.11%
2 years (2019-01-16) -15.85%
3 years (2018-01-13) N/A
5 years (2016-01-13) N/A

Is 360 DigiTech under- or over-valued?

Valuing 360 DigiTech stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of 360 DigiTech's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.

360 DigiTech's P/E ratio

360 DigiTech's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 5x. In other words, 360 DigiTech shares trade at around 5x recent earnings.

That's relatively low compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.

360 DigiTech financials

Gross profit TTM USD$7.1 billion
Return on assets TTM 7.59%
Return on equity TTM 0%
Profit margin 19.32%
Book value $-3.711
Market capitalisation USD$1.7 billion

TTM: trailing 12 months

Shorting 360 DigiTech shares

There are currently 1.1 million 360 DigiTech shares held short by investors – that's known as 360 DigiTech's "short interest". This figure is 26.2% up from 835,402 last month.

There are a few different ways that this level of interest in shorting 360 DigiTech shares can be evaluated.

360 DigiTech's "short interest ratio" (SIR)

360 DigiTech's "short interest ratio" (SIR) is the quantity of 360 DigiTech shares currently shorted divided by the average quantity of 360 DigiTech shares traded daily (recently around 314656.71641791). 360 DigiTech's SIR currently stands at 3.35. In other words for every 100,000 360 DigiTech shares traded daily on the market, roughly 3350 shares are currently held short.

However 360 DigiTech's short interest can also be evaluated against the total number of 360 DigiTech shares, or, against the total number of tradable 360 DigiTech shares (the shares that aren't held by "insiders" or major long-term shareholders – also known as the "float"). In this case 360 DigiTech's short interest could be expressed as 0.01% of the outstanding shares (for every 100,000 360 DigiTech shares in existence, roughly 10 shares are currently held short) or 0% of the tradable shares (for every 100,000 tradable 360 DigiTech shares, roughly 0 shares are currently held short).

Such a low SIR usually points to an optimistic outlook for the share price, with fewer people currently willing to bet against 360 DigiTech.

Find out more about how you can short 360 DigiTech stock.

360 DigiTech share dividends

We're not expecting 360 DigiTech to pay a dividend over the next 12 months.

360 DigiTech overview

360 DigiTech, Inc., through its subsidiaries, operates a digital consumer finance platform under the 360 Jietiao brand in the People's Republic of China. Its platform provides online consumer finance products to the borrowers funded by institutional funding partners. The company also provides incremental credit assessment, collection, and other services, as well as guarantee for defaulted loans. The company was formerly known as 360 Finance, Inc. and changed its name to 360 DigiTech, Inc. in September 2020. 360 DigiTech, Inc. was founded in 2016 and is headquartered in Shanghai, the People's Republic of China.

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