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How to buy 360 DigiTech stock

Learn how to easily invest in 360 DigiTech stock.

360 DigiTech Inc is a credit services business based in the US. 360 DigiTech shares (QFIN) are listed on the NASDAQ and all prices are listed in US Dollars. 360 DigiTech employs 1,643 staff and has a trailing 12-month revenue of around 0.00.

How to buy shares in 360 DigiTech

  1. Compare share trading platforms. Use our comparison table to help you find a platform that fits you.
  2. Open your brokerage account. Complete an application with your details.
  3. Confirm your payment details. Fund your account.
  4. Research the stock. Find the stock by name or ticker symbol – QFIN – and research it before deciding if it's a good investment for you.
  5. Purchase now or later. Buy your desired number of shares with a market order or use a limit order to delay your purchase until the stock reaches a desired price.
  6. Check in on your investment. Optimize your portfolio by tracking your stock.

360 DigiTech stock price (NASDAQ: QFIN)

Use our graph to track the performance of QFIN stocks over time.

360 DigiTech shares at a glance

Information last updated 2022-01-11.
Latest market close$19.94
52-week range$12.49 - $44.39
50-day moving average $22.49
200-day moving average $25.28
Wall St. target price$39.51
PE ratio 3.6008
Dividend yield $1.804 (5.56%)
Earnings per share (TTM) $5.57

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The value of any investment can go up or down depending on news, trends and market conditions. We are not investment advisers, so do your own due diligence to understand the risks before you invest.

Is it a good time to buy 360 DigiTech stock?

The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.

This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.

360 DigiTech price performance over time

Historical closes compared with the close of $19.94 from 2022-01-14

1 week (2022-01-11) 8.08%
1 month (2021-12-17) -4.78%
3 months (2021-10-18) -4.50%
6 months (2021-07-16) -32.61%
1 year (2021-01-15) 39.83%
2 years (2020-01-17) 121.56%
3 years (2019-01-17) 58.25%
5 years (2017-01-14) N/A

Is 360 DigiTech stock undervalued or overvalued?

Valuing 360 DigiTech stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of 360 DigiTech's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.

360 DigiTech's P/E ratio

360 DigiTech's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 4x. In other words, 360 DigiTech shares trade at around 4x recent earnings.

That's relatively low compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.

360 DigiTech's EBITDA

360 DigiTech's EBITDA (earnings before interest, taxes, depreciation and amortisation) is $11.4 billion.

The EBITDA is a measure of a 360 DigiTech's overall financial performance and is widely used to measure a its profitability.

360 DigiTech financials

Revenue TTM $15.6 billion
Operating margin TTM 72.92%
Gross profit TTM $10.4 billion
Return on assets TTM 25.72%
Return on equity TTM 50.69%
Profit margin 36.42%
Book value $91.64
Market capitalisation $3.1 billion

TTM: trailing 12 months

360 DigiTech share dividends

2%

Dividend payout ratio: 1.94% of net profits

Recently 360 DigiTech has paid out, on average, around 1.94% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 5.56% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), 360 DigiTech shareholders could enjoy a 5.56% return on their shares, in the form of dividend payments. In 360 DigiTech's case, that would currently equate to about $1.804 per share.

While 360 DigiTech's payout ratio might seem low, this can signify that 360 DigiTech is investing more in its future growth.

360 DigiTech's most recent dividend payout was on 17 January 2022. The latest dividend was paid out to all shareholders who bought their shares by 13 December 2021 (the "ex-dividend date").

360 DigiTech share price volatility

Over the last 12 months, 360 DigiTech's shares have ranged in value from as little as $12.4891 up to $44.3925. A popular way to gauge a stock's volatility is its "beta".

QFIN.US volatility(beta: 0.53)Avg. volatility(beta: 1.00)LowHigh

Beta is a measure of a share's volatility in relation to the market. The market (NASDAQ average) beta is 1, while 360 DigiTech's is 0.5323. This would suggest that 360 DigiTech's shares are less volatile than average (for this exchange).

360 DigiTech overview

360 DigiTech, Inc. , through its subsidiaries, operates a digital consumer finance platform under the 360 Jietiao brand in the People's Republic of China. Its platform provides online consumer finance products to the borrowers funded by institutional funding partners. The company also provides incremental credit assessment, collection, and other services, as well as guarantee for defaulted loans. The company was formerly known as 360 Finance, Inc. and changed its name to 360 DigiTech, Inc. in September 2020.

Frequently asked questions

What percentage of 360 DigiTech is owned by insiders or institutions?
Currently 18.498% of 360 DigiTech shares are held by insiders and 62.22% by institutions.
How many people work for 360 DigiTech?
Latest data suggests 1,643 work at 360 DigiTech.
When does the fiscal year end for 360 DigiTech?
360 DigiTech's fiscal year ends in December.
Where is 360 DigiTech based?
360 DigiTech's address is: Lujiazui Finance Plaza, Shanghai, China, 200122
What is 360 DigiTech's ISIN number?
360 DigiTech's international securities identification number is: US88557W1018
What is 360 DigiTech's CUSIP number?
360 DigiTech's Committee on Uniform Securities Identification Procedures number is: 88557W101

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