How to buy 360 DigiTech stock | $28.07

360 DigiTech, Inc is a credit services business based in the US. 360 DigiTech shares (QFIN) are listed on the NASDAQ and all prices are listed in US Dollars. 360 DigiTech employs 1,643 staff and has a trailing 12-month revenue of around 0.00.

360 DigiTech stock price (NASDAQ: QFIN)

Use our graph to track the performance of QFIN stocks over time.

360 DigiTech shares at a glance

• Key figures

Information last updated 2021-07-28.

Latest market close	$28.07
52-week range	$9.67 - $45.00
50-day moving average	$35.26
200-day moving average	$27.32
Wall St. target price	$42.87
PE ratio	5.7746
Dividend yield	N/A (0%)
Earnings per share (TTM)	$4.62

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Is it a good time to buy 360 DigiTech stock?

The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.

Technical Analysis of 360 DigiTech, Inc by TradingView

This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.

360 DigiTech price performance over time

Historical closes compared with the close of $28.07 from 2021-05-28

1 week (2021-07-24)	N/A
1 month (2021-07-02)	-21.46%
3 months (2021-05-04)	15.66%
6 months (2021-01-31)	N/A

1 year (2020-07-31)	N/A
2 years (2019-07-31)	N/A
3 years (2018-07-31)	N/A
5 years (2016-07-31)	N/A

Is 360 DigiTech under- or over-valued?

Valuing 360 DigiTech stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of 360 DigiTech's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.

360 DigiTech's P/E ratio

360 DigiTech's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 6x. In other words, 360 DigiTech shares trade at around 6x recent earnings.

That's relatively low compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.

360 DigiTech's EBITDA

360 DigiTech's EBITDA (earnings before interest, taxes, depreciation and amortisation) is $10 billion.

The EBITDA is a measure of a 360 DigiTech's overall financial performance and is widely used to measure a its profitability.

360 DigiTech financials

Revenue TTM	$14 billion
Operating margin TTM	71.23%
Gross profit TTM	$10.4 billion
Return on assets TTM	25.17%
Return on equity TTM	54.94%
Profit margin	33.34%
Book value	$71.46
Market capitalisation	$4.1 billion

TTM: trailing 12 months

Shorting 360 DigiTech shares

There are currently 4.0 million 360 DigiTech shares held short by investors – that's known as 360 DigiTech's "short interest". This figure is 69.7% up from 2.4 million last month.

There are a few different ways that this level of interest in shorting 360 DigiTech shares can be evaluated.

360 DigiTech's "short interest ratio" (SIR)

360 DigiTech's "short interest ratio" (SIR) is the quantity of 360 DigiTech shares currently shorted divided by the average quantity of 360 DigiTech shares traded daily (recently around 6.7 million). 360 DigiTech's SIR currently stands at 0.6. In other words for every 100,000 360 DigiTech shares traded daily on the market, roughly 600 shares are currently held short.

However 360 DigiTech's short interest can also be evaluated against the total number of 360 DigiTech shares, or, against the total number of tradable 360 DigiTech shares (the shares that aren't held by "insiders" or major long-term shareholders – also known as the "float"). In this case 360 DigiTech's short interest could be expressed as 0.02% of the outstanding shares (for every 100,000 360 DigiTech shares in existence, roughly 20 shares are currently held short) or 0.0373% of the tradable shares (for every 100,000 tradable 360 DigiTech shares, roughly 37 shares are currently held short).

Such a low SIR usually points to an optimistic outlook for the share price, with fewer people currently willing to bet against 360 DigiTech.

Find out more about how you can short 360 DigiTech stock.

360 DigiTech share dividends

We're not expecting 360 DigiTech to pay a dividend over the next 12 months.

360 DigiTech share price volatility

Over the last 12 months, 360 DigiTech's shares have ranged in value from as little as $9.67 up to $45. A popular way to gauge a stock's volatility is its "beta".

Beta is a measure of a share's volatility in relation to the market. The market (NASDAQ average) beta is 1, while 360 DigiTech's is 0.5562. This would suggest that 360 DigiTech's shares are less volatile than average (for this exchange).

360 DigiTech overview

360 DigiTech, Inc. , through its subsidiaries, operates a digital consumer finance platform under the 360 Jietiao brand in the People's Republic of China. Its platform provides online consumer finance products to the borrowers funded by institutional funding partners. The company also provides incremental credit assessment, collection, and other services, as well as guarantee for defaulted loans. The company was formerly known as 360 Finance, Inc. and changed its name to 360 DigiTech, Inc. in September 2020.

Frequently asked questions

What percentage of 360 DigiTech is owned by insiders or institutions?
Currently 9.514% of 360 DigiTech shares are held by insiders and 59.451% by institutions. How many people work for 360 DigiTech?
Latest data suggests 1,643 work at 360 DigiTech. When does the fiscal year end for 360 DigiTech?
360 DigiTech's fiscal year ends in December. Where is 360 DigiTech based?
360 DigiTech's address is: Lujiazui Finance Plaza, Shanghai, China, 200122 What is 360 DigiTech's ISIN number?
360 DigiTech's international securities identification number is: US88557W1018 What is 360 DigiTech's CUSIP number?
360 DigiTech's Committee on Uniform Securities Identification Procedures number is: 88557W101