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1st Constitution Bancorp is a banks-regional business based in the US. 1st Constitution Bancorp shares (FCCY) are listed on the NASDAQ and all prices are listed in US Dollars.
|52-week range||USD$8.779 - USD$20.4324|
|50-day moving average||USD$16.5567|
|200-day moving average||USD$14.614|
|Wall St. target price||USD$20|
|Dividend yield||USD$0.36 (2.02%)|
|Earnings per share (TTM)||USD$1.76|
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This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.
Valuing 1st Constitution Bancorp stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of 1st Constitution Bancorp's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.
1st Constitution Bancorp's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 10x. In other words, 1st Constitution Bancorp shares trade at around 10x recent earnings.
That's relatively low compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.
1st Constitution Bancorp's "price/earnings-to-growth ratio" can be calculated by dividing its P/E ratio by its growth – to give 1.7. A low ratio can be interpreted as meaning the shares offer better value, while a higher ratio can be interpreted as meaning the shares offer worse value.
The PEG ratio provides a broader view than just the P/E ratio, as it gives more insight into 1st Constitution Bancorp's future profitability. By accounting for growth, it could also help you if you're comparing the share prices of multiple high-growth companies.
|Revenue TTM||USD$66.4 million|
|Operating margin TTM||38.59%|
|Gross profit TTM||USD$66.4 million|
|Return on assets TTM||1.07%|
|Return on equity TTM||10.1%|
|Market capitalisation||USD$184.6 million|
TTM: trailing 12 months
There are currently 63,800 1st Constitution Bancorp shares held short by investors – that's known as 1st Constitution Bancorp's "short interest". This figure is 2.9% up from 61,980 last month.
There are a few different ways that this level of interest in shorting 1st Constitution Bancorp shares can be evaluated.
1st Constitution Bancorp's "short interest ratio" (SIR) is the quantity of 1st Constitution Bancorp shares currently shorted divided by the average quantity of 1st Constitution Bancorp shares traded daily (recently around 13809.523809524). 1st Constitution Bancorp's SIR currently stands at 4.62. In other words for every 100,000 1st Constitution Bancorp shares traded daily on the market, roughly 4620 shares are currently held short.
However 1st Constitution Bancorp's short interest can also be evaluated against the total number of 1st Constitution Bancorp shares, or, against the total number of tradable 1st Constitution Bancorp shares (the shares that aren't held by "insiders" or major long-term shareholders – also known as the "float"). In this case 1st Constitution Bancorp's short interest could be expressed as 0.01% of the outstanding shares (for every 100,000 1st Constitution Bancorp shares in existence, roughly 10 shares are currently held short) or 0.0071% of the tradable shares (for every 100,000 tradable 1st Constitution Bancorp shares, roughly 7 shares are currently held short).
Such a low SIR usually points to an optimistic outlook for the share price, with fewer people currently willing to bet against 1st Constitution Bancorp.
Find out more about how you can short 1st Constitution Bancorp stock.
Dividend payout ratio: 20.45% of net profits
Recently 1st Constitution Bancorp has paid out, on average, around 20.45% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 2.06% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), 1st Constitution Bancorp shareholders could enjoy a 2.06% return on their shares, in the form of dividend payments. In 1st Constitution Bancorp's case, that would currently equate to about $0.36 per share.
While 1st Constitution Bancorp's payout ratio might seem low, this can signify that 1st Constitution Bancorp is investing more in its future growth.
1st Constitution Bancorp's most recent dividend payout was on 26 February 2021. The latest dividend was paid out to all shareholders who bought their shares by 11 February 2021 (the "ex-dividend date").
1st Constitution Bancorp's shares were split on a 105:100 basis on 12 January 2016. So if you had owned 100 shares the day before before the split, the next day you'd have owned 105 shares. This wouldn't directly have changed the overall worth of your 1st Constitution Bancorp shares – just the quantity. However, indirectly, the new 4.8% lower share price could have impacted the market appetite for 1st Constitution Bancorp shares which in turn could have impacted 1st Constitution Bancorp's share price.
Over the last 12 months, 1st Constitution Bancorp's shares have ranged in value from as little as $8.779 up to $20.4324. A popular way to gauge a stock's volatility is its "beta".
Beta is a measure of a share's volatility in relation to the market. The market (NASDAQ average) beta is 1, while 1st Constitution Bancorp's is 0.7182. This would suggest that 1st Constitution Bancorp's shares are less volatile than average (for this exchange).
1st Constitution Bancorp operates as the bank holding company for 1st Constitution Bank that provides commercial and retail banking products and services in the central, coastal, and northeastern areas of New Jersey. The company offers deposit products, including interest bearing demand deposits, such as interest-bearing checking accounts, money market accounts, and NOW accounts; and non-interest bearing demand, savings, and time deposits, as well as certificate of deposits. It also provides commercial loans, including term loans, lines of credit, and loans secured by equipment and receivables; secured and unsecured short-to-medium term commercial loans to businesses for working capital, business expansion, and the purchase of equipment and machinery; and commercial construction financing to real estate developers for the acquisition, development, and construction of residential and commercial properties. In addition, the company offers residential first mortgage loans secured by owner-occupied property; construction loans; reverse mortgages; second mortgage home improvement loans; home equity lines of credit; and non-residential consumer loans for automobiles, recreation vehicles, and boats, as well as secured and unsecured personal loans, and deposit account secured loans, as well as online and mobile banking services. It serves corporations, individuals, partnerships, and other community organizations, as well as small businesses and not-for-profit organizations. As of October 23, 2020, the company operated 26 branches in Asbury Park, Cranbury, Fair Haven, Fort Lee, Freehold, Hamilton, Hightstown, Hillsborough, Hopewell, Jackson, Jamesburg, Lawrenceville, Little Silver, Long Branch, Manahawkin, Neptune City, Perth Amboy, Plainsboro, Princeton, Rocky Hill, Rumson, Shrewsbury, and Toms River, New Jersey. 1st Constitution Bancorp was founded in 1989 and is based in Cranbury, New Jersey.
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