How to buy 1st Constitution Bancorp stock

1st Constitution Bancorp is a banks-regional business based in the US. 1st Constitution Bancorp shares (FCCY) are listed on the NASDAQ and all prices are listed in US Dollars.

How to buy shares in 1st Constitution Bancorp

1. Compare share trading platforms. If you're a beginner, look for a platform with low commissions, expert ratings and investment tools to track your portfolio. Narrow down top brands with our comparison table.
2. Open and fund your brokerage account. Complete an application with your personal and financial details, like your ID and bank information. Fund your account with a bank transfer, credit card or debit card.
3. Search for 1st Constitution Bancorp. Find the stock by name or ticker symbol: FCCY. Research its history to confirm it's a solid investment against your financial goals.
4. Purchase now or later. Buy today with a market order or use a limit order to delay your purchase until 1st Constitution Bancorp reaches your desired price. To spread out your purchase, look into dollar-cost averaging, which smooths out buying at consistent intervals and amounts.
5. Decide on how many to buy. Weigh your budget against a diversified portfolio that can minimize risk through the market's ups and downs. You may be able to buy a fractional share of 1st Constitution Bancorp, depending on your broker.
6. Check in on your investment. Congratulations, you own a part of 1st Constitution Bancorp. Optimize your portfolio by tracking how your stock — and even the business — performs with an eye on the long term. You may be eligible for dividends and shareholder voting rights on directors and management that can affect your stock.

1st Constitution Bancorp share price

Use our graph to track the performance of FCCY stocks over time.

1st Constitution Bancorp shares at a glance

• Key figures

Information last updated 2021-02-24.

52-week range	USD$8.779 - USD$20.4324
50-day moving average	USD$16.5567
200-day moving average	USD$14.614
Wall St. target price	USD$20
PE ratio	10.2386
Dividend yield	USD$0.36 (2.02%)
Earnings per share (TTM)	USD$1.76

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Is it a good time to buy 1st Constitution Bancorp stock?

The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.

Technical Analysis of 1st Constitution Bancorp by TradingView

This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.

1st Constitution Bancorp financials

Revenue TTM	USD$66.4 million
Operating margin TTM	38.59%
Gross profit TTM	USD$66.4 million
Return on assets TTM	1.07%
Return on equity TTM	10.1%
Profit margin	27.22%
Book value	$18.315
Market capitalisation	USD$184.6 million

TTM: trailing 12 months

Shorting 1st Constitution Bancorp shares

There are currently 63,800 1st Constitution Bancorp shares held short by investors – that's known as 1st Constitution Bancorp's "short interest". This figure is 2.9% up from 61,980 last month.

There are a few different ways that this level of interest in shorting 1st Constitution Bancorp shares can be evaluated.

1st Constitution Bancorp's "short interest ratio" (SIR)

1st Constitution Bancorp's "short interest ratio" (SIR) is the quantity of 1st Constitution Bancorp shares currently shorted divided by the average quantity of 1st Constitution Bancorp shares traded daily (recently around 13809.523809524). 1st Constitution Bancorp's SIR currently stands at 4.62. In other words for every 100,000 1st Constitution Bancorp shares traded daily on the market, roughly 4620 shares are currently held short.

However 1st Constitution Bancorp's short interest can also be evaluated against the total number of 1st Constitution Bancorp shares, or, against the total number of tradable 1st Constitution Bancorp shares (the shares that aren't held by "insiders" or major long-term shareholders – also known as the "float"). In this case 1st Constitution Bancorp's short interest could be expressed as 0.01% of the outstanding shares (for every 100,000 1st Constitution Bancorp shares in existence, roughly 10 shares are currently held short) or 0.0071% of the tradable shares (for every 100,000 tradable 1st Constitution Bancorp shares, roughly 7 shares are currently held short).

Such a low SIR usually points to an optimistic outlook for the share price, with fewer people currently willing to bet against 1st Constitution Bancorp.

Find out more about how you can short 1st Constitution Bancorp stock.

Have 1st Constitution Bancorp's shares ever split?

1st Constitution Bancorp's shares were split on a 105:100 basis on 12 January 2016. So if you had owned 100 shares the day before before the split, the next day you'd have owned 105 shares. This wouldn't directly have changed the overall worth of your 1st Constitution Bancorp shares – just the quantity. However, indirectly, the new 4.8% lower share price could have impacted the market appetite for 1st Constitution Bancorp shares which in turn could have impacted 1st Constitution Bancorp's share price.

1st Constitution Bancorp share price volatility

Over the last 12 months, 1st Constitution Bancorp's shares have ranged in value from as little as $8.779 up to $20.4324. A popular way to gauge a stock's volatility is its "beta".

Beta is a measure of a share's volatility in relation to the market. The market (NASDAQ average) beta is 1, while 1st Constitution Bancorp's is 0.7182. This would suggest that 1st Constitution Bancorp's shares are less volatile than average (for this exchange).

1st Constitution Bancorp overview

1st Constitution Bancorp operates as the bank holding company for 1st Constitution Bank that provides commercial and retail banking products and services in the central, coastal, and northeastern areas of New Jersey. The company offers deposit products, including interest bearing demand deposits, such as interest-bearing checking accounts, money market accounts, and NOW accounts; and non-interest bearing demand, savings, and time deposits, as well as certificate of deposits. It also provides commercial loans, including term loans, lines of credit, and loans secured by equipment and receivables; secured and unsecured short-to-medium term commercial loans to businesses for working capital, business expansion, and the purchase of equipment and machinery; and commercial construction financing to real estate developers for the acquisition, development, and construction of residential and commercial properties. In addition, the company offers residential first mortgage loans secured by owner-occupied property; construction loans; reverse mortgages; second mortgage home improvement loans; home equity lines of credit; and non-residential consumer loans for automobiles, recreation vehicles, and boats, as well as secured and unsecured personal loans, and deposit account secured loans, as well as online and mobile banking services. It serves corporations, individuals, partnerships, and other community organizations, as well as small businesses and not-for-profit organizations. As of October 23, 2020, the company operated 26 branches in Asbury Park, Cranbury, Fair Haven, Fort Lee, Freehold, Hamilton, Hightstown, Hillsborough, Hopewell, Jackson, Jamesburg, Lawrenceville, Little Silver, Long Branch, Manahawkin, Neptune City, Perth Amboy, Plainsboro, Princeton, Rocky Hill, Rumson, Shrewsbury, and Toms River, New Jersey. 1st Constitution Bancorp was founded in 1989 and is based in Cranbury, New Jersey.

Frequently asked questions

• What percentage of 1st Constitution Bancorp is owned by insiders or institutions?

  Currently 12.425% of 1st Constitution Bancorp shares are held by insiders and 41.088% by institutions.

• When does the fiscal year end for 1st Constitution Bancorp?

  1st Constitution Bancorp's fiscal year ends in December.

• Where is 1st Constitution Bancorp based?

  1st Constitution Bancorp's address is: 2650 Route 130, Cranbury, NJ, United States, 08512

• What is 1st Constitution Bancorp's ISIN number?

  1st Constitution Bancorp's international securities identification number is: US31986N1028

• What is 1st Constitution Bancorp's CUSIP number?

  1st Constitution Bancorp's Committee on Uniform Securities Identification Procedures number is: 31986N102