Zelle, owned by Early Warning Services, is a money service that’s directly integrated with over 2,000 US banks and credit unions. Right in your banking app, Zelle lets you send and receive instant money transfers between other US deposit accounts. HSBC is a bank, so it can partner with Zelle.
HSBC does work with Zelle. Customers with the HSBC US Mobile Banking app and an HSBC deposit account have access.
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Signing up with Zelle doesn’t cost anything. You’ll need a US deposit account from a supported bank, such as a checking or savings account.
You’ll sign up for Zelle within your banking app. Follow these steps to set up Zelle with HSBC:
That’s it! Zelle no longer supports a standalone app, so to use it at all, you must bank with a supported institution.
Most banks and credit unions don’t charge extra fees to use Zelle. HSBC doesn’t charge any fees to use Zelle, either.
HSBC states there are no limits to the amount of money you can recieve with Zelle, but it does have some sending limits. You can send up to $500 per day, or up to $3,000 per month (rolling period). You’re also limited in how many Zelle transactions you can make, up to four per day, or 30 per month (also rolling period).
These limits are pretty standard, and its also following Zelle’s standard transfer limit of $500 per day.
If you want the ability to send instant transfers to friends and family, but you’re not an HSBC customer, consider these other apps:
HSBC does work with Zelle, but if it’s not the right bank for you, compare other banks that support Zelle if you’re set on using the service.
See how to earn up to $1,500 when you open a new Capital One savings or checking account with qualifying deposits.
Banks with the largest networks of no-fee ATMs include SoFi, CIT, Discover and more.
The $500 Axos Bank bonus is now expired, but you can still earn $50 per qualifying referral.
Over 2,000 banks use Zelle, but some of the best accounts with this P2P integration include Chase, Discover, Fifth Third, SoFi, Ally and more.
Earn a checking account bonus of $200 by getting the Upgrade Card and making 3 qualifying transactions.
Fifth Third Bank currently offers a $325 checking account bonus when you open a new account and set up qualifying direct deposits.
Earn $25 with Varo by referring a friend. See the fine print on how to earn this bonus here.
One of PNC’s best bonus offers is its $400 direct deposit bonus. But if you don’t meet the criteria, there are other ways to earn cash.
SoFi offers several bonus offers, including a direct deposit bonus, welcome offers and referral bonuses. See how to snag up to $300.
Instant sign-up bonuses with no deposit are not typically offered. However, these bank account bonuses have easy requirements.
