Zelle is a money transfer service integrated with over 2,200 bank and credit union mobile apps for quick and easy money transfers. Only US financial institutions can be part of its program — and U.S. Bank is one of them.
U.S. Bank is one of the 2,200+ banks and credit unions in Zelle’s program. Within the U.S. Bank Mobile App, you can use Zelle with your U.S. Bank deposit accounts, personal or business accounts. The service will already be available in your U.S. Bank mobile app.
U.S. Bank Business Essentials
Simple, secure banking paired conveniently with Zelle.
Zelle enrollment as an existing U.S. Bank customer is pretty simple:
After you’re enrolled in Zelle, you can start sending money to other US-based bank accounts directly from your U.S. Bank deposit accounts. To send money with Zelle, you only need the recipient’s email or US phone number. If they don’t have Zelle, they’ll receive information on how to enroll in their banking app and accept the payment. If you send money to someone who doesn’t set up Zelle within 14 days, the money will be returned to you.
Remember that Zelle only works with other US-based bank accounts, and you can’t send international payments. Additionally, Zelle doesn’t have a standalone app anymore, so you can only send Zelle payments to other people whose bank accounts support the service.
Yes, using Zelle with U.S. Bank is free. Most banks and credit unions in Zelle’s program don’t charge extra fees to use the service.
U.S. Bank states that its app displays your daily sending and receiving Zelle limits. You can check the Zelle limits in the U.S. Bank mobile app by selecting Help & services, then select Know your transaction limits to find the daily and 30-day Zelle limits.
Many banks and credit unions have around a $500 weekly sending limit, such as Discover, with its $600 limit. But limits can be much higher. For example, Capital One allows customers to transfer up to $3,000 per day.
Whether you’re not a U.S. Bank customer or just aren’t a fan of Zelle, consider these peer-to-peer (P2P) money apps.
U.S. Bank is a very large national bank offering a variety of personal and business accounts. It serves well over 11 million customers and has over 2,000 full-service branches in 24 states, making it a great choice if you prefer traditional banking with in-person support.
If its accounts just aren’t the right fit, but you still want a bank that works with Zelle, compare other top banks that support Zelle.
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