Apps like Albert

Brigit offers one of the fastest delivery speeds we've seen, offering advances within 20 minutes of the request if you're enrolled in the membership, have a linked card and pay an extra fee. Advances are up to $250 per pay period, the same amount as Albert. There are also no late fees and the option to extend your due date up to three times. However, Brigit may only be worth it if you need advances often, since you'll need to enroll in the paid membership, costing $9.99 monthly.

Brigit also offers additional features, like its credit builder product, along with budgeting and monitoring tools. You can also sign up for auto advances for overdraft protection. Additionally, Brigit has earned recognition from the BBB for having a 100% response rate, but like Albert, also has a B rating with the BBB over the high volume of complaints filed against the business. It also receives poor reviews on Trustpilot.

• Available in all states

Where Albert and many other apps cap out at $250, B9 offers cash advances of up to 100% of your earnings. There are no additional fees with B9's advances, but some standard eligibility requirements include having a positive account balance and direct deposit set up. After you set up an account, B9 receives your payroll deposit and you're deemed eligible, it alerts you right in the app if you have an available advance. It also accepts an ITIN instead of SSN and offers customer support in English and Spanish.

While B9's advances don't have fees, it still isn't free — you'll have to enroll in a $9.99 or $19.99 monthly membership, one of the highest membership fees compared to other apps. For people that don't need cash advances that often, the monthly membership fee may simply not be worth the cost. And there aren't many reviews for B9, so there's little insight into its customer experience.

• Available in all states

Dave offers cash advances with the ExtraCash advance product, up to $500 with no interest charges or late fees — double the amount you can borrow with Albert. To get access to the cash advances, Dave does require a $1 monthly membership, but it's still much more affordable than many other cash advance apps. And like other cash advance apps, tipping is optional.

Dave offers two delivery speeds, and the instant speed costs anywhere from $1.99 to $11.99, depending on the size of your advance. The standard delivery comes with no extra fee but a turnaround time of two to three days. Dave also offers extra perks, such as a gig connection service and budgeting features.

• Available in all states

Cleo states that it wants borrowers to escape expensive payday lenders with its small cash advances alongside its budgeting features where you “get roasted for wasting money.” It offers small, no-interest spot advances between $20 to $100. As a new user, you may only qualify for advances between $20 and $70, but with regular repayments, you may unlock the max $100 advance. But unlike Albert, Cleo does have a $5.99 monthly membership fee.

Cleo offers instant delivery for a $4 express fee, and standard delivery may take three to four business days. It also doesn't require W2s, direct deposit or proof of employment to qualify, so gig workers may be able to access the cash advances. However, Cleo holds a poor D- rating with the BBB over its failure to respond to customer complaints — though it scores a 4.4-star rating on Trustpilot.

• Available in all states

Formally known as Achieve Hours, Earnin is a cash advance app that's best suited for hourly workers. Earnin has a much better BBB rating and plenty more positive customer reviews than Albert. Earnin has in-app 24/7 live chat support, and positive reviews praise its fast and knowledgeable representatives. Poor customer support is a common complaint from Albert users.

Like Albert, Earnin has no membership fees and tipping is optional. It also has a much higher cash allowance of up to $750 per pay period, depending on hours worked and wages. If you sign up for Earnin's Lighting Speed service, you may be eligible for cash advances up to 80% of your paycheck or $1,000 per pay period. However, you'll have to upload and verify your hours worked by submitting timesheets or location tracking, which may feel intrusive to some.

• Available in all states