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finder.com's rating: 5 / 5
★★★★★
Get a quote if…
Choose something else if…
18 to 85
Issue Age
$50,000 to $10,000,000
Coverage
Depends on policy and provider
Medical Exam Required
Policies | Term, Whole, Universal, Accidental death, Guaranteed life, No medical exam, Child life |
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Coverage maximum | $10,000,000 |
Term lengths | 10, 15, 20, 25, 30 or 35 years |
Medical exam required | Depends on policy and provider |
Available states | Coverage is offered in all 50 states |
Issue age | Not listed |
Riders |
No info available |
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Review by
Katia Iervasi is a staff writer who hails from Australia and now calls New York home. Her writing and analysis has been featured on sites like Forbes, Best Company and Financial Advisor around the world. Armed with a BA in Communication and a journalistic eye for detail, she navigates insurance and finance topics for Finder, so you can splash your cash smartly (and be a pro when the subject pops up at dinner parties).
With so many insurers to choose from, life insurance can be overwhelming. AccuQuote can cut down on research by comparing policies from top-rated carriers. Its agents aren’t loyal to one particular company, and they’re well-equipped to help you to find the best possible policy. But you’ll have to input your contact details to get a quote, and possibly deal with persistent sales tactics.
Expand your options by comparing life insurance companies on your own.
The price you’re quoted will come down to your provider, policy and rate class. To get an idea of how much you’ll pay, go to AccuQuote’s website to get a quote.
AccuQuote’s online calculator returns $54 a month on a $250,000 term policy and $82 a month on a $500,000 term policy for the average healthy, nonsmoking 30-year-old man.
To get a quote, follow these steps:
A rep will review your application and contact you within one to two business days to discuss the next steps.
AccuQuote doesn’t actually sell life insurance. It’s a free marketplace that compares quotes from a bunch of top-rated providers, including AIG, American National, Banner, Fidelity Life, Guardian, MetLife, Mutual of Omaha, Pacific Life, Protective Life, Prudential and Transamerica.
The quoting engine supports policies for people aged 18 to 85, with face amounts between $50,000 and $10 million.
You can search for the following types of coverage:
Depending on the carrier you choose, you might be able to customize your coverage with the following riders:
AccuQuote has been accredited with the Better Business Bureau since 2003, and holds a high rating for its customer service and interaction. Across other forums, customers appreciate the personalized service and the fact that the site compares policies from dozens of insurers. But some have said the broker’s sales tactics can be aggressive.
AM Best financial rating |
Not Rated |
BBB accredited | Yes |
BBB rating | A+ 1/5 out of 5 customer reviews |
Customer reviews verified as of | 26 October 2021 |
★★★★★ — Excellent
★★★★★ — Good
★★★★★ — Average
★★★★★ — Subpar
★★★★★ — Poor