Volvo XC60 insurance group

Find out which insurance group the Volvo XC60 falls under and the average cost of insurance.

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The Volvo XC60 is a compact luxury crossover SUV. The Swedish manufacturer has put in a lot of effort to make this vehicle one of the premium options in this class. In this guide, you’ll learn everything you need to know about insuring a Volvo XC60.

Why choose a Volvo XC60?

The Volvo X60 is incredibly customisable. It’s available with your choice of three powertrains, seven trims and eight engine sizes, so there’s something for everyone.

The newest edition of the vehicle includes several safety features – including automated emergency braking and lane-keeping assist – as standard.

What insurance group does the Volvo XC60 fall under?

Volvo XC60 car models fall within car insurance groups 31-44, so the cost of your premium will fall somewhere on the expensive side in comparison to other makes and models.

As you can expect, the costs will vary slightly between different Volvo XC60 insurance groups. For example, a 30-year-old driver in an average postcode could pay around £903 for cover on a Volvo XC60 Momentum Pro D4 AWD 5d (insurance group 31), or around £1,062 for a Volvo XC60 Inscription Pro T8 Twin Engine AWD auto 5d that is in insurance group 42. From this comparison, we can see the impact of premium pricing when one car is in a much higher insurance group.

Using the table below, you can find out the insurance group of your Volvo XC60 model, and how much you’re likely to pay for your car insurance.

Model / Version Group (1-50) 20yrs 30yrs 40yrs 50yrs Get quote
Momentum Pro D4 AWD 5d 31 £1,557 £903 £792 £639 Get Quote
Momentum Pro D4 AWD auto 5d 31 £1,557 £903 £792 £639 Get Quote
Momentum Pro D4 FWD auto 5d 33 £1,550 £899 £788 £636 Get Quote
Momentum Pro B4 AWD auto 5d 34 £1,554 £902 £790 £638 Get Quote
Momentum Pro T5 AWD auto 5d 34 £1,554 £902 £790 £638 Get Quote
Momentum Pro B5 (P) FWD auto 5d 35 £1,569 £910 £797 £643 Get Quote
Momentum Pro T5 FWD auto 5d 35 £1,569 £910 £797 £643 Get Quote
Momentum Pro B5 (P) AWD auto 5d 36 £1,593 £924 £810 £653 Get Quote
Momentum Pro T5 AWD auto (10/17-) 5d 37 £1,627 £944 £827 £667 Get Quote
Inscription D4 AWD 5d 32 £1,552 £900 £789 £636 Get Quote
Inscription D4 AWD auto 5d 32 £1,552 £900 £789 £636 Get Quote
Inscription D4 FWD auto 5d 33 £1,550 £899 £788 £636 Get Quote
Inscription B4 AWD auto 5d 34 £1,554 £902 £790 £638 Get Quote
Inscription B5 (P) FWD auto 5d 35 £1,569 £910 £797 £643 Get Quote
Inscription D5 PowerPulse AWD auto 5d 35 £1,569 £910 £797 £643 Get Quote
Inscription T5 AWD auto 5d 35 £1,569 £910 £797 £643 Get Quote
Inscription T5 FWD auto 5d 35 £1,569 £910 £797 £643 Get Quote
Inscription B5 (P) AWD auto 5d 36 £1,593 £924 £810 £653 Get Quote
Incription T5 AWD auto 5d 37 £1,627 £944 £827 £667 Get Quote
Inscription B5 AWD auto 5d 38 £1,667 £967 £847 £684 Get Quote
Inscription Recharge T6 Plug-in hybrid AWD auto 5d 41 £1,795 £1,041 £912 £736 Get Quote
Inscription T8 Twin Engine AWD auto 5d 42 £1,830 £1,062 £930 £751 Get Quote
Momentum D4 AWD 5d 31 £1,557 £903 £792 £639 Get Quote
Momentum D4 AWD auto 5d 31 £1,557 £903 £792 £639 Get Quote
Momentum D4 FWD auto 5d 32 £1,552 £900 £789 £636 Get Quote
Momentum B4 AWD auto 5d 34 £1,554 £902 £790 £638 Get Quote
Momentum T5 AWD auto 5d 34 £1,554 £902 £790 £638 Get Quote
Momentum B5 (P) AWD auto 5d 35 £1,569 £910 £797 £643 Get Quote
Momentum B5 (P) FWD auto 5d 35 £1,569 £910 £797 £643 Get Quote
Momentum T5 FWD auto 5d 35 £1,569 £910 £797 £643 Get Quote
Momentum T5 AWD auto (10/17-) 5d 36 £1,593 £924 £810 £653 Get Quote
Inscription Expression Recharge T6 Plug-in hybrid AWD auto 5d 41 £1,795 £1,041 £912 £736 Get Quote
Inscription Pro D4 AWD 5d 32 £1,552 £900 £789 £636 Get Quote
Inscription Pro D4 AWD auto 5d 32 £1,552 £900 £789 £636 Get Quote
Inscription Pro B4 AWD auto 5d 36 £1,593 £924 £810 £653 Get Quote
Inscription Pro B5 (P) FWD auto 5d 36 £1,593 £924 £810 £653 Get Quote
Inscription Pro D5 PowerPulse AWD auto 5d 36 £1,593 £924 £810 £653 Get Quote
Inscription Pro T5 AWD auto 5d 36 £1,593 £924 £810 £653 Get Quote
Inscription Pro T5 FWD auto 5d 36 £1,593 £924 £810 £653 Get Quote
Inscription Pro B5 (P) AWD auto 5d 37 £1,627 £944 £827 £667 Get Quote
Incription Pro T5 AWD auto 5d 38 £1,667 £967 £847 £684 Get Quote
Inscription Pro B5 AWD auto 5d 40 £1,781 £1,018 £892 £720 Get Quote
Inscription Pro T8 Twin Engine AWD auto 5d 42 £1,830 £1,062 £930 £751 Get Quote
Inscription Pro Recharge T8 Plug-in hybrid AWD auto 5d 43 £1,861 £1,080 £946 £764 Get Quote
Inscription Pro T8 Twin Engine AWD auto (04/18-) 5d 43 £1,861 £1,080 £946 £764 Get Quote
R-Design Pro D4 AWD 5d 32 £1,552 £900 £789 £636 Get Quote
R-Design Pro D4 AWD auto 5d 32 £1,552 £900 £789 £636 Get Quote
R-Design Pro T5 AWD auto 5d 35 £1,569 £910 £797 £643 Get Quote
R-Design Pro B4 AWD auto 5d 36 £1,593 £924 £810 £653 Get Quote
R-Design Pro B5 (P) FWD auto 5d 36 £1,593 £924 £810 £653 Get Quote
R-Design Pro D5 PowerPulse AWD auto 5d 36 £1,593 £924 £810 £653 Get Quote
R-Design Pro T5 FWD auto 5d 36 £1,593 £924 £810 £653 Get Quote
R-Design Pro B5 (P) AWD auto 5d 37 £1,627 £944 £827 £667 Get Quote
R-Design Pro T5 AWD auto (10/17-) 5d 38 £1,667 £967 £847 £684 Get Quote
R-Design Pro B5 AWD auto 5d 39 £1,731 £993 £870 £702 Get Quote
R-Design Pro B6 (P) AWD auto 5d 40 £1,781 £1,018 £892 £720 Get Quote
R-Design Pro T6 AWD auto 5d 40 £1,781 £1,018 £892 £720 Get Quote
R-Design Pro Recharge T8 Plug-in hybrid AWD auto 5d 42 £1,830 £1,062 £930 £751 Get Quote
R-Design Pro T8 Twin Engine AWD auto (04/18-) 5d 42 £1,830 £1,062 £930 £751 Get Quote
R-Design Pro T8 Twin Engine AWD auto 5d 42 £1,830 £1,062 £930 £751 Get Quote
Polestar Engineered Recharge T8 Plug-in hybrid AWD auto 5d 44 £1,890 £1,096 £960 £775 Get Quote
Polestar Engineered T8 Twin Engine AWD auto 5d 44 £1,890 £1,096 £960 £775 Get Quote
R-Design D4 AWD 5d 31 £1,557 £903 £792 £639 Get Quote
R-Design D4 AWD auto 5d 31 £1,557 £903 £792 £639 Get Quote
R-Design D4 FWD auto 5d 33 £1,550 £899 £788 £636 Get Quote
R-Design B4 AWD auto 5d 34 £1,554 £902 £790 £638 Get Quote
R-Design T5 AWD auto 5d 34 £1,554 £902 £790 £638 Get Quote
R-Design B5 (P) FWD auto 5d 35 £1,569 £910 £797 £643 Get Quote
R-Design D5 PowerPulse AWD auto 5d 35 £1,569 £910 £797 £643 Get Quote
R-Design T5 FWD auto 5d 35 £1,569 £910 £797 £643 Get Quote
R-Design B5 (P) AWD auto 5d 36 £1,593 £924 £810 £653 Get Quote
R-Design T5 AWD auto (10/17-) 5d 37 £1,627 £944 £827 £667 Get Quote
R-Design B5 AWD auto 5d 38 £1,667 £967 £847 £684 Get Quote
R-Design B6 (P) AWD auto 5d 39 £1,731 £993 £870 £702 Get Quote
R-Design T6 AWD auto 5d 39 £1,731 £993 £870 £702 Get Quote
R-Design Recharge T6 Plug-in hybrid AWD auto 5d 41 £1,795 £1,041 £912 £736 Get Quote
R-Design T8 Twin Engine AWD auto 5d 43 £1,861 £1,080 £946 £764 Get Quote

Volvo XC60 insurance cost by location

The table above shows the average cost of Volvo XC60 insurance, based on insurance groups and driver age. However, there are various other factors that affect the cost of your car insurance premiums. The location is one of the biggest factors.

Here are some average quotes for a 30-year-old living in three different locations. The quotes are for a Volvo XC60 Momentum Pro D4 AWD 5d.

  • Expensive: £1,050 (London SE1)
  • Average: £903 (Newcastle NE1)
  • Cheap: £704 (Galashiels TD1)

Which factors affect my Volvo XC60 insurance rate?

Along with insurance group, there are a number of key factors that have the biggest impact on your insurance premium costs:

  • Engine type and capacity. The larger the engine, the higher the cost of your insurance. For example, a bigger engine may cost £1,054 for insurance for a Volvo XC60 Inscription Pro D4 AWD 5d, while a bigger engine may pay £1,258 for a Volvo XC60 Polestar Engineered T8 Twin Engine AWD auto 5d. So, you can expect to pay up to £200 more for a larger engine on this vehicle.
  • Driver location. Where you live helps determine the level of risk that your car may be stolen or you’ll be involved in an accident, and this affects the cost of insurance. For example, a 30-year-old in central London may pay £1,050 for insurance for a Volvo XC60 Momentum Pro D4 AWD auto 5d, while the same 30-year-old in Newcastle may only pay £903. As you can see, motorists who live in a large city with a high crime rate can expect to pay more significantly more.
  • Driver age. The younger you are, the more risk you represent to insurers, and the more you’re likely to pay for insurance. The average 20-year-old driver in London may pay £2,032 for the Volvo XC60 Incription Pro T5 AWD auto 5d, while the average 40-year-old Londoner will only pay £1,064. It’s relatively common for a 20-year-old driver to put almost double compared to a 40-year-old and that is the case with the Volvo XC60.

Other factors that influence the cost of your insurance include:

  • Your driving history and activity
  • Your no-claims discount
  • Your car’s security features
  • Your car’s anti-theft precautions
  • Your marital status
  • Your credit history and job
  • Your car’s safety rating score
  • The model of your car
  • The age of your car
  • Annual miles driven

How can I save on my Volvo XC60 premiums?

Car insurance is a necessary legal requirement, but you don’t need it to break the bank. Here are some tricks you can try to lower the cost of your premium.

  • Reduce your annual mileage. With a lower annual mileage, you’ll be deemed a lower risk of making a claim and usually be afforded a lower premium.
  • Pay annually. When you pay annually, you avoid having to pay interest on monthly repayments.
  • Install extra safety precautions. The safer your car is, the less of a risk you’re deemed of making a claim. Again, this will help to lower your premium.
  • Don’t just accept your renewal quote. Make sure you shop around and don’t just settle for the renewal price given to you. There is likely to be a cheaper option available from a competitor.

Frequently asked questions

*51% of consumers could save £283.97 on their Car Insurance. The saving was calculated by comparing the cheapest price found with the average of the next five cheapest prices quoted by insurance providers on Seopa Ltd’s insurance comparison website. This is based on representative cost savings from August 2020 data. The savings you could achieve are dependent on your individual circumstances and how you selected your current insurance supplier.
The offers compared on this page are chosen from a range of products we can track; we don't cover every product on the market...yet. Unless we've indicated otherwise, products are shown in no particular order or ranking. The terms "best", "top", "cheap" (and variations), aren't product ratings, although we always explain what's great about a product when we highlight it; this is subject to our terms of use. When making a big financial decision, it's wise to consider getting independent financial advice, and always consider your own financial circumstances when comparing products so you get what's right for you.

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