Revolut Junior review

We have a look at Revolut's take on a child’s account, which comes with a prepaid debit card and its own app.

3.8 ★★★★★ (34 reviews) Write a review

Revolut Junior provides a convenient digital way for parents to pay children their pocket money, and an easy way to keep on eye on what and where they are spending.

What is Revolut Junior and how does it work?

Revolut is a popular digital banking brand in the UK, best known for its range of adult accounts and, more recently, for offering cryptocurrency and gold trading features to its customers.

However, it does also operate a children’s prepaid card account, called Revolut Junior, designed for 7 to 17 year olds. 

Kids get a prepaid debit card and a “Junior” mobile app to start learning how to manage their finances, while parents get to put money in the account and set controls on how it’s spent.

Revolut Junior is linked to an adult account, so as a parent you must already be a Revolut account holder in order to open a Revolut Junior account for your child. We have reviewed Revolut’s “adult” app here. Revolut is not a bank in the UK, which means money is not protected by the Financial Services Compensation Scheme, but customers’ funds are kept in a segregated account and the company is authorised by the Financial Conduct Authority.

What controls do parents have with Revolut Junior?

Parents top up the money in the Revolut Junior account from their own account. So they get to decide how much is available for their offspring to spend, and it’s a handy way to pay pocket money digitally.

Parents can control where that money is spent by setting rules on how the accompanying debit card is used by their child either online or in-store. (Revolut already automatically blocks the card from being used at most age-restricted merchants.)

Instant alerts are also generated whenever the child uses their debt card, giving parents information on where their child has made a purchase and for how much. There’s also the option for parents to freeze the card in the app.

The payment card has a kid-friendly, colourful design and the details are on the back rather that the front of the card. Revolut says this adds an extra security layer in case your child is keen to show off their new card (and new-found financial independence!) on social media.

How can I get Revolut Junior?

You can only get Revolut Junior if you’re the child’s parent or legal guardian and already have a Revolut bank account. You can create a Revolut Junior account for your child and order the prepaid debit card from your Revolut mobile banking app.

Your child can then use the card to spend the money you make available to them, and if they download the dedicated Revolut Junior app they can check their account balance and see the transactions they’ve made.

You don’t have to download and use the Junior app in order for the payment card to work – which is useful to know if your child doesn’t have a smartphone.

How much does Revolut Junior cost?

You need to have an adult Revolut account to create a Revolut Junior account. As there are three tiers of Revolut bank account (Standard, Premium and Metal) there are also three levels of access to Revolut Junior, which will be a factor if you’d like a Revolut Junior account for more than one child.

Here’s what the three tiers of Revolut account cost, and how many Revolut Junior accounts you get with each of them:

  • Standard: Free, and you can have 1 Revolut Junior account.
  • Premium: £6.99 per month, and you can have 2 Revolut Junior accounts.
  • Metal: £12.99 per month, and you can have 5 Revolut Junior accounts.

(For the full breakdown on what else you get with these different types of account, check out our Revolut review.)

Although Revolut Junior is free to set up, other transaction fees apply, which will mirror those of whatever type of Revolut account the parent has (Standard, Premium or Metal).

The exception to this policy is around the Junior debit card. While spending online or in-store is always free, ATM withdrawals are only free for the first £40 taken out each month. After that, a 2% fee applies across the board.

The Revolut Junior “Co-Parent” feature

Revolut has added a “Co-Parent” feature to Revolut Junior, which means that two adults can now have full visibility and control over the account. The free feature is only available to Premium and Metal customers, who can use a link within the app to invite another adult to jointly manage their child’s Revolut Junior account.

The Co-Parent doesn’t have to be a parent – it can be a grandparent, carer or another person financially involved in the child’s life. The Co-Parent will be able to set tasks and goals for the child, as well as top up money in the Revolut Junior account.

Revolut Junior details

Revolut Junior
Revolut Junior
Monthly fee£0 (parent needs Revolut account)
Card fee£4.99 delivery charge
Transaction fee£0
UK ATM fee£0
Loading fee£0
Account typedebit
Replacement fee£5

Pros and cons of Revolut Junior


  • A parent can digitally top up their child’s account with spending money.
  • Instant parental notifications are generated whenever the child makes a purchase with the prepaid debit card.
  • Parental controls mean rules can be set on where the child’s card can be used.
  • The child gets their own account and payment card, which helps teach them financial skills.
  • The dedicated Junior app lets kids check their account balance and transactions.


  • The parent has to be a Revolut account holder.
  • If you have more than one child and want more than one Revolut Junior account, you’ll have to sign up to one of the fee-charging Revolut accounts.
  • There are charges for ATM withdrawals exceeding £40 per month.

Our verdict

Teaching children how to manage their finances at an early age is a useful life skill. Revolut Junior pairs this with a convenient digital way for parents to pay children their pocket money, and an easy way to keep on eye on what and where they are spending.

One drawback here is that as a parent you have to be Revolut account holder; but if you already are one then Revolut Junior is a great option, as some other kids’ card and app combos come with a separate monthly charge.

If you really like the sound of Revolut Junior but are not already a Revolut customer, then you can always set up a free standard Revolut account to qualify for one free child account.

Get started by visiting Revolut Junior’s website and ordering a card. If you have read this review and decided that Revolut Junior’s card is not for you, you can also discover other prepaid cards for kids on the market.

We show offers we can track - that's not every product on the market...yet. Unless we've said otherwise, products are in no particular order. The terms "best", "top", "cheap" (and variations of these) aren't ratings, though we always explain what's great about a product when we highlight it. This is subject to our terms of use. When you make major financial decisions, consider getting independent financial advice. Always consider your own circumstances when you compare products so you get what's right for you.

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