Please note: You should always refer to your loan agreement for exact repayment amounts as they may vary from our results.
Late repayments can cause you serious money problems. See our debt help guides.
To make comparing even easier we came up with the Finder Score. Speed, features and flexibility across 60+ lenders are all weighted and scaled to produce a score out of 10. The higher the score the better the lender – simple.
Read the full methodologyWe’ve based our calculator on its advertised representative APR, but it’s important to note that M&S Bank is only obliged to offer this rate to 51% of its customers – the actual rate you’re offered will depend on its assessment of your circumstances.
Please note: You should always refer to your loan agreement for exact repayment amounts as they may vary from our results.
Late repayments can cause you serious money problems. See our debt help guides.
Before you take out a personal loan, it’s smart to read up and shop around. You can use the table below to see how much the loan you have in mind cost cost with a range of lenders.
To make comparing even easier we came up with the Finder Score. Speed, features and flexibility across 60+ lenders are all weighted and scaled to produce a score out of 10. The higher the score the better the lender – simple.
Read the full methodologyIn our 2023 customer satisfaction survey, M&S scored 4 out of 5 stars with 75% of its customers saying they’d recommend the brand to a friend.
Customers in our survey commented positively on M&S Bank’s overall service. One commented they experienced a “very easy and simple process to apply online”, as well as receiving fast responses. Another commented that M&S Bank “explained everything really well and made me feel safe and secure”.
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Looking for a personal loan? Read the definitive guide to find out how to compare interest rates, fees and features to find the right loan for you. There’s a range of loans available to apply for – we’ll help you find the right one.
Compare live rates, fees and eligibility criteria from a range of lenders to get the right loan for your needs at the lowest overall cost.