Which online stores accept PayPal?

PayPal is one of the Internet's most popular and convenient ways to pay for online shopping. Find out here which online stores accept PayPal.

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Where can I use PayPal?



What is PayPal?

If you’re a regular online shopper, chances are you’ve already heard of and used PayPal. If you haven’t, it’s a quick and hassle-free way to send and receive money using an email address and your credit or bank card.

It’s accepted around the world and you can use it to pay for goods in various currencies (you will be charged a conversion rate if it’s not your native currency). It also provides security such as buyers’ protection.

PayPal is the preferred payment method for eBay transactions. It enables buyers and sellers to send and receive funds instantaneously while giving each party peace of mind that their goods and funds are protected if anything goes awry. eBay purchased PayPal in 2002 but spun it out as a separate company in 2015.


How does PayPal work?

PayPal acts as a middleman for payments between 2 parties with registered accounts. It’s quick and easy, and money can be sent to a person without the need to share personal details or banking information. All you need is the email address of the person you’re sending money to. Simple!


What is PayPal Pay in 3?

PayPal has an option for you to split the cost of an item into 3 instalments at the checkout when you shop at the websites listed above. The plan lasts 2 months in total, with the first payment taken at the time of purchase (you can choose to settle the full amount before 2 months). You can use this service for purchases costing from £30 to £2,000.

PayPal’s Pay in 3 used to charge late fees for missing a payment, but these were scrapped at the end of September 2021. However, it’s crucial you ensure you can afford the repayments: Payments are taken automatically and there’s no way to pause, suspend or withdraw from the service once you’ve agreed to its terms. PayPal reports how you’re managing your account to credit reference agencies, so if you miss payments, you could damage your credit rating.

Pay in 3 could be a good way to spread costs for more expensive items and manage your budget, but it’s crucial you’re able to make the repayments.

  • Warning: Late repayments can cause you serious money problems. For help, contact MoneyHelper.

Is PayPal safe?

PayPal is generally a safe place to send and receive money. It will automatically encrypt any confidential information sent to or from your computer using the Secure Sockets Layer protocol (SSL), with an encryption key length of 128 bits, the highest level available. Despite this strength, you should do the usual checks when protecting your financial information, including not writing down important numbers or passwords and ensuring that your passwords are strong.

Scammers may try to hack into your PayPal account by sending you emails stating you’ve made a purchase you haven’t made. If you notice anything strange, log in to PayPal normally (not via a link in the email) to check your account hasn’t been compromised.


Is there a PayPal fee for using the service?

There is no fee for opening an account with PayPal, but there are fees for certain types of payments. Here’s what’s free and what you have to pay for in the UK:

  • Paying for purchased items: free
  • Sending money to friends and family: free
  • Receiving money (from friends or family): free
  • International payments: exchange rate fees apply if there is a currency conversion

These fees all assume you are sending money from your PayPal account. It’s possible to use your account to send money from your credit or debit card – but in these cases, additional fees will be charged.

  • Sending money from a credit card: 3.4% fee, plus £0.20

How do I get PayPal?

Getting a PayPal account is easy. Go to the website, click the “Sign up” button and follow the prompts to create your account.

Paypal2


How do I pay through PayPal using a credit card?

When creating your PayPal account, you will be given the option to link your credit or debit card to your account. This has the benefit of allowing you to transfer larger sums of money or to withdraw sent money to a nominated bank account. Once you’ve linked your cards to your account, whenever you transfer money or make a payment, you will be given the option of paying from one of your cards.


Is there a limit to how much I can buy using PayPal?

If your account has been verified, there is no limit on the total amount of money you can send, although there is a single transaction limit. You’ll be given the option to verify your PayPal account during set-up.


What is the processing time for PayPal?

Once sent, PayPal funds are typically received within 2 to 3 days, although this will be much quicker for verified accounts. If you use PayPal to sell or purchase items, the transaction will appear immediately on your account. For international transfers or large amounts, expect to wait up to 21 days for the funds to become available.


What are PayPal coupons?

Like other online stores, PayPal occasionally offers extra savings through coupons. At the moment, these typically come in the form of savings on eBay. Coupons will be emailed whenever available, so be sure to check your mail regularly. You can also sign up to PayPal or eBay newsletters, which might help you get access to the latest savings.


PayPal pros and cons

Pros

  • Highly secure
  • Free to set up new account
  • Millions of users and stores around the world

Cons

  • Transaction fees can be high, particularly when transferring large amounts
  • Disputes can be protracted and complex

Aside from online shops, what else can I use PayPal for?

Its primary use may be paying for goods and services, but PayPal has other uses, including transferring money to friends and family, or transferring money internationally.

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Does Morrisons accept PayPal?

No. Although the popular supermarket chain previously did accept PayPal, as of 21 August 2019 it’s no longer an accepted payment method.

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10 Responses

    Default Gravatar
    SueOctober 7, 2019

    Do PayPal credit increase your limit after a certain time?

      Avatarfinder Customer Care
      CharisseOctober 8, 2019Staff

      Hi Sue,

      Thanks for reaching out to Finder.

      Yes. Paypal regularly reviews your credit line and may invite you to increase your limit, once you’ve had PayPal Credit for at least 3 months.

      I hope this helps.

      Cheers,
      Charisse

    Default Gravatar
    LindaMay 11, 2019

    How do i use PayPal Credit to transfer money to another persons bank account plz & is it poss ?????

      Avatarfinder Customer Care
      BellaMay 12, 2019Staff

      Hi Linda,

      Thanks for your inquiry.

      Unfortunately, it is not possible to transfer money from Paypal account to a bank account. Please note that the transfers are only happening within the system (Paypal to Paypal account).

      I hope this clarifies.

      Kind regards,
      Bella

    Default Gravatar
    NicolaMay 7, 2019

    Hi I took PayPal credit to pay my holiday balance to a family member but it won’t work, can you help?

      Avatarfinder Customer Care
      JhezMay 8, 2019Staff

      Hello Nicola,

      Thank you for your comment.

      I am sorry to hear about the unsuccessful PayPal credit use. Usually, you will receive an email with more information about why your PayPal Credit was unsuccessful. If you applied during check out and get declined for PayPal Credit, you can still use PayPal to check out securely using your debit or credit card.

      If you wish to re-apply for PayPal credit, you have 35 days after your last application to do it. You may call the PayPal Credit customer service team to for further details.

      Regards,
      Jhezelyn

    Default Gravatar
    KatherineJanuary 23, 2019

    Why can’t I use my PayPal credit on any site? It doesn’t give the option

      Avatarfinder Customer Care
      ValJanuary 25, 2019Staff

      Hi Katherine,

      Thank you for leaving a question. Have you just created a PayPal account? If yes then you might need to contact customer support with PayPal to check if you have completed all the necessary information for PayPal credit. You no, then an option should show at check out to use PayPal credit.

      It may be a good option to seek help from PayPal support directly if you have used PayPal credit in the past.

      Hope this helps,

      Cheers,
      Val

    Default Gravatar
    JohnDecember 21, 2018

    What do I have to do to be able to see what sites accept pay pal I store?

      Avatarfinder Customer Care
      JoshuaDecember 23, 2018Staff

      Hi John,

      Thanks for getting in touch with finder. I hope all is well with you. :)

      On this page, you would be able to see a list of stores that accept PayPal payments. Another way for you to know is once you are in a specific website, it would show you an image of PayPal upon checkout. Moreover, you can ask directly an online store.

      I hope this helps. Should you have further questions, please don’t hesitate to reach us out again.

      Have a wonderful day!

      Cheers,
      Joshua

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