Mini Countryman insurance group

Mini has its fair share of brand evangelists. If you’re one of them, but you’re also in the market for an SUV, this car may appeal. There are plenty of trims and engine sizes to choose from, so it shouldn’t be hard to customise this vehicle to your exact tastes. In this guide, you’ll learn how much it will cost to insure one based on the specific model version and factors related to the driver.

What insurance group does the Mini Countryman fall under?

Before being made available to buy, a car will be placed in an insurance group ranging from 1 to 50. These groups were created to help insurers calculate how much it will cost to cover it. Group 1 has the cheapest cars to insure, while group 50 has the most expensive.

Mini Countryman models can be found in insurance groups ranging from insurance group 8 to 16, meaning the car insurance will cost you less than for the average vehicle.

The costs will vary depending on your choice of Mini Countryman model and what insurance group it falls under. As an example, a 30-year-old driver in an average postcode could pay around £700 for cover on a Mini Countryman 1.6 5d that is in insurance group 8 or around £768 for a Mini Countryman 1.6 Cooper 5d that is in insurance group 14. That’s almost 10% more for the same vehicle in a higher insurance group.

• How we got these rates

  These rates are based on the average cost of cover for cars in the insurance groups shown, for drivers of different ages with a Newcastle (NE1) postcode, which our research suggests represents an average for insurance rates in the UK. Updated: March 2021 (source: Quotezone).

Mini Countryman insurance cost by location

Using the table above, you can find the average cost of Mini Countryman insurance based on insurance groups and driver age.

There are more factors that affect the size of the premium offered to you, though. Your home address is one of the most significant.

To highlight this fact, we have pulled together some average quotes for a 30-year-old living in 3 different locations. The quotes are for a Mini countryman 1.6 Cooper 5d Auto.

• Expensive: £913 (London SE1)
• Average: £768 (Newcastle NE1)
• Cheap: £558 (Galashiels TD1)

• How we got these rates

  These rates are based on the average cost of cover for cars in the locations shown. Our research suggests SE1 is one of the most expensive locations, NE1 represents an average cost location and TD1 represents one of the cheapest locations. Updated: March 2021 (source: Quotezone).

Which factors affect my Mini Countryman insurance rate?

Here are some more key factors that have the biggest impact on your insurance premium costs:

• Engine type and capacity. In general, the bigger the engine, the more you can expect to pay for car insurance. As an example, it may cost £836 to insure a Mini Countryman 1.6 Media Pack 5d, while the bigger engined Mini Countryman 2.0 Cooper D Park Lane 5d Auto may cost £948 to insure . That’s an extra £112 per year for an engine that’s 0.4 litres bigger.
• Driver location. Your home address helps insurers determine the risk of your car being stolen or involved in an accident. They will use previous claims data from your home town to calculate this risk and price your insurance accordingly. For example, a 30-year-old in central London may pay £948 for insurance on a Mini Countryman 1.6 Cooper D Business Edition, while the same 30-year-old in Newcastle may only pay £791. That’s a £157 difference based solely on the home address of the driver.
• Driver age. The youngest drivers pay the most for car insurance, because they are statistically the most likely to make a claim. The average 20-year-old driver in London may pay £1,588 for the Mini Countryman 1.6 D Cooper ALL4 Chili Pack 5d, while the average 40-year-old Londoner will only pay £832. In this example, the 20-year-old will have to pay almost double to insure this vehicle.

Other factors that influence the cost of your insurance include:

• The model and age of your car
• Your annual mileage
• Your driving history and activity
• No claim discount
• Your marital status
• Your credit history and job
• Your car’s safety rating score
• Your car’s security and any extra anti-theft precautions

How can I save on my Mini countryman premium?

Whilst car insurance is a necessary legal requirement, there’s no reason to let it drain your bank account too much. There are plenty of tricks you can try to lower the cost of your premium, and we’ve listed some of the best ones below.

• Limit your annual mileage. Are there some journeys you can occasionally take by foot or public transport? Doing so, rather than using your car, can help to save on your premium.
• Pay annually, rather than monthly. Some insurers charge interest on monthly premium payments. Avoid this extra charge by paying for the whole year upfront.
• Install extra safety precautions. By adding extra safety measures and making your car safer, you’re quite likely to lower your premium.
• Don’t blindly accept your renewal quote. Most car insurance companies save their best deals for new customers, so it usually pays to shop around and switch companies every year.

Bottom line

There’s a lot to admire about the Mini Countryman, including the fact that it’s relatively cheap to insure for a SUV. Better yet, you can lower your insurance premiums even further with the tips in this guide.

Frequently asked questions

• What is the top speed of a Mini Countryman?

  A Mini Countryman can potentially reach a top speed of 140 miles per hour, depending on the engine size and model version.

• Is the Mini Countryman safe?

  The Mini Countryman scored a maximum 5 stars in its Euro NCAP crash tests. This included a 90% rating for protecting adult occupants and 80% for protecting child occupants.

• How much car tax do I have to pay for the Mini Countryman?

  The UK standard car tax rate sites at £150 per year. However, you might pay more or less depending on your car’s emissions.

• Where can I buy a Mini Countryman?

  You can buy this vehicle at dealerships or from online sellers across the UK. Perhaps you could also pick up a second-hand vehicle from a current owner.

• What engine size is the Mini Countryman?

  The engine size ranges from 1.6 litres to 2 litres.

• Is the Mini Countryman any good?

  This car does a lot of things very well, but it’s one of the pricier small SUVs out there and it’s difficult to justify this price tag, especially when you look at the quality of its cheaper competitors.

• Where can I find Mini Countryman car insurance?

  You can compare the costs of insuring a Mini Countryman using any price comparison website.

• Is a Mini Countryman expensive to insure?

  No, you’ll find a Mini Countryman in insurance groups ranging from 8 to 16, meaning it will be cheaper than average to insure this vehicle.