When it comes to car insurance, all vehicles are given a specific insurance group that ranges from 1 (cheapest) to 50 (most expensive) which helps determine the cost of your premium. Mazda 2 models range from insurance groups 13 to 20, so you can generally expect the cost of insurance to be fairly reasonable.
However, the the cost of insurance can vary between insurance groups based on a number of different factors including your car’s performance, safety features and cost of repair. For example, a 30-year-old driver in an average postcode could pay around £756 for cover on a Mazda 2 1.5 (75bhp) SE 5d (insurance group 13), or around £816 for a Mazda 2 SkyActiv-G 115ps GT Sport 5d which falls in insurance group 20.
You can find the insurance group, and likely premium cost, of your Mazda 2 model in the table below.
These rates are based on the average cost of cover for cars in the insurance groups shown, for drivers of different ages with a Newcastle (NE1) postcode, which our research suggests represents an average for insurance rates in the UK. Updated: Oct 2019 (source: Quotezone).
Average Mazda 2 insurance cost
To provide you with an idea of how much it may cost you to insure your Mazda 2, we ran several quotes to find an average figure. Based on our results, on average, you could insure your Mazda 2 with a comprehensive policy for the monthly price of £73.74, or an annual sum of £776.16.
To generate these quotes we used the following information:
The vehicle is a 2018 model
1.5 litre engine
Car has 5 seats
Factory fitted alarm system
The car is not modified
Used for social, domestic and commuting purposes
10,000 mileage per year
The car is parked in a work car park during the day
The car is parked on a driveway at night
Owner is a 30-year-old, single teacher from London
Owner is a homeowner
Five years no claims discount
No driving or other convictions in the last 5 years
Mazda 2 insurance cost by location
The table above shows the average cost of Mazda 2 insurance based on insurance groups and driver age. However, there are other factors that affect the cost of your car insurance premiums, one of the biggest being your location.
To show how much your location can impact your premium, here are some average quotes for a 30-year-old living in three different locations. The quotes are for a Mazda 2 1.5 Sport Nav (Leather) 5d.
Expensive: £948 (London SE1)
Average: £791 (Newcastle NE1)
Cheap: £578 (Galashiels TD1)
These rates are based on the average cost of cover for cars in the locations shown. Our research suggests SE1 is one of the most expensive locations, NE1 represents an average cost location and TD1 represents one of the cheapest locations. Updated: Oct 2019 (source: Quotezone).
Along with the insurance group, there are a few key factors that impact on your insurance premium costs:
Driver location. Where you live helps determine the level of risk that your car may be stolen or you’ll be involved in an accident, and this affects the cost of insurance. For example, a 30-year-old in central London may pay £932 for insurance for a Mazda 2 1.5d Sport 5d, while the same 30-year-old in Newcastle may only pay £781.
Driver age. The younger you are, the more risk you represent to insurers, and the more you’re likely to pay for insurance. The average 20-year-old driver in London may pay £1,648 for the Mazda 2 SkyActiv-G 90ps GT Sport Nav+ 5d, while the average 40-year-old Londoner will only pay £863.
Other factors that influence the cost of your insurance include:
Your vehicle’s engine size
Your marital status
Your credit history
What type of job you have
Your car’s safety rating score
The model of your car
The age of your car
Your car’s security and any extra anti-theft precautions
Annual miles driven
Your driving history and activity
No claims discount
How can I save on my Mazda 2 car insurance?
Whilst car insurance is a necessary expense, you don’t want it to leave you out of pocket. When searching for insurance, you’ll want to find the best deal for a price that’s within your budget. There are a few tricks you can try in order to save on your car insurance premiums, and we’ve listed them below.
Limit your car usage (where possible). Occasionally deciding to walk or get public transport, rather than using your car, can help to save on your premiums.
Pay annually rather than monthly. Whilst it might be scary to part with a large sum of money in one go, by paying annually you can save an average of £108.72 a year.
Install extra safety measures on your vehicle. The safer your car is, the less of a risk it will be for companies to insure. By adding extra safety measures, you’re quite likely to lower your premium.
Don’t just accept your renewal quote. Although it might be time consuming, when it’s time for renewal make sure you shop around and don’t just settle for the renewal price given to you – there may be cheaper options out there!
Depending on the model version, a Mazda 2 can reach top speeds between 106mph and 114mph.
The Mazda 2 was awarded 4 stars out of 5 under the Euro NCAP safety analysis. Mazda 2 models scored well across the board with 86% on adult occupant safety and 78% for child occupant safety.
The UK standard car tax rate sites at £145 per year. However, you might pay more or less depending on your car’s emissions.
You can buy a Mazda 2 online or by visiting your local Mazda retailer. You can also buy Mazda 2s through various motor resellers and websites.
This depends on the specific model of Mazda 2 you have and the insurance group it falls under. Mazda 2 models can range between insurance groups 13 and 20, so in general the insurance costs should be fairly reasonable in comparison to other car insurance groups.
*Based on independent online research by Consumer Intelligence (March ’20). 51% of car insurance customers could save £285.88.
Danny is a publisher at Finder specialising in car, life, home, business and pet insurance. He previously worked at the global insurer Aon and has appeared in national media giving advice on insurance. Danny holds a BA in International Business from the University of Plymouth and has undying loyalty to his average-poor football team, Portsmouth FC.
How likely would you be to recommend finder to a friend or colleague?
Very UnlikelyExtremely Likely
Thank you for your feedback.
Our goal is to create the best possible product, and your thoughts, ideas and suggestions play a major role in helping us identify opportunities to improve.
finder.com is an independent comparison platform and information service that aims to provide you with the tools you need to make better decisions. While we are independent, the offers that appear on this site are from companies from which finder.com receives compensation. We may receive compensation from our partners for placement of their products or services. We may also receive compensation if you click on certain links posted on our site. While compensation arrangements may affect the order, position or placement of product information, it doesn't influence our assessment of those products. Please don't interpret the order in which products appear on our Site as any endorsement or recommendation from us. finder.com compares a wide range of products, providers and services but we don't provide information on all available products, providers or services. Please appreciate that there may be other options available to you than the products, providers or services covered by our service.