
Compare lenders like Funding Circle
| Name | Established | Description | ||
|---|---|---|---|---|
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Funding Circle | 2010 | Fixed rate loan | Get quotes |
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Kriya | 2010 | Fixed rate unsecured peer-to-peer loan | More info |
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iwoca | 2011 | Variable rate unsecured loan | More info |
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Nucleus | 2011 | Fixed rate unsecured loan | More info |
What is Funding Circle?
The UK’s number 1 and first peer-to-peer platform dedicated to business borrowing, Funding Circle was launched in 2010 and has since processed loans amounting to several billion pounds to businesses the length and breadth of the country.
As of 2026, Funding Circl was lent over £18 billion to more than 135,000 businesses in the UK. Businesses can borrow £10,000 to £750,000, with funds typically arriving in 48 hours once the application is approved.
Funding Circle customer review
Funding Circle has an “Excellent” rating on customer review platform Trustpilot as of August 2026. With over 16,968 reviews on Trustpilot, Funding Cirle is rated 4.6 stars out of 5.
Majority of the customers reviews highlight the great experience they have with Funding Circle, the friendly and helpful staff as well as the smooth and straightforward online application process.
How can we help?


Invoice financing
Unlock the value in your invoices to move your business forwards. Compare invoice financing providers and discover how it could help your business.

Asset financing
Borrow against equipment or property to accelerate growth. Compare asset financing providers and discover how it could help your business.

Merchant cash advance
Get a lump sum upfront to repay in-line with volume of future sales. Compare a panel of lenders through our partner Funding Options.

Line of credit
Borrow only as much as you need, when you need it, and repay on terms that suit you. Compare a range of lenders.
Chris Lilly is Head of publishing at finder.com. He's a specialist in personal finance, from day-to-day banking to investing to borrowing, and is passionate about helping UK consumers make informed decisions about their money. In his spare time Chris likes forcing his kids to exercise more. See full bio
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