Hyundai Amica insurance group

Compare car insurance costs for the Hyundai Amica based on the specific model version and the demographics of the driver.

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The Hyundai Amica is a small car produced between 2000 and 2003. This is an entry-level car in every way. There’s not a lot of power, but you can expect this vehicle to be cheap to buy, run and insure. In this guide, we drill down further into the average cost of insurance based on the specific model version and factors related to the driver.

What insurance group does the Hyundai Amica fall under?

When it comes to car insurance, all vehicles are given a specific insurance group that ranges from 1 (cheapest) to 50 (most expensive) which helps determine the cost of your premium. Hyundai Amicas are found in insurance group 8, meaning the car insurance will be on the cheap side.

Model / Version Group (1-50) Age 20yrs Age 30yrs Age 40yrs Age 50yrs Link
1.1 Atlantic 5d 8 £1,344 £562 £551 £528 Get Quote
1.1 GSI 5d 8 £1,344 £562 £551 £528 Get Quote
1.1 CDX 5d 8 £1,344 £562 £551 £528 Get Quote
1.1 CDX 5d Auto 8 £1,344 £562 £551 £528 Get Quote

    Hyundai Amica insurance cost by location

    As well as the insurance groups and driver age, there are a number of other factors that affect the cost of your car insurance premiums.

    Your location is one of the most significant. To show the potential influence of your home address, here are some average quotes for a 30-year-old living in three different locations. The quotes are for a Hyundai Amica 1.1 Atlantic 5d.

    • Expensive: £900 (London SE1)
    • Average: £562 (Newcastle NE1)
    • Cheap: £571 (Galashiels TD1)

    Which factors affect my Hyundai Amica insurance rate?

    Along with insurance group, there are a number of key factors that have the biggest impact on your insurance premium costs:

    • Engine type and capacity. In general, the larger the engine, the higher the cost of your insurance. However, in this case, all models of the Hyundai Amica come with a 1.1-litre engine.
    • Driver location. Your home address helps insurers determine your level of risk, as far as how likely you are to make a claim on your policy. Your premium will rise if you live in an area where motorists are more likely to make a claim on their policy. For example, a 30-year-old in central London may pay £900 for insurance for a Hyundai Amica 1.1 GSI 5d, while the same 30-year-old in Newcastle may only pay £562. This difference occurs because Londoners are statistically more likely to make a claim on their insurance policy.
    • Driver age. The youngest drivers are the most likely to claim on their car insurance, and that’s why they have to pay far more. As an example, the average 20-year-old driver in London may pay £2,739 for the Hyundai Amica 1.1 CDX 5d, while the average 40-year-old in Newcastle will only pay £746. As you can see, in this example the average 20-year-old would have to pay almost double to insure a Hyundai Amica, compared to a 40-year-old. This huge price difference can often be the case with more expensive vehicles too.

    Other factors that influence the cost of your insurance include:

    • Your car’s safety rating score
    • Your car’s security and any extra anti-theft precautions
    • Your marital status
    • Your credit history and job
    • Annual miles driven
    • Your driving history and activity
    • Your no-claims discount
    • The model of your car
    • The age of your car

    How can I save on my Hyundai Amica premiums?

    When searching for insurance, you’ll want to find the best deal for a price that’s within your budget. So, here are some tricks you can try to lower the cost of your premium.

    • Limit your annual mileage. Can you occasionally take some journeys by foot or public transport, rather than using your car? If so, this can help you to save on your premiums.
    • Pay annually rather than monthly. When you pay annually, you eliminate the possibility of being charged interest on monthly premium payments.
    • Install extra safety precautions. The safer your car is, the less of a risk it will be for companies to insure. That’s why many of them are willing to offer a discount when you add extra safety measures.
    • Don’t just accept your renewal quote. When it’s time for renewal, make sure you shop around and don’t just settle for the renewal price given by your existing insurance company. There may be cheaper options out there.

    Bottom line

    The Hyundai Amica is a small and now somewhat old city car, and thus it’s relatively cheap to insure. Also, the tips in this guide will help you to reduce the price of insuring this car even further.

    Frequently asked questions

    *Based on data provided by Consumer Intelligence Ltd, (Mar ’24). 51% of car insurance customers could save £539.54
    The offers compared on this page are chosen from a range of products we can track; we don't cover every product on the market...yet. Unless we've indicated otherwise, products are shown in no particular order or ranking. The terms "best", "top", "cheap" (and variations), aren't product ratings, although we always explain what's great about a product when we highlight it; this is subject to our terms of use. When making a big financial decision, it's wise to consider getting independent financial advice, and always consider your own financial circumstances when comparing products so you get what's right for you. Most of the data in Finder's comparison tables has the source: Moneyfacts Group PLC. In other cases, Finder has sourced data directly from providers.
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    Danny is a publisher at Finder specialising in insurance and investing. He previously worked at the global insurer Aon and has appeared in national media giving advice on insurance. Danny holds a BA in International Business from the University of Plymouth and has undying loyalty to his average-poor football team, Portsmouth FC. See full bio

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