Just Cash Flow offers an alternative to bank overdrafts and traditional business loans. Borrow up to £500,000 and repay monthly, or choose a credit facility where the funds become available again as the cash is repaid.
Founded in 2013, Just Cash Flow is a specialist direct lender (not a broker) to UK-based limited companies and LLPs. It offers loans of £10,000 to £500,000, which can be repaid either in monthly repayments or through a revolving credit facility – where you borrow what you need as and when you need it, and only pay interest on that amount.
Just Cash Flow loan customers can take advantage of repayment holidays, extended terms and repeat loans. While this makes it a flexible way to borrow money, it could become easy for a small business to take on repeat credit when it wouldn’t otherwise do so.
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Key features of Just Cash Flow business finance
The interest rate you are offered will depend on factors like the credit history of your company, and the loan amount and term you apply for. It may differ from the advertised APR.
Just Cash Flow offers three distinct business loan options:
Am I eligible for a Just Cash Flow business loan?
You should only apply for Just Cash Flow business finance if you’re certain your company can meet the repayment terms. You must also:
How can I apply?
You can apply for a callback in just a few minutes using the online contact form. You will be asked to fill in a few simple details about yourself and your business, along with a brief outline of your funding needs. A Just Cash Flow advisor will then call you to talk through your application in more detail. You are likely to be asked for management accounts, cash flow forecasts and filed accounts for the business.
Frequently asked questions