Get BMW X4 insurance quotes

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BMW released the X4 model in 2014. The X4 shares many similarities with BMW’s older X3 model, but was established in part to marry BMW’s reputation for comfort and efficiency with the excitement and dynamism offered by competitors, in particular Porsche.
The X4 is a balance of power and comfort. Read on to find out what insuring an X4 would look like and how you can save on your premiums.
Model / Version | Group (1-50) | 20yrs | 30yrs | 40yrs | 50yrs | Get quote |
---|---|---|---|---|---|---|
xDrive20d M Sport X (Plus Package and Technology Package) auto 5d | 32 | £1,552 | £900 | £789 | £636 | Get Quote |
xDrive20d M Sport X (Plus Package) auto 5d | 32 | £1,552 | £900 | £789 | £636 | Get Quote |
xDrive20d M Sport X (Technology Package) auto 5d | 32 | £1,552 | £900 | £789 | £636 | Get Quote |
xDrive20d M Sport X auto 5d | 32 | £1,552 | £900 | £789 | £636 | Get Quote |
xDrive30d M Sport X (Plus Package and Technology Package) Sport Automatic 5d | 41 | £1,795 | £1,041 | £912 | £736 | Get Quote |
xDrive30d M Sport X (Plus Package) Sport Automatic 5d | 41 | £1,795 | £1,041 | £912 | £736 | Get Quote |
xDrive30d M Sport X (Technology Package) Sport Automatic 5d | 41 | £1,795 | £1,041 | £912 | £736 | Get Quote |
xDrive30d M Sport X Step auto 5d | 41 | £1,795 | £1,041 | £912 | £736 | Get Quote |
M Competition M Steptronic auto 5d | 46 | £1,946 | £1,129 | £989 | £799 | Get Quote |
xDrive20d Sport auto 5d | 32 | £1,552 | £900 | £789 | £636 | Get Quote |
xDrive30d Sport Step auto 5d | 41 | £1,795 | £1,041 | £912 | £736 | Get Quote |
M40d Sport Automatic 5d | 45 | £1,918 | £1,112 | £974 | £786 | Get Quote |
M40i Sport Automatic 5d | 43 | £1,861 | £1,080 | £946 | £764 | Get Quote |
xDrive20d M Sport (Plus Package and Technology Package) auto 5d | 32 | £1,552 | £900 | £789 | £636 | Get Quote |
xDrive20d M Sport (Plus Package) auto 5d | 32 | £1,552 | £900 | £789 | £636 | Get Quote |
xDrive20d M Sport (Technology Package) auto 5d | 32 | £1,552 | £900 | £789 | £636 | Get Quote |
xDrive20d M Sport auto 5d | 32 | £1,552 | £900 | £789 | £636 | Get Quote |
xDrive30d M Sport (Plus Package and Technology Package) Sport Automatic 5d | 41 | £1,795 | £1,041 | £912 | £736 | Get Quote |
xDrive30d M Sport (Plus Package) Sport Automatic 5d | 41 | £1,795 | £1,041 | £912 | £736 | Get Quote |
xDrive30d M Sport (Technology Package) Sport Automatic 5d | 41 | £1,795 | £1,041 | £912 | £736 | Get Quote |
xDrive30d M Sport Step auto 5d | 41 | £1,795 | £1,041 | £912 | £736 | Get Quote |
xDrive20d SE 5d | 31 | £1,557 | £903 | £792 | £639 | Get Quote |
xDrive20d SE 5d Step Auto | 31 | £1,557 | £903 | £792 | £639 | Get Quote |
xDrive20d xLine 5d | 31 | £1,557 | £903 | £792 | £639 | Get Quote |
xDrive20d xLine 5d Step Auto | 31 | £1,557 | £903 | £792 | £639 | Get Quote |
xDrive30d xLine 5d Step Auto | 40 | £1,781 | £1,018 | £892 | £720 | Get Quote |
xDrive20d M Sport 5d | 31 | £1,557 | £903 | £792 | £639 | Get Quote |
xDrive20d M Sport 5d Step Auto | 31 | £1,557 | £903 | £792 | £639 | Get Quote |
xDrive30d M Sport 5d | 40 | £1,781 | £1,018 | £892 | £720 | Get Quote |
xDrive35d M Sport 5d Step Auto | 43 | £1,861 | £1,080 | £946 | £764 | Get Quote |
Our research on the X4 model indicates that in order to keep the car sufficiently insured, you can expect to pay £59.92 each month. This is only slightly higher than the insurance rates offered for the X4’s ‘older brother’, the X3. If you’d rather pay in a single annual sum, that would cost you an average total of £654.57 every year.
We used the following information as a base from which to launch our insurance inquiries:
We’ve compiled a list of some of the main offenders when it comes to varying your insurance premiums. Whilst some are not factors that can be changed easily to bring down your cost, others are minor fixes that might save you money on your car insurance.
When it comes to buying and insuring a car, safety for yourself and your passengers is inevitably one of your top concerns. Whilst the X4 has not yet been submitted for a formal crash test with Euro NCAP, multiple reviewers have voiced their belief that the X4 will inherit the glowing rating received by the X3 model, which boasted perfect ratings and significantly higher than average scores for adult and child occupant protection.
If you’d like to extend the vehicle’s safety measures behind the factory standard, you’d be wise to invest into what has been labelled the ‘BMW Personal Co-Pilot’ package. Extra technology here includes tools to warn the driver if they are nearing cross-lane traffic, one-way streets, and if they begin drifting between lanes. For an extra bit of money, this could bring down the cost of your insurance quotes. It is worth negotiating with your insurer what extra safety and security features you can add in return for lower premiums.
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