Banking app
Share trading app
Capital at risk. T&Cs apply.
Free SoFi share with code 'FINDER'
Commission-free trades
Fractional shares
8,400+ stocks/ETFs
Fractional shares
8,400+ stocks/ETFs
Share trading app
Capital at risk. T&Cs apply.
Free share up to £100
Commission-free trades
Free ISA
Free SIPP
Free ISA
Free SIPP
Investment funds
Capital at risk. T&Cs apply.
Up to £200 welcome bonus
Choose from 700+ ETFs
Commission-free trades
No platform fees
Commission-free trades
No platform fees
We’ve compiled a list of the best sign-up bonus offers and promotions from banks and banking apps in the UK. We check and update this guide on a weekly basis and each offer has its own set of terms and conditions that apply. See if you could find a good deal!
| Brand | Bonus type | Product type | Offer details | Link |
|---|---|---|---|---|
|
Freetrade
|
Sign-up | General investment account | Free stock worth £10-£100 (deposit £50) |
Get deal
Capital at risk
|
|
NatWest new
|
Switching | Bank account | £200 when you switch to an eligible NatWest account | Get deal |
|
Revolut
|
Sign-up | Banking apps | Get a sign-up bonus of £20 | Get deal |
|
InvestEngine
|
Sign-up | General investment account | Sign-up welcome bonus of £20-£200 (deposit £100) |
Capital at risk
|
|
XTB new
|
Sign-up | Investing | Get a free SoFi share |
Capital at risk
|
|
RBS new
|
Switching | Bank account | £200 when you switch to an eligible RBS account | Get deal |
|
Starling Bank new
|
Refer-a-friend | Bank account | Get £25 each when referring a friend to Starling Bank | Get deal |
|
IG
|
Sign-up | General investment account | Get up to £5,000 cashback on transfers |
Capital at risk
|
|
Monzo
|
Refer-a-friend | Bank account | Free £10 when you refer a friend | Get deal |
|
Freecash
|
Sign-up | Cashback | Get up to £8 as a welcome bonus | Get deal |
|
Revolut
|
Refer-a-friend | Bank account | Earn up to £60 when you refer a friend | Get deal |
|
Santander
|
Switching | Bank account | Get £180 when switching your current account to Santander | Get deal |
|
Quidco
|
Sign-up | Cashback | Get up to £25 cashback when you refer a friend | Get deal |
|
gohenry
|
Sign-up | Kids bank account | Get a £20 pocket money bonus for your child | |
|
Remitly
|
Refer-a-friend | Money transfer | Sign up and get £10 off your first transfer when you send £100 | |
|
Wealthify
|
Refer-a-friend | Share trading | £50 refer-a-friend cashback |
Get deal
Capital at risk
|
|
Scottish Friendly
|
Refer-a-friend | Share trading | £25 referral voucher |
Capital at risk
|
|
Santander railcard
|
Sign-up | Student travel | Free 16-25 railcard with Santander Student | Get deal |
|
Currensea
|
Refer-a-friend | Travel card | Free £10 when you refer a friend | Get deal |
|
InvestEngine
|
Sign-up | Pension | Sign-up welcome bonus of £20-£200 |
Capital at risk
|
Each deal listed in the summary above is broken down and explained in more detail below.
Bank switch offers in the UK
Banks often pay money when you change your bank account. For these you will need to close and move over your old bank account to your new one using the Current Account Switch Service (CASS). For more details, head over to our bank switch offers guide.
Deal
£200 when you switch to an eligible NatWest account
Switch to NatWest and you could get £200. T&Cs apply.
Deal
£200 when you switch to an eligible RBS account
Switch to Royal Bank of Scotland and you could get £200. (T&Cs apply).
Deal
Get £180 when switching your current account to Santander
Switch your bank account to an eligible Santander account and get a reward of £180 and a £50 gift card. T&Cs apply.
Sign-up bonuses in the UK
We’ve rounded up sign-up bonuses from a range of providers, offering a variety of services including prepaid children’s cards to in-app money management. It includes popular promo codes and deals from providers such as Revolut and GoHenry.
Banking sign-up bonuses
Deal
exclusive
Get a sign-up bonus of £20
Minimum spend of £20 to receive the welcome offer. T&Cs apply.
Kids banking sign-up bonuses
Code
exclusive
Get a £20 pocket money bonus for your child
A prepaid account for children aged 6-18. Sign up today and also receive 2 months free. T&Cs apply.
Pension sign-up bonuses
Code
Sign-up welcome bonus of £20-£200
Sign-up welcome bonus of £20-£200 with InvestEngine. You need to deposit at least £100. T&Cs apply. Capital at risk.
Investing sign-up bonuses
Deal
Free stock up to $175
Get up to $175 with a free stock. T&Cs apply. Capital at risk.
Deal
Free stock worth £10-£100 (deposit £50)
Free stock worth £10-£100 when you sign-up using Finder’s link. New accounts only. T&Cs apply. Capital at risk.
Code
Sign-up welcome bonus of £20-£200 (deposit £100)
Sign-up welcome bonus of £20-£200 with InvestEngine. You need to deposit at least £100. T&Cs apply. Capital at risk.
Browse more investing offers, browse our free shares guide featuring trading providers like Trading212 and Freetrade.
Student banking sign-up bonuses
Deal
Free 16-25 railcard with Santander Student
Free 4-year Santander 16-25 Railcard to save 1/3 on rail travel in Great Britain. T&Cs apply.
Refer-a-friend bonuses in the UK
We’ve rounded up refer-a-friend offers available from a range of digital banks and e-money institutions. These include popular deals from banking apps like Revolut and Monzo.
Banking refer-a-friend bonuses
Deal
Get £25 each when referring a friend to Starling Bank
Get £25 each when referring a friend to Starling Bank. Your referral code is limited to 10 referrals. This means you can only earn up to £250 through this referral scheme. T&Cs apply.
Deal
Free £10 when you refer a friend
No minimum spend but must make a payment within 30 days. T&Cs apply.
Deal
Earn up to £60 when you refer a friend
Earn up to £60 when you refer a friend to Revolut. The friend must order a physical card and make 3 purchases of £5 minimum each. T&Cs apply.
Money transfer refer-a-friend bonuses
Code
Sign up and get £10 off your first transfer when you send £100
Sign up to Remitly and get £10 off your first transfer when you send £100 or more. T&Cs apply.
Share trading refer-a-friend bonuses
Deal
£50 refer-a-friend cashback
Referee must have deposited £1,000 and leave it invested for 6 months to receive the bonus. T&Cs apply. Capital at risk.
Code
£25 referral voucher
Voucher redeemable at a range of UK outlets. Referee must enter 'RECAF' promo code when applying. T&Cs apply. Capital at risk.
Travel card refer-a-friend bonuses
Deal
Free £10 when you refer a friend
To receive the £10 reward, the referee must successfully sign up and spend £100 or more using their Currensea card. T&Cs apply.
Frequently asked questions
Why do banking apps offer sign-up deals?
Banks and banking apps offer sign-up deals to entice new customers. They’re happy to pay to acquire new customers because once an account is open they’re then able to offer other products to that new customer. It’s mutually beneficial, because customers get rewarded for trying (and sometimes continuing to use) a new app, while banks are able to incrase their customer base.
Are there any catches?
Sometimes there will be some extra hoops to jump through to get the bonus. This could be something like depositing a certain amount of money in the account and keeping it there for a certain amount of time or making a number of qualifying transactions. You may also need to offer a current account to access a savings account, or vice versa. Just make sure you’re aware of the eligibility criteria and be sure you can fulfil it.
Will a reward impact my credit score?
There normally isn’t an impact on your credit score just from accepting a sign-up bonus or earning rewards from your account. But if you’ve switched current accounts to get an offer or reward, there’s a chance this can temporarily affect your credit score. When you open a new account, banks normally do a hard credit search, which shows up on your credit file.
We show offers we can track - that's not every product on the market...yet. Unless we've said otherwise, products are in no particular order. The terms "best", "top", "cheap" (and variations of these) aren't ratings, though we always explain what's great about a product when we highlight it. This is subject to our terms of use. When you make major financial decisions, consider getting independent financial advice. Always consider your own circumstances when you compare products so you get what's right for you. Most of the data in Finder's comparison tables is provided by Defaqto. In other cases, Finder has sourced data directly from providers.
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