Audi RS5 insurance rates

Find out how much it costs to insure an Audi RS5 and how you could save on your premiums.


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The Audi RS5 was released in 2010 as part of Audi’s redesigning process, with the first models arriving on roads in the spring of that year.

In many respects, the RS5 is an updated version of Audi’s classic A5 model, itself famous for its family-friendly design and luxurious interior. The ‘RS’ in the updated model’s title comes from the German RennSport, literally ‘Racing Sport’ – so you’d be right in thinking the RS5 is more powerful and sportier than your typical A5.

Read on to find out more about the Audi RS5, and how you can save when it comes to insurance.

Average Audi RS5 insurance rates

An average of quotes produced by several car insurance companies state that you can expect to pay approximately £123.87/month in insurance premiums. If you’d rather pay annually in a single instalment, that would set you back £1,322.14.

Every driver is different and has their own unique set of circumstances. We used the following data in our insurance estimates:

  • A 2018 model Audi RS5
  • Driver identified as a thirty-year-old teacher from Exeter, using the car for social and commuting reasons
  • An average of 10,000 miles per year
  • Good credit history
  • Car parked on a drive overnight, and in a car park during the day
  • Five years no claims discount

Which factors can affect the rate of my insurance?

  • Driver’s details (age, marital status, location, sex)
  • Miles driven per year
  • Modifications installed on the car – is your RS3 standard or modified?
  • No claims discount
  • How old is the model you’re looking to insure? Age can affect your premiums.
  • Credit history of the driver
  • Careful driving, subject to BlackBox technology installed in the car

How can I save on my RS5 premiums?

We’ve gathered together some of the top ways of reducing your car insurance to help you save. Keep them in mind whilst you look for a policy:

  • Who is insured on the car? Only insure people who use the car regularly – you can always add people later if someone wants to drive your car for a short period in the future.
  • Make sure your no claims discount is maintained. Longer no claim periods can affect your premiums.
  • Paying for your insurance annually rather than monthly can save you money. In the case of the RS5, the total for monthly payments is actually £120.04 more expensive than the annual sum!

Facts about the Audi RS5

  • Audi often describes models with the title ‘RS’ as ‘halo vehicles’ due to possessing the latest in Audi technology and software. ‘RS’ models, including the RS5, are produced separately by subsidiary Audi Sport GmbH, who specialise in high performance and luxury cars.
  • Not every RS model is available worldwide. The RS5, for instance, is not available in the United States.
  • In their review of the new RS5, The Australian asserted that the model ‘goes softly but carries a big stick’ – this should speak volumes about the quality and performance of the car.

What safety features are available on the Audi RS5? Is the car safe?

The Audi RS5 has not yet been independently reviewed, but as soon as it is we will update our page.

The RS5 is available with a high number of safety features to ensure the wellbeing of occupants, talk to your insurer to see if any additional safety features can reduce the price of your premiums. Available safety features for the RS5 include electronic stability control, seat belt warnings, parking sensors, advanced cruise control, and front-and-side impact beams. An internal monitoring system also exists to control features within the car itself.

The offers compared on this page are chosen from a range of products we can track; we don't cover every product on the market...yet. Unless we've indicated otherwise, products are shown in no particular order or ranking. The terms "best", "top", "cheap" (and variations), aren't product ratings, although we always explain what's great about a product when we highlight it; this is subject to our terms of use. When making a big financial decision, it's wise to consider getting independent financial advice, and always consider your own financial circumstances when comparing products so you get what's right for you.
*51% of consumers could save £283.97 on their Car Insurance. The saving was calculated by comparing the cheapest price found with the average of the next five cheapest prices quoted by insurance providers on Seopa Ltd’s insurance comparison website. This is based on representative cost savings from August 2020 data. The savings you could achieve are dependent on your individual circumstances and how you selected your current insurance supplier.

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