Audi A2 insurance group & average cost | Finder UK

Audi A2 insurance group

Compare car insurance costs for the Audi A2 based on the specific model version, the driver's age and their location.

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The Audi A2 was something of a game-changer when it first hit the roads. Luxury brands weren’t really producing small hatchbacks at this time, and it’s arguably still one of the best available vehicles in this class and price range. This guide will explore the potential costs involved in insuring an Audi A2.

What insurance group does the Audi A2 fall under?

All vehicles are given an insurance group to help insurers determine a suitable premium to charge customers. These groups range from 1 (cheapest to insure) to 50 (most expensive) You’ll find Audi A2 models in insurance groups 11 to 19, meaning the car insurance will be on the cheap side.

The costs will vary depending on what group your chosen Audi A2 model falls in. As an example, a 30-year-old driver in an average postcode could pay around £731 for cover on a Audi A2 1.4 5d that is in insurance group 11 or around £781 for a Audi A2 1.4 TDI SE 90ps 5d that is in insurance group 15. This premium pricing, when one car is in a much higher insurance group, occurs because of the different features available with different trims and models.

Model / Version Group (1-50) 20yrs 30yrs 40yrs 50yrs -
1.4 5d 11 £1,261 £731 £641 £517 Get Quote
1.4 TDI 90ps 5d 13 £1,302 £756 £662 £534 Get Quote
1.4 TDI 5d 13 £1,302 £756 £662 £534 Get Quote
1.6 FSI 5d 17 £1,379 £800 £701 £566 Get Quote
1.4 SE Colour Storm 5d 13 £1,302 £756 £662 £534 Get Quote
1.4 TDI SE Colour Storm 5d 13 £1,302 £756 £662 £534 Get Quote
1.6 FSI SE Colour Storm 5d 19 £1,399 £812 £711 £574 Get Quote
1.4 Colour Storm 5d 13 £1,302 £756 £662 £534 Get Quote
1.4 TDI Colour Storm 5d 13 £1,302 £756 £662 £534 Get Quote
1.6 FSI Colour Storm 5d 17 £1,379 £800 £701 £566 Get Quote
1.4 Special Edition 5d 13 £1,302 £756 £662 £534 Get Quote
1.4 TDI Special Edition 5d 13 £1,302 £756 £662 £534 Get Quote
1.4 SE 5d 13 £1,302 £756 £662 £534 Get Quote
1.4 TDI SE 90ps 5d 15 £1,346 £781 £684 £552 Get Quote
1.4 TDI SE 5d 15 £1,346 £781 £684 £552 Get Quote
1.6 FSI SE 5d 19 £1,399 £812 £711 £574 Get Quote
1.4 Sport 5d 11 £1,261 £731 £641 £517 Get Quote
1.4 TDI Sport (90ps) 5d 13 £1,302 £756 £662 £534 Get Quote
1.4 TDI Sport 5d 13 £1,302 £756 £662 £534 Get Quote
1.6 FSI Sport 5d 17 £1,379 £800 £701 £566 Get Quote

Audi A2 insurance cost by location

The table above shows the average cost of Audi A2 insurance based on insurance groups and driver age. However, there are many more factors that impact the cost of your car insurance premiums, one of the biggest being your location.

To illustrate the impact that your home town can have on your car insurance, here are some average quotes for a 30-year-old living in three different locations. The quotes are for a Audi A2 1.4 SE Colour Storm 5d.

  • Expensive: £895 (London SE1)
  • Average: £756 (Newcastle NE1)
  • Cheap: £549 (Galashiels TD1)

Which factors affect my Audi A2 insurance rate?

Along with insurance group, there are a range of other important factors that impact your insurance premium costs. Here is a selection of factors ot be aware of.

  • Engine type and capacity. Cars with bigger engines tend to cost more to insure, because these engines are more expensive to repair or replace. For example, it may cost £895 to insure a Audi A2 1.4 TDI 90ps 5d, while a bigger engine may pay £971 for a Audi A2 1.6 FSI SE 5d.
  • Driver location. Insurers will use your address to determine the likelihood of you making a claim on your car insurance. If you live in an area where motorists are more likely to claim, you’ll pay more. For example, a 30-year-old in central London may pay £960 for insurance for a Audi A2 1.6 FSI Colour Storm 5d, while the same 30-year-old in Newcastle may only pay £800.
  • Driver age. The youngest motorists have to pay more for car insurance because they are the most likely to make a claim on their policies. As an example, the average 20-year-old driver in London may pay £1,557 for the Audi A2 1.4 TDI Sport 5d, while the average 40-year-old Londoner will only pay £815. As you can see, in this example, the average 20-year-old has to pay almost double to insure an Audi A2.

Other factors that influence the cost of your insurance include:

  • Your marital status
  • Your credit history and job
  • Your car’s safety rating score
  • The model of your car
  • The age of your car
  • Your car’s security and any extra anti-theft precautions
  • Annual miles driven
  • Your driving history and activity
  • No claims discount

How can I save on my Audi A2 premiums?

Car insurance is a compulsory purchase if you want to drive your vehicle or even keep it on the road. Still, you’ll want to find the best deal for a price that’s within your budget. Here are some ideas to help you do that.

  • Limit your annual mileage. If you can use your car less, you’ll be determined as a lower risk of making a claim and be rewarded with a lower premium.
  • Pay annually instead of monthly. While not everyone can afford to part with a large sum of money in one go, you’ll usually be rewarded for doing so. That’s because a lot of insurers charge interest on monthly premium payments.
  • Install extra safety precautions. The safer you can make your car, the lower your premiums may fall.
  • Shop around for the best deal. It might be time-consuming to shop for the best car insurance deal on price comparison websites every year, but you’ll usually be rewarded heavily for doing so. Insurance companies tend to save their best deals for new customers, so it usually pays to shop around and switch every year.

Frequently asked questions

*51% of consumers could save £283.97 on their Car Insurance. The saving was calculated by comparing the cheapest price found with the average of the next five cheapest prices quoted by insurance providers on Seopa Ltd’s insurance comparison website. This is based on representative cost savings from August 2020 data. The savings you could achieve are dependent on your individual circumstances and how you selected your current insurance supplier.
The offers compared on this page are chosen from a range of products we can track; we don't cover every product on the market...yet. Unless we've indicated otherwise, products are shown in no particular order or ranking. The terms "best", "top", "cheap" (and variations), aren't product ratings, although we always explain what's great about a product when we highlight it; this is subject to our terms of use. When making a big financial decision, it's wise to consider getting independent financial advice, and always consider your own financial circumstances when comparing products so you get what's right for you.

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