Audi A2 insurance group

The Audi A2 was something of a game-changer when it first hit the roads. Luxury brands weren’t really producing small hatchbacks at this time, and it’s arguably still one of the best available vehicles in this class and price range. This guide will explore the potential costs involved in insuring an Audi A2.

What insurance group does the Audi A2 fall under?

All vehicles are given an insurance group to help insurers determine a suitable premium to charge customers. These groups range from 1 (cheapest to insure) to 50 (most expensive) You’ll find Audi A2 models in insurance groups 11 to 19, meaning the car insurance will be on the cheap side.

The costs will vary depending on what group your chosen Audi A2 model falls in. As an example, a 30-year-old driver in an average postcode could pay around £731 for cover on an Audi A2 1.4 5d that is in insurance group 11 or around £781 for an Audi A2 1.4 TDI SE 90ps 5d that is in insurance group 15. This premium pricing, when one car is in a much higher insurance group, occurs because of the different features available with different trims and models.

• How we got these rates

  These rates are based on the average cost of cover for cars in the insurance groups shown for drivers of different ages with a Newcastle (NE1) postcode, which our research suggests represents an average for insurance rates in the UK. Updated: March 2021 (source: Quotezone).

Audi A2 insurance cost by location

The table above shows the average cost of Audi A2 insurance based on insurance groups and driver age. However, there are many more factors that impact the cost of your car insurance premiums, one of the biggest being your location.

To illustrate the impact that your home town can have on your car insurance, here are some average quotes for a 30-year-old living in three different locations. The quotes are for an Audi A2 1.4 SE Colour Storm 5d.

• Expensive: £895 (London SE1)
• Average: £756 (Newcastle NE1)
• Cheap: £549 (Galashiels TD1)

• How we got these rates

  These rates are based on the average cost of cover for cars in the locations shown. Our research suggests SE1 is one of the most expensive locations, NE1 represents an average cost location and TD1 represents one of the cheapest locations. Updated: March 2021 (source: Quotezone).

Which factors affect my Audi A2 insurance rate?

Along with insurance group, there are a number of other important factors that impact your insurance premium costs. Here is a selection of factors to be aware of.

• Engine type and capacity. Cars with bigger engines tend to cost more to insure because these engines are more expensive to repair or replace. For example, it may cost £895 to insure an Audi A2 1.4 TDI 90ps 5d, while you may pay £971 for the bigger engine in the Audi A2 1.6 FSI SE 5d.
• Driver location. Insurers will use your address to determine the likelihood of you making a claim on your car insurance. If you live in an area where motorists are more likely to claim, you’ll pay more. For example, a 30-year-old in central London may pay £960 for insurance for an Audi A2 1.6 FSI Colour Storm 5d, while the same 30-year-old in Newcastle may only pay £800.
• Driver age. The youngest motorists have to pay more for car insurance because they are the most likely to make a claim on their policies. As an example, the average 20-year-old driver in London may pay £1,557 for the Audi A2 1.4 TDI Sport 5d, while the average 40-year-old Londoner will only pay £815. As you can see, in this example, the average 20-year-old has to pay almost double to insure an Audi A2.

Other factors that influence the cost of your insurance include the following:

• Your marital status
• Your credit history and job
• Your car’s safety rating score
• The model of your car
• The age of your car
• Your car’s security and any extra anti-theft precautions
• Annual miles driven
• Your driving history and activity
• No claims discount

How can I save on my Audi A2 premiums?

Car insurance is a compulsory purchase if you want to drive your vehicle or even keep it on the road. Still, you’ll want to find the best deal for a price that’s within your budget. Here are some ideas to help you do that.

• Limit your annual mileage. If you can use your car less, you’ll be determined as a lower risk of making a claim and be rewarded with a lower premium.
• Pay annually instead of monthly. While not everyone can afford to part with a large sum of money in one go, you’ll usually be rewarded for doing so. That’s because a lot of insurers charge interest on monthly premium payments.
• Install extra safety precautions. The safer you can make your car, the lower your premiums may fall.
• Shop around for the best deal. It might be time-consuming to shop for the best car insurance deal on price comparison websites every year, but you’ll usually be rewarded heavily for doing so. Insurance companies tend to save their best deals for new customers, so it usually pays to shop around and switch every year.

Bottom line

The Audi A2 is a small SUV with all the class and quality you’d expect from this German manufacturer. You’ll pay less than average in insurance costs if you want this car, and the tips in this guide will help you to reduce your premiums even further.

Frequently asked questions

• What is the top speed of an Audi A2?

  You can potentially expect an Audi A2 to reach a top speed of 108 mph, depending on its model version.

• Is the Audi A2 safe?

  In its Euro NCAP crash test, the Audi A2 received a 4-star rating (out of 5) for protecting adult occupants.

• How much car tax do I have to pay for the Audi A2?

  The UK standard car tax rate sits at £150 per year. However, you might pay more or less depending on your car’s emissions.

• Where can I buy an Audi A2?

  You can buy an A2 from any dealership, online seller or from a previous owner.

• What engine size is the Audi A2?

  This car comes with two choices of engine size: 1.4 litres or 1.6 litres.

• Where can I find Audi A2 car insurance?

  You can compare the costs of insuring an Audi A2 using any price comparison website.

• Is an Audi A2 expensive to insure?

  This depends on the specific model of Audi A2 you buy and the insurance group it appears in. Audi A2 models can be found in insurance groups ranging from 11 to 19, meaning this car is cheaper than the average vehicle to insure.