Audi A1 insurance group and cost

The Audi A1 is a small family car produced by the German manufacturer since 2010. When it comes to high-end superminis there really isn’t too many other vehicles that can compete with the Audi A1s style, handling and overall pizazz. The downside is you’ll pay more to buy, run and insure this vehicle, compared to other more low-end cars in the class. This guide shares the key facts about insuring an Audi A1.

Audi A1 insurance groups and cost by driver’s age

When it comes to car insurance, all vehicles are given a specific insurance group that ranges from group 1 (cheapest) to group 50 (most expensive) which helps determine the cost of your premium. Audi A1 models range from insurance groups 9 to 38, so the cost of insurance can vary significantly. As an example, a 30-year-old driver in an average postcode could pay around £711 for cover on a Audi A1 1.2 TFSI SE 5d, or around £868 for a Audi A1 S Line Nav 1.4 TFSI 150PS S Tronic auto 5d.

You can find the insurance group, and likely cost, of your Audi A1 model in the table below.

• How we got these rates

  These rates are based on the average cost of cover for cars in the insurance groups shown, for drivers of different ages with a Newcastle (NE1) postcode, which our research suggests represents an average for insurance rates in the UK. Updated: March 2021 (source: Quotezone).

Average Audi A1 insurance cost

To provide you with an idea of how much it may cost you to insure your Audi A1, we ran several quotes to find an average figure. Based on our results, on average, you could insure your Audi A1 with a comprehensive policy for the monthly price of £60.96, or an annual sum of £672.

• How we got this rate

  To generate these quotes we used the following information:

  • The vehicle is a 2018 model
  • Manual transmission
  • Petrol
  • 1.2 litre engine
  • Factory fitted alarm system
  • The car is not modified
  • Used for social, domestic and commuting purposes
  • 10,000 mileage per year
  • The car is parked in a work car park during the day
  • The car is parked on a driveway at night
  • Owner is a 30-year-old, single teacher from London
  • Owner is a homeowner
  • Five years no claims discount
  • No driving or other convictions in the last 5 years

Audi A1 insurance cost by location

The table above shows the average cost of Audi A1 insurance based on insurance groups and driver age. However, there are a number of other factors that affect the cost of your car insurance premiums, one of the biggest being your location.

To show the power of the postcode, here are some average quotes for a 30-year-old living in three different locations. The quotes are for a Audi A1 1.4 TFSI Sport 5d.

• Expensive: £932 (London SE1)
• Average: £781 (Newcastle NE1)
• Cheap: £568 (Galashiels TD1)

• How we got these rates

  These rates are based on the average cost of cover for cars in the locations shown. Our research suggests SE1 is one of the most expensive locations, NE1 represents an average cost location and TD1 represents one of the cheapest locations. Updated: March 2021 (source: Quotezone).

Which factors affect my Audi A1 insurance rate?

Along with insurance group, there are a number of key factors that have the biggest impact on your insurance premium costs:

• Engine type and capacity. In general, the bigger the engine, the higher the cost of your insurance. An average 30-year-old may pay £800 for the 1.0-litre Audi A1 TFSI SE 5d, but could pay around £830 for the 2.0-litre Audi A1 TDI Black Edition 5d.
• Driver location. Where you live helps determine the level of risk that your car may be stolen or you’ll be involved in an accident, and this affects the cost of insurance. For example, a 30-year-old in central London may pay £997 for insurance for a Audi A1 1.4 TFSI (150bhp) S Line 5d, while the same 30-year-old in Newcastle may only pay £868.
• Driver age. The younger you are, the more risk you represent to insurers, and the more you’re likely to pay for insurance. The average 20-year-old driver in London may pay £1,694 for the Audi A1 2.0 TDI Contrast Edition Plus 5d, while the average 40-year-old Londoner will only pay £887.

Other factors that influence the cost of your insurance include:

• Your marital status
• Your credit history and job
• Your car’s safety rating score
• The model of your car
• The age of your car
• Your car’s security and any extra anti-theft precautions
• Annual miles driven
• Your driving history and activity
• No claims discount

How can I save on my Audi A1 premiums?

Whilst car insurance is a necessary legal requirement, you don’t want it leaving you with an empty bank account. When searching for insurance, you’ll want to find the best deal for a price that’s within your budget. There are some tricks you can try in order to lower the cost of your premium, and we’ve listed them below.

• Limit your car usage (where possible). Occasionally deciding to walk or get public transport, rather than using your car, can help to save on your premiums.
• Pay annually rather than monthly. Whilst it might be scary to part with a large sum of money in one go, by paying annually you can save an average of £59.52 a year.
• Install extra safety precautions. The safer your car is, the less of a risk it will be for companies to insure. By adding extra safety measures, you’re quite likely to lower your premium.
• Don’t just accept your renewal quote. Although it might be time consuming, when it’s time for renewal make sure you shop around and don’t just settle for the renewal price given to you – there may be cheaper options out there!

Audi A1 facts and trivia

• The Audi A1 was the first supermini produced by the German manufacturer.
• Justin Timberlake became an Audi brand ambassador starting in 2010, as part of the marketing campaign for the launch of this vehicle.

Bottom line

The cost of ownership, compared to rival cars, is the only notable downside to owning an Audi A1. Still, ny using the tips in this guide, you should be able to make your car insurance more affordable.

Frequently asked questions

• How much does an Audi A1 cost?

  In the United Kingdom, the price of a new Audi A1 starts from £16,870.

• What is the top speed of an Audi A1?

  Depending on the model version, Audi A1s can reach top speeds between 118mph and 146mph.

• Is the Audi A1 safe?

  The Audi A1 was awarded the maximum five stars under the Euro NCAP safety analysis. Audi A1 models scored well across the board with 95% on adult occupant safety and 85% for child occupant safety.

• How much car tax do I have to pay for the Audi A1?

  The UK standard car tax rate sites at £150 per year. However, you might pay more or less depending on your car’s emissions.

• Where can I buy an Audi A1?

  You can buy an Audi A1 online or by visiting your local Audi A1 retailer. There is also a range of used Audi A1s available to buy through various motor resellers and websites such as AutoTrader or Motors.

• Is an Audi A1 expensive to insure?

  This depends on the specific model of Audi A1 you have and the insurance group it falls under. Audi A1 models can range between insurance groups 9 and 38, with those in insurance group 9 being relatively cheap to insure, and those in insurance group 38 being a lot more expensive.

Compare insurance for other Audi models