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39.41%
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£0
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N/A
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39.9% (variable)
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Upgrade to Capital on Tap Business Rewards Card for £99 pa to earn 1 point for every £1 spent. 1 point can be redeemed for either 1 Avios or 1p in cashback. 10,000 bonus points when £5,000 spent in first 3 months. Up to 20 free supplementary cards available.
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Representative example: When you spend £1,200 at a purchase rate of 39.41% (variable) p.a., your representative rate is 39.9% APR (variable).
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39.41%
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£99 p.a.
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1 point per £1 spent
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39.9% (variable)
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Earn 1 point for every £1 spent. 1 points can be redeemed for either 1 Avios or 1p in cashback. 10,000 bonus points when £5,000 spent in first 3 months. Up to 20 free supplementary cards available.
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Representative example: When you spend £1,200 at a purchase rate of 39.41% (variable) p.a., your representative rate is 39.9% APR (variable).
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22.2%
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£210 per annum
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1.5 points per £1 spent
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80.3% (variable)
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Earn 1.5 On Business Points for every £1 spent with BA on eligible flights and 1.5 Avios for every eligible £1 spent on credit card. Earn an extra 3,000 On Business Points annually when £20K or more spent by card anniversary.
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Representative example: When you spend £1,200 at a purchase rate of 22.2% (variable) p.a. with a fee of £210 per annum, your representative rate is 80.3% APR (variable).
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N/A (this product is a charge card).
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Year 1 - £0, Year 2 onwards - £125
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1 point per £1 spent
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N/A (this product is a charge card).
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Earn 20,000 bonus Membership Rewards® points when you spend £3,000 in first 3 months of Card membership. Earn 1 Membership Rewards® point for every £1 spent thereafter.
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N/A (this product is a charge card).
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£595 p.a.
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1 point per £1 spent
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N/A (this product is a charge card).
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Earn 40,000 bonus Membership Rewards® points when you spend £6,000 in first 3 months of Card membership. Earn 1 Membership Rewards® point for every £1 spent thereafter.
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21.9%
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£50 per annum
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1.5 points per £1 spent with selected partners
1 point per £2 spent elsewhere
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32.6% (variable)
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Choice of 1.5% Amazon Rewards or 60 Day Terms on each UK purchase at Amazon Business, Amazon.co.uk, and Whole Foods Market (first £120,000 in purchases each calendar year, 1% thereafter). 0.5% Amazon Rewards everywhere else.
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Representative example: When you spend £1,200 at a purchase rate of 21.9% (variable) p.a. with a fee of £50 per annum, your representative rate is 32.6% APR (variable).
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14.9%
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£0
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N/A
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14.9% (variable)
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Representative example: When you spend £1,200 at a purchase rate of 14.9% (variable) p.a., your representative rate is 14.9% APR (variable).
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15.9%
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Year 1 - £0, Year 2 onwards - £32 per annum
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N/A
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22% (variable)
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Identity Theft Assistance helpline and online tool. Liability Waiver for companies who have two or more cardholders. 24 hour customer service support.
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Representative example: When you spend £1,200 at a purchase rate of 15.9% (variable) p.a. with a fee of Year 1 - £0, Year 2 onwards - £32 per annum, your representative rate is 22% APR (variable).
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17.57%
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£32 per annum
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N/A
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22.4% (variable)
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Representative example: When you spend £1,200 at a purchase rate of 17.57% (variable) p.a. with a fee of £32 per annum, your representative rate is 22.4% APR (variable).
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16.9%
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Year 1 - £0, Year 2 onwards - £28 per annum
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N/A
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22.4% (variable)
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Receive discounts at participating retailers with the Mastercard Business Savings scheme.
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Representative example: When you spend £1,200 at a purchase rate of 16.9% (variable) p.a. with a fee of Year 1 - £0, Year 2 onwards - £28 per annum, your representative rate is 22.4% APR (variable).
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17.57%
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£32 per annum
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N/A
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22.4% (variable)
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Representative example: When you spend £1,200 at a purchase rate of 17.57% (variable) p.a. with a fee of £32 per annum, your representative rate is 22.4% APR (variable).
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16.9%
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Year 1 - £0, Year 2 onwards - £28 per annum
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N/A
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22.4% (variable)
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Receive discounts at participating retailers with the Mastercard Business Savings scheme.
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Representative example: When you spend £1,200 at a purchase rate of 16.9% (variable) p.a. with a fee of Year 1 - £0, Year 2 onwards - £28 per annum, your representative rate is 22.4% APR (variable).
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18.9%
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£30 per annum (fee paid is per business, not per card)
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N/A
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23.7% (variable)
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1% after £1 of monthly spend. Cashback paid Monthly into Card Account.
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Representative example: When you spend £1,200 at a purchase rate of 18.9% (variable) p.a. with a fee of . All - Fee paid is per business, not per card: £30 per annum, your representative rate is 23.7% APR (variable).
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18.268%
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Year 1 - £0, Year 2 onwards - £30 per annum
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N/A
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24.3% (variable)
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Free 'online account servicing'.
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Representative example: When you spend £1,200 at a purchase rate of 18.268% (variable) p.a. with a fee of Year 1 - £0, Year 2 onwards - £30 per annum, your representative rate is 24.3% APR (variable).
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18.268%
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Year 1 - £0, Year 2 onwards - £30 per annum
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N/A
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24.3% (variable)
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Free 'online account servicing'.
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Representative example: When you spend £1,200 at a purchase rate of 18.268% (variable) p.a. with a fee of Year 1 - £0, Year 2 onwards - £30 per annum, your representative rate is 24.3% APR (variable).
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24.9%
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£0
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N/A
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24.9% (variable)
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Business Rewards - giving a range of discounts and rebates (up to 66% off AA membership, save 20% on B2B marketing sites and access to 99 UK business credit reports for £75, 5% Avis rebate, 15% off Ryman's stationary, up to 15% off with APH, £60 driving credit and first year membership free with Zipcar, first year of FSB registration free, 20% off bPay by Barclaycard device, up to 15% off ecommerce website with cloudBuy, 5% rebate on online advertising spend with Bing, 10% off selected hotel reservations for business trips with booking.com, 4% rebate at over 5,000 hotels and 10,000 restaurants and 1% rebate at petrol stations at selected locations with the USA and Canada with Mastercard, 3% off business flights with flybmi and 25% off first £200 spend at Amazon Business).
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Representative example: When you spend £1,200 at a purchase rate of 24.9% (variable) p.a., your representative rate is 24.9% APR (variable).
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0% for 3 months reverting to 24.9%
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£0
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N/A
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24.9% (variable)
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0% for 60 days on purchases made at Toolstation and participating group companies.
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Representative example: When you spend £1,200 at a purchase rate of 24.9% (variable) p.a., your representative rate is 24.9% APR (variable).
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0% for 3 months reverting to 24.9%
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£0
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N/A
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24.9% (variable)
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0% for 60 days on purchases made at Travis Perkins and participating group companies.
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Representative example: When you spend £1,200 at a purchase rate of 24.9% (variable) p.a., your representative rate is 24.9% APR (variable).
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0% for 3 months reverting to 19.9%
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£42 per annum
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N/A
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28.6% (variable)
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Business Rewards - giving a range of discounts and rebates (up to 66% off AA membership, save 20% on B2B marketing sites and access to 99 UK business credit reports for £75, 5% Avis rebate, 15% off Ryman's stationary, up to 15% off with APH, £60 driving credit and first year membership free with Zipcar, first year of FSB registration free, 20% off bPay by Barclaycard device, up to 15% off ecommerce website with cloudBuy, 5% rebate on online advertising spend with Bing, 10% off selected hotel reservations for business trips with booking.com, 4% rebate at over 5,000 hotels and 10,000 restaurants and 1% rebate at petrol stations at selected locations with the USA and Canada with Mastercard, 3% off business flights with flybmi and 25% off first £200 spend at Amazon Business).
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Representative example: When you spend £1,200 at a purchase rate of 19.9% (variable) p.a. with a fee of £42 per annum, your representative rate is 28.6% APR (variable).
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14.816%
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£70 per annum
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0.5% cashback
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29% (variable)
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0.5% after £1 of yearly spend. Maximum of £400 cashback paid per month. Cashback paid Monthly into Card Account. 2% cashback on eligible trade and business supplies, 1% cashback on eligible fuel and hotel accommodation and 0.5% cashback on all other business spending. Max £400 per annum.
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Representative example: When you spend £1,200 at a purchase rate of 14.816% (variable) p.a. with a fee of £70 per annum, your representative rate is 29% APR (variable).
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14.816%
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£70 per annum
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0.5% cashback
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29% (variable)
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0.5% after £1 of yearly spend. Maximum of £400 cashback paid per month. Cashback paid Monthly into Card Account. 2% cashback on eligible trade and business supplies, 1% cashback on eligible fuel and hotel accommodation and 0.5% cashback on all other business spending. Max £400 per annum.
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Representative example: When you spend £1,200 at a purchase rate of 14.816% (variable) p.a. with a fee of £70 per annum, your representative rate is 29% APR (variable).
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29.94%
|
£0
|
N/A
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29.9% (variable)
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Representative example: When you spend £1,200 at a purchase rate of 29.94% (variable) p.a., your representative rate is 29.9% APR (variable).
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21.9%
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£50 per annum
First year waived for Business Prime members. Subsequent years waived if you spend at least £8,000 using the Amazon Business Prime American Express Card in the prior membership year.
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2 points per £1 spent with selected partners
1 point per £2 spent elsewhere
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32.6% (variable)
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Choice of 2% Amazon Rewards or 90 Day Terms on each UK purchase at Amazon Business, Amazon.co.uk, and Whole Foods Market (first £120,000 in purchases each calendar year, 1% thereafter). 0.5% Amazon Rewards everywhere else.
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Representative example: When you spend £1,200 at a purchase rate of 21.9% (variable) p.a. with a fee of £50 per annum, your representative rate is 32.6% APR (variable).
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0% for 6 months reverting to 14.9%
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£150 per annum
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N/A
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49.4% (variable)
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0.5% after £1 of yearly spend. Maximum of £400 cashback paid per year. Cashback paid Anniversary into Card Account. If less than £10 Cashback earned in any Cashback Year, it will not be credited to the account and will not be carried forward to the following year.
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Representative example: When you spend £1,200 at a purchase rate of 14.9% (variable) p.a. with a fee of £150 per annum, your representative rate is 49.4% APR (variable).
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